{"id":2453,"date":"2020-07-01T14:25:34","date_gmt":"2020-07-01T05:25:34","guid":{"rendered":"https:\/\/bcgblog.kr\/?p=2453"},"modified":"2020-08-14T09:00:29","modified_gmt":"2020-08-14T00:00:29","slug":"building-a-business-from-data-is-hard","status":"publish","type":"post","link":"https:\/\/bcgblog.kr\/building-a-business-from-data-is-hard\/","title":{"rendered":"\ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4 \uad6c\ucd95\uc774\ub77c\ub294 \uc5b4\ub824\uc6b4 \uacfc\uc81c\ub97c \uc131\uacf5\uc801\uc73c\ub85c \uc644\uc218\ud55c \uae30\uc5c5\ub4e4\uc758 \ube44\ubc95"},"content":{"rendered":"<p>Amazon, Google, Apple \ubc0f Facebook\uc774\ub77c\ub294 \uae30\uc5c5\ub4e4\uc740 \uc54c\uace0 \uc788\uc744 \uac83\uc774\ub2e4. \uadf8\ub7ec\ub098 Skywise, Otonomo, Flatiron, \uadf8\ub9ac\uace0 Metromile\uc740 \uc5b4\ub5a0\ud55c\uac00? \uc804\uc790\uc758 \uae30\uc5c5 \uc9d1\ub2e8\uc740 \uc801\uc808\ud55c \uace0\uac1d\uc744 \uaca8\ub0e5\ud558\uc5ec \uadf8\ub4e4\uc5d0\uac8c \ub9de\ub294 \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4 \uc81c\uacf5\uc744 \ubaa9\uc801\uc73c\ub85c \ubc29\ub300\ud55c \uc591\uc758 \ub370\uc774\ud130\ub97c \uc0dd\uc131\ud558\uace0 \ud65c\uc6a9\ud558\ub294 \ub2a5\ub825\uc73c\ub85c \uc798 \uc54c\ub824\uc838 \uc788\ub2e4. \ud6c4\uc790 \uae30\uc5c5 \uc9d1\ub2e8\uc740 \uc0c1\ub300\uc801\uc73c\ub85c \uc798 \uc54c\ub824\uc838 \uc788\uc9c0 \uc54a\uc9c0\ub9cc \ub370\uc774\ud130\ub85c\ubd80\ud130\uc758 \uac00\uce58\ucd94\ucd9c\uacfc \uad00\ub828\ud558\uc5ec \ub6f0\uc5b4\ub09c \uc774\ub825\uc744 \ubcf4\uc720\ud558\uace0 \uc788\ub2e4. \uc774\ub4e4 \uae30\uc5c5\uc740 \uac00\uce58 \uc788\ub294 \uc2e0\uaddc \uc11c\ube44\uc2a4\ub97c \uc0dd\uc131\ud558\uae30 \uc704\ud558\uc5ec \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\ub294 \ube44\uc988\ub2c8\uc2a4\ub97c \uad6c\ucd95\ud588\ub2e4.<\/p>\n<p>\ub2f9\uc0ac \uc5f0\uad6c\uc758 \ub300\ubd80\ubd84\uc740 \ucf54\ub85c\ub09819\uc758 \uc138\uacc4\uc801 \ub300\uc720\ud589 \uc774\uc804\uc5d0 \uc218\ud589\ub418\uc5c8\uc73c\uba70, \ucf54\ub85c\ub09819\ub294 \uac70\uc758 \ubaa8\ub4e0 \uc0b0\uc5c5\uc5d0\uc11c \uae30\uc5c5\ub4e4\uc758 \ube44\uc988\ub2c8\uc2a4\ub97c \ud63c\ub780\uc5d0 \ube60\ub728\ub838\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \ud5a5\ud6c4 \uba87 \uac1c\uc6d4\uc5d0\uc11c \uba87 \ub144 \ub3d9\uc548 \uc0ac\ud68c\uc801 \ub300\uc751\uacfc \uc801\uc751\ub825\uc758 \uc911\uc694\ud55c \ubd80\ubd84\uc744 \ucc28\uc9c0\ud558\uac8c \ub420 \ub514\uc9c0\ud138 \uae30\uc220\uc758 \uc911\uc694\uc131\uacfc \uac00\uce58\uac00 \uc99d\uac00\ud560 \uac83\uc774\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c \ub514\uc9c0\ud138 \ube44\uc988\ub2c8\uc2a4\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\ub294 \uae30\uc5c5\ub4e4\uc740 \uc7a5\uae30\uc801\uc73c\ub85c \uc720\ub9ac\ud55c \uc785\uc9c0\ub97c \ubcf4\uc720\ud558\uac8c \ub420 \uac83\uc774\ub2e4.<br \/>\n\uadf8\ub7ec\ub098 \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\uc5ec \uac00\uce58\ub97c \ucc3d\ucd9c\ud558\ub294 \ub2a5\ub825\uc774 \uc810\uc810 \uc911\uc694\ud574\uc9c0\uace0 \uc788\ub2e4\uba74, \ub9ce\uc740 \uae30\uc5c5\ub4e4\uc740 \uc5ec\uc804\ud788 \uac08 \uae38\uc774 \uba40\ub2e4. \uc0c1\ud488\uc744 \uac1c\uc120\ud558\uace0 \uc81c\uc870, \uc601\uc5c5, \ub9c8\ucf00\ud305 \ub4f1 \uc870\uc9c1\uae30\ub2a5\uc758 \ud6a8\uc728\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub4f1\uc758 \ubc29\uc2dd\uc73c\ub85c \ub9ce\uc740 \uae30\uc5c5\ub4e4\uc774 \uc790\uc0ac\uc758 \uc0ac\uc5c5\uc6b4\uc601 \uac1c\uc120\uc744 \uc704\ud574 \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\uace0 \uc788\ub2e4\ub294 \uac83\uc740 \ud655\uc2e4\ud558\ub2e4. \uadf8\ub7ec\ub098 \uc790\uccb4\uc801\uc73c\ub85c \ub610\ub294 \ub514\uc9c0\ud138 \uc0dd\ud0dc\uacc4 \ub0b4\uc5d0\uc11c \uc644\uc804\ud788 \uc0c8\ub85c\uc6b4 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub97c \ucc3d\ucd9c\ud558\uae30 \uc704\ud574 \ud574\ub2f9 \uc815\ubcf4\ub97c \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \uae30\uc5c5\uc740 \uac70\uc758 \uc5c6\ub2e4. \uc0c8\ub85c\uc6b4 \ub370\uc774\ud130\uc0c1\ud488\uc744 \ud1b5\ud55c \uac00\uce58\ucc3d\ucd9c\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \uc57d 150\uac1c \uae30\uc5c5\uc744 \ub300\uc0c1\uc73c\ub85c \uc2e4\uc2dc\ud55c \uad11\ubc94\uc704\ud55c \ubd84\uc11d\uc5d0\uc11c 20\uac74 \ubbf8\ub9cc\uc758 \uc2dc\ub3c4\ub9cc\uc774 \uc131\uacf5\uc801\uc774\uc5c8\ub2e4\ub294 \uac83\uc774 \uad00\ucc30\ub418\uc5c8\ub2e4(\u201c\ub370\uc774\ud130 \ucc54\ud53c\uc5b8\uc744 \ucc3e\uc544\uc11c\u201d \ucc38\uc870).<\/p>\n<hr \/>\n<h3><strong>\ub370\uc774\ud130 \ucc54\ud53c\uc5b8\uc744 \ucc3e\uc544\uc11c<\/strong><\/h3>\n<p>\ub2f9\uc0ac\ub294 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\uc758 \uc120\uad6c\uc790\ub97c \ucc3e\uae30 \uc704\ud574 \ud3ed\ub113\uac8c \ud6c4\ubcf4\uc790\ub97c \uc0b4\ud3b4\ubcf4\uc558\uc73c\uba70, \ub3c5\uc810\uc801\uc774\uac70\ub098 \uc9d1\uacc4\ub41c \ub370\uc774\ud130\ub85c\ubd80\ud130 \uc678\ubd80 \uac00\uce58\ub97c \ucc3d\ucd9c\ud558\ub294 11\uac1c \uc0b0\uc5c5 \ub0b4 146\uac1c \ube44\uc988\ub2c8\uc2a4\ub97c \uc5f0\uad6c\ud588\ub2e4. \uc774\ub4e4\uc740 \uc2a4\ud0c0\ud2b8\uc5c5, \uae30\uc5c5\uc758 \uc0ac\uc5c5\ubd80, \ud504\ub85c\uc81d\ud2b8 \ubc0f \uc2e0\uc0ac\uc5c5\uc744 \ud3ec\ud568\ud55c \ub2e4\uc591\ud55c \uc0c1\uc5c5\uc801 \ud615\ud0dc\uc758 \uc870\uc9c1\uc774\uc5c8\ub2e4. \ub370\uc774\ud130\uc0c1\ud488\uc758 \ucd5c\uc885 \uad6c\ub9e4\uc790\ub294 \uc0dd\ud0dc\uacc4 \ud30c\ud2b8\ub108\uc5d0\uc11c\ubd80\ud130 \ub3c5\uc790\uc801\uc778 3\uc790 \uace0\uac1d\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ub2e4\uc591\ud588\ub2e4.<\/p>\n<p>\uc5f0\uad6c\ub97c \uc9c4\ud589\ud558\uba74\uc11c \uc131\uacf5\uc744 \uc704\ud55c \uc138 \uac00\uc9c0 \uae30\uc900\uc744 \uc801\uc6a9\ud588\ub2e4. \uccab\uc9f8, \ub370\uc774\ud130, \uc778\uc0ac\uc774\ud2b8 \ub610\ub294 \uc11c\ube44\uc2a4\uc758 \ud615\ud0dc\ub85c \uace0\uac1d\uc5d0\uac8c \uac00\uce58\ub97c \ucc3d\ucd9c\ud558\ub824\ub294 \uc2dc\ub3c4\uac00 \uc774\ub8e8\uc5b4\uc838\uc57c \ud558\uba70 \ub458\uc9f8, \ub370\uc774\ud130\ub294 \ub2e8\uc21c\ud788 \uacf5\uac1c\ub41c \uc815\ubcf4\ub97c \uc9d1\uacc4\ud55c \uac83\uc774 \uc544\ub2c8\ub77c\ub294 \uc810\uc774\ub2e4. \uae30\uc5c5\uc758 \ub3c5\uc810 \ub370\uc774\ud130 \ub610\ub294 \uacf5\uae09\uc5c5\uccb4 \uc0dd\ud0dc\uacc4\uc758 \ucc28\ubcc4\ud654\ub41c \ub370\uc774\ud130\ub97c \ud3ec\ud568\ud568\uc73c\ub85c\uc368 \ub370\uc774\ud130 \ucc28\ubcc4\ud654\uac00 \uc774\ub8e8\uc5b4\uc838\uc57c \ud55c\ub2e4. \uc14b\uc9f8, \ud574\ub2f9 \ube44\uc988\ub2c8\uc2a4\uc758 \uc0c1\uc5c5\uc801\uc778 \uacac\uc778\ub825(commercial traction)\uc774 \ub9e4\ucd9c, \uac15\ub825\ud55c \uace0\uac1d\uae30\ubc18 \ub610\ub294 \uc0c1\ub2f9\ud55c \uc678\ubd80\uc790\uae08 \uc870\ub2ec\ub85c \uc774\uc5b4\uc838\uc57c \ud55c\ub2e4. \uad81\uadf9\uc801\uc73c\ub85c \ubd84\uc11d \ub300\uc0c1 \ube44\uc988\ub2c8\uc2a4 \uc911 18\uac1c\ub9cc\uc774 \uc138 \uac00\uc9c0 \uc870\uac74\uc744 \ubaa8\ub450 \ucda9\uc871\ud588\ub2e4.<\/p>\n<hr \/>\n<p>\uc131\uacf5\ub960\uc774 \ub0ae\uc740 \uc774\uc720\uc5d0\ub294 \ub9ac\uc2a4\ud06c\uc5d0 \ub300\ud55c \uc6b0\ub824(\uac1c\uc778\uc815\ubcf4\ubcf4\ud638\uc640 \uad00\ub828\ud55c \ud3c9\ud310\ud6fc\uc190 \uac00\ub2a5\uc131 \ud3ec\ud568), \uae30\uc220\uc801 \uc7a5\uc560\ubb3c, \uc778\uc7ac\ubd80\uc871 \ubc0f \uc870\uc9c1\ubb38\uc81c \ub4f1\uc774 \uc788\uc5c8\ub2e4. \ub610\ud55c \ub300\ub2e4\uc218 \uacbd\uc601\uc9c4\uc774 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4 \uad6c\ucd95\uc774 \uc81c\uacf5\ud558\ub294 \uac00\uce58\ucc3d\ucd9c \uae30\ud68c\uc5d0 \ub300\ud574 \ud68c\uc758\uc801\uc774\uc5c8\uc73c\uba70, \uc774\uc5d0 \ub530\ub77c \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub97c \uc6b0\uc120\uc21c\uc704\uc5d0 \ub450\uc9c0 \uc54a\uc558\ub2e4.<\/p>\n<p>\ub2f9\uc0ac\ub294 \uac00\uce58\ucc3d\ucd9c \ubc29\ubc95\uc744 \uc774\ud574\ud558\uae30 \uc704\ud574 \ud574\ub2f9 \ubd84\uc57c\uc758 \uc120\ub450\ub97c \ub2ec\ub9ac\ub294 \uae30\uc5c5\uc758 \uc0ac\uc5c5\ubaa8\ub378\uacfc \uc804\ub7b5\uc744 \ud30c\ud5e4\ucce4\ub2e4. \uc774\ub4e4\uc758 \ubc29\ubc95\uc740 \ub370\uc774\ud130\uc5d0\uc11c \ud6a8\uacfc\uc801\uc73c\ub85c \uac00\uce58\ub97c \ucc3d\ucd9c\ud568\uc73c\ub85c\uc368 \uc5bb\uc744 \uc218 \uc788\ub294 \uc131\uacfc\ub97c \uc798 \ubcf4\uc5ec\uc8fc\uba70, \uc131\uacf5 \uc694\uc18c\uac00 \ubb34\uc5c7\uc778\uc9c0 \uc54c\ub824\uc900\ub2e4.<\/p>\n<h3><strong>3\uac1c \uc8fc\uc694 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4 \uc720\ud615<\/strong><\/h3>\n<p>\ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub294 \uc808\ub300 \ud55c\uac00\uc9c0\ub85c \uc815\uc758\ud560 \uc218 \uc5c6\ub2e4. \ub450 \uac00\uc9c0 \uc694\uc18c\ub97c \uae30\ubc18\uc73c\ub85c \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub97c \ud3c9\uac00\ud558\ub294 \uac83\uc774 \uc720\uc6a9\ud558\ub2e4.<\/p>\n<p>\uccab \ubc88\uc9f8 \uc694\uc18c\ub294 \ub370\uc774\ud130 \uc18c\uc2a4\uc774\ub2e4. \ub9ce\uc740 \uacbd\uc6b0, \ub370\uc774\ud130\ub294 \uc81c\ud734\uad00\uacc4 \ub610\ub294 \uc0dd\ud0dc\uacc4 \ub0b4\uc758 \uc5ec\ub7ec \ucc38\uc5ec\uc790\ub85c\ubd80\ud130 \ubc1c\uc0dd\ud558\uba70 \ud574\ub2f9 \uc9d1\ub2e8\uc758 \ub3c5\uc810\uc801 \ub370\uc774\ud130\uc774\uac70\ub098 \uacf5\uac1c \ub370\uc774\ud130\uc77c \uc218 \uc788\ub2e4. \ud55c \ud68c\uc0ac\uac00 \ub370\uc774\ud130\ub97c \ub3c5\uc810 \uc18c\uc720\ud558\ub294 \uacbd\uc6b0\ub3c4 \uc788\ub2e4.<\/p>\n<p>\ub450 \ubc88\uc9f8 \uc694\uc18c\ub294 \ub370\uc774\ud130 \uac00\uce58 \uc0ac\uc2ac\uc5d0\uc11c \ud574\ub2f9 \ub370\uc774\ud130\uc0c1\ud488\uc774 \uc874\uc7ac\ud558\ub294 \uc704\uce58\uc774\ub2e4. \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub294 \ub370\uc774\ud130\ub97c \uc6d0\uc2dc\ub370\uc774\ud130 \ud615\uc2dd\uc73c\ub85c \ud310\ub9e4\ud558\uac70\ub098, \ub610\ub294 \ub370\uc774\ud130\ub97c \uc9d1\uacc4\ud55c \ud6c4 \ud2b9\uc815 \uc815\ubcf4\ub97c \ucd94\ucd9c\ud558\uc5ec \uc778\uc0ac\uc774\ud2b8\ub97c \ucc3d\ucd9c\ud558\uace0 \ud310\ub9e4\ud560 \uc218 \uc788\ub2e4. \ub610 \ub2e4\ub978 \uacbd\uc6b0, \uc804\ud1b5\uc801\uc778 \uc11c\ube44\uc2a4\uc640 \uc9c1\uc811 \uacbd\uc7c1\ud558\ub294 \uc0c8\ub85c\uc6b4 \uc11c\ube44\uc2a4\ub97c \uac1c\ubc1c\ud560 \uc218\ub3c4 \uc788\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ud574\ub2f9 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub294 \uae30\ucd08 \ub370\uc774\ud130\uc640 \uc778\uc0ac\uc774\ud2b8\ub97c \ud310\ub9e4\ud558\ub294 \ub300\uc2e0, \uae30\uc874 \ubcf4\ud5d8\uc0ac\uc640 \uacbd\uc7c1\ud558\uc5ec \ubcf4\ud5d8 \uc0c1\ud488\uc744 \ud310\ub9e4\ud558\uae30 \uc704\ud574 \uc790\uc0ac\uac00 \ubcf4\uc720\ud55c \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p>\uc774 \ub450 \uac00\uc9c0 \uc694\uc18c\ub97c \uae30\ubc18\uc73c\ub85c \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub97c \uc2dc\uc791\ud558\ub824\ub294 \uae30\uc5c5\ub4e4\uc740 \uba87 \uac00\uc9c0 \uc720\ud615 \uc911 \ud558\ub098\ub97c \ucd94\uad6c\ud560 \uc218 \uc788\ub2e4(\ub3c4\ud45c \ucc38\uc870).<\/p>\n<ul>\n<li><strong>\ub3c5\ub9bd\ud615(Standalone).<\/strong> \ub3c5\ub9bd\ud615 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub294 \uc885\ud569\uc801\uc774\uace0 \uace0\uc720\ud55c \uc18c\ube44\uc790 \ub610\ub294 \ube44\uc988\ub2c8\uc2a4 \ud589\ud0dc \ub370\uc774\ud130\uc5d0 \uae30\ubc18\ud558\uc5ec \uc778\uc0ac\uc774\ud2b8 \ub610\ub294 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud55c\ub2e4. \ud558\ub098\uc758 \uae30\uc5c5 (\uae30\uc5c5 \uc9d1\ub2e8\uc774 \uc544\ub2d8)\uc774 \uc778\uc0ac\uc774\ud2b8\/\uc11c\ube44\uc2a4\ub97c \uac1c\ubc1c\ud558\uace0 \ud310\ub9e4\ud55c\ub2e4. Metromile \ubc0f Uptake\uac00 \uc774\ub7ec\ud55c \ud615\ud0dc\uc758 \uae30\uc5c5\uc5d0 \ud574\ub2f9\ud55c\ub2e4.<\/li>\n<li><strong>\uc815\ubcf4 \uc870\uc728\uc790(Information Orchestrator).<\/strong> \ub3d9 \uc720\ud615\uc758 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub294 \ud50c\ub7ab\ud3fc\uc758 \uc9c0\uc6d0\uc744 \ubc1b\uc544 \ub370\uc774\ud130 \ub610\ub294 \uc778\uc0ac\uc774\ud2b8\ub97c \uc81c\uacf5\ud55c\ub2e4. \ub458 \uc774\uc0c1\uc758 \uae30\uc5c5\uc774 \ub370\uc774\ud130\/\uc778\uc0ac\uc774\ud2b8\ub97c \uac1c\ubc1c\ud558\uae30 \uc704\ud574 \ud611\uc5c5\ud558\uace0 \uac00\uce58\ucc3d\ucd9c\uc744 \uacf5\uc720\ud55c\ub2e4. \uc774\ub294 \uc77c\ubd80 \uacbd\uc6b0 \ub3c5\uc810, \uacf5\uac1c \ubc0f \ud30c\ud2b8\ub108 \ub370\uc774\ud130\ub97c \uacb0\ud569\ud568\uc73c\ub85c\uc368 \uc774\ub8e8\uc5b4\uc9c4\ub2e4. Skywise, Otonomo, \uadf8\ub9ac\uace0 Inrix\uac00 \ub3d9 \ubc94\uc8fc\uc5d0 \uc18d\ud55c\ub2e4.<\/li>\n<li><strong>\uc11c\ube44\uc2a4 \uc870\uc728\uc790(Service Orchestrator).<\/strong> \uc11c\ube44\uc2a4 \uc870\uc728\uc790 \uc720\ud615\uc740 \ud50c\ub7ab\ud3fc \uae30\ubc18 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud55c\ub2e4. \uc815\ubcf4 \uc870\uc728\uc790 \uc720\ud615\uacfc \uc720\uc0ac\ud558\uac8c \ub458 \uc774\uc0c1\uc758 \uae30\uc5c5\uc774 \uac00\uce58\ucc3d\ucd9c \uacfc\uc815\uc744 \uacf5\uc720\ud558\uba70, \uc774\ub294 \ub3c5\uc810, \uacf5\uac1c \ubc0f \ud30c\ud2b8\ub108 \ub370\uc774\ud130 \uacb0\ud569\uc744 \ud1b5\ud574 \uc77c\uc5b4\ub0a0 \uc218 \uc788\ub2e4. Clover Network \ubc0f Kabbage\uac00 \ub3d9 \uc720\ud615\uc5d0 \uc18d\ud55c\ub2e4.<\/li>\n<li><strong>\uacf5\uacf5 \uc815\ubcf4 \uc81c\uacf5\uc790(Public Information Provider).<\/strong> \uc774\ub4e4 \uae30\uc5c5\uc740 \uacf5\uac1c\uc801\uc73c\ub85c \uac00\uc6a9\ud55c \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \ub370\uc774\ud130\ub098 \uc778\uc0ac\uc774\ud2b8\ub97c \uc81c\uacf5\ud55c\ub2e4. \ud55c \uae30\uc5c5\uc774 \ud574\ub2f9 \ub370\uc774\ud130\/\uc778\uc0ac\uc774\ud2b8\ub97c \uac1c\ubc1c\ud558\uace0 \ud310\ub9e4\ud558\ub294 \uad6c\uc870\ub85c, Bloomberg \ubc0f Statista\uac00 \ub3d9 \ubc94\uc8fc\uc5d0 \uc18d\ud55c\ub2e4.<\/li>\n<li><strong>\uacf5\uacf5 \ub370\uc774\ud130\uc11c\ube44\uc2a4 \uc81c\uacf5\uc790(Public Data Services Provider).<\/strong> \uc774\ub4e4 \uae30\uc5c5\uc740 \uacf5\uac1c\uc801\uc73c\ub85c \uac00\uc6a9\ud55c \ub370\uc774\ud130\uc5d0 \uae30\ubc18\ud55c \uc11c\ube44\uc2a4\ub97c \ucc3d\uc870\ud558\uace0 \ud310\ub9e4\ud55c\ub2e4. Moody\u2019s \ubc0f IHS Markit\uc774 \ub3d9 \ubc94\uc8fc\uc5d0 \uc18d\ud55c\ub2e4.<\/li>\n<li><strong>\uae30\uc220 \uc778\uc5d0\uc774\ube14\ub7ec(Technical Enabler).<\/strong> \uc774\ub4e4 \uae30\uc5c5\uc740 \ubaa8\ub4e0 \uc720\ud615\uc758 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub97c \uc9c0\uc6d0\ud558\uae30 \uc704\ud55c \uc778\ud504\ub77c\uc640 \ud50c\ub7ab\ud3fc\uc744 \uc81c\uacf5\ud55c\ub2e4. \uadf8\ub7ec\ub098 \uc9c1\uc811\uc801\uc73c\ub85c \ub370\uc774\ud130\ub97c \uad6c\ub9e4, \ud310\ub9e4\ud558\uac70\ub098 \ub370\uc774\ud130\ub85c\ubd80\ud130 \uac00\uce58\ub97c \ucc3d\ucd9c\ud558\uc9c0 \uc54a\ub294\ub2e4. Palantir Technologies, Cloudera, \uadf8\ub9ac\uace0 MindSphere \ub4f1\uc774 \ub3d9 \ubc94\uc8fc\uc5d0 \uc18d\ud55c\ub2e4.<\/li>\n<\/ul>\n<p><a href=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/07\/building-business-from-data_1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2461\" src=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/07\/building-business-from-data_1.png\" alt=\"\" width=\"1225\" height=\"612\" title=\"\" srcset=\"https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/07\/building-business-from-data_1.png 1225w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/07\/building-business-from-data_1-300x150.png 300w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/07\/building-business-from-data_1-1024x512.png 1024w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/07\/building-business-from-data_1-768x384.png 768w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/07\/building-business-from-data_1-696x348.png 696w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/07\/building-business-from-data_1-1068x534.png 1068w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/07\/building-business-from-data_1-841x420.png 841w\" sizes=\"auto, (max-width: 1225px) 100vw, 1225px\" \/><\/a><\/p>\n<p>\uacf5\uacf5 \uc815\ubcf4 \uc81c\uacf5\uc790\uc640 \uacf5\uacf5 \ub370\uc774\ud130\uc11c\ube44\uc2a4 \uc81c\uacf5\uc790 \uc720\ud615\uc740 \uc218\uc2ed \ub144 \ub3d9\uc548 \uc874\uc7ac\ud588\uc73c\uba70 \ub300\ubd80\ubd84 \uc131\uc219 \ub2e8\uacc4\uc5d0 \uc9c4\uc785\ud55c \uc800\uc131\uc7a5 \ube44\uc988\ub2c8\uc2a4\uc774\ub2e4. \ub530\ub77c\uc11c, \ubcf8\uace0\uc5d0\uc11c\ub294 \uc880 \ub354 \ucd5c\uc2e0\uc758 \uc138 \uac00\uc9c0 \uc720\ud615\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd98\ub2e4. \uc774\ub4e4 \ube44\uc988\ub2c8\uc2a4\ub294 \uc778\ud130\ub137 \uc774\uc6a9\ubfd0 \uc544\ub2c8\ub77c IoT\uc640 \uba38\uc2e0 \ub370\uc774\ud130(machine data)\uc758 \uc131\uc7a5\uc744 \ud1b5\ud574 \ucd94\uc9c4\ub825\uc744 \uc5bb\uc5c8\ub2e4.<\/p>\n<h3><strong>\ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4 \uc131\uacf5\uc758 \ube44\ubc00 \ubc1c\uacac<\/strong><\/h3>\n<p>\uc0c1\uae30 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4 \uc720\ud615\uc758 \uc131\uacf5\uc694\uc778\uc740 \ubb34\uc5c7\uc778\uac00? \uc5f0\uad6c\uc5d0\uc11c \ud655\uc778\ub41c 18\uac1c \uc131\uacf5 \uc0ac\ub840\ub97c \ubd84\uc11d\ud55c \uacb0\uacfc \uba87 \uac00\uc9c0 \ub180\ub77c\uc6b4 \uacf5\ud1b5\uc810\uc774 \ubc1c\uacac\ub418\uc5c8\ub2e4. \ubaa8\ub4e0 \ube44\uc988\ub2c8\uc2a4 \uc720\ud615\uc5d0\uc11c \uacf5\ud1b5\uc73c\ub85c \ubc1c\uacac\ub41c \uc131\uacf5\uc694\uc778\ub3c4 \uc788\uc5c8\uc9c0\ub9cc \uc815\ubcf4 \uc870\uc728\uc790\uc640 \uc11c\ube44\uc2a4 \uc870\uc728\uc790 \uc720\ud615\uc5d0\ub9cc \uc801\uc6a9\ub418\ub294 \uc131\uacf5\uc694\uc778\ub4e4\ub3c4 \uc788\uc5c8\ub2e4.<\/p>\n<h3><strong>\ubaa8\ub4e0 \uc720\ud615\uc5d0 \uac78\uce5c \uc131\uacf5\uc694\uc778<\/strong><\/h3>\n<p>\ud2b9\uc815 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4 \uc720\ud615\uc5d0 \uad00\uacc4 \uc5c6\uc774, \uc77c\ubd80 \uc911\uc694 \uc694\uc18c\ub4e4\uc774 \uc131\uacf5\uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud588\ub2e4.<\/p>\n<p><strong>\ub370\uc774\ud130 \ub9ac\ub354\uc2ed \uad6c\ucd95.<\/strong> \ub2f9\uc5f0\ud558\uac8c \ub4e4\ub9b4 \uc218\ub3c4 \uc788\uc9c0\ub9cc, \uace0\ud488\uc9c8\uc758 \uace0\uc720 \ub370\uc774\ud130\ub97c \ub300\uccb4\ud560 \ub9cc\ud55c \uc131\uacf5\uc694\uc778\uc740 \uc5c6\ub2e4. \ud2b9\uc815 \ud65c\uc6a9\uc601\uc5ed\uc5d0\uc11c \ub370\uc774\ud130 \ub9ac\ub354\uc2ed\uc744 \ubcf4\uc720\ud55c \uae30\uc5c5\ub4e4\uc740 \ub354 \uc81c\ud55c\ub41c \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\ub294 \uae30\uc5c5\uacfc \ube44\uad50\ud560 \ub54c, \ud574\ub2f9 \uc601\uc5ed\uc758 \uace0\uac1d\uc5d0\uac8c \ud6e8\uc52c \ub354 \ud070 \uac00\uce58\ub97c \ucc3d\ucd9c\ud560 \uc218 \uc788\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uace0\uac1d\uc758 \uc704\uce58, \ub9e5\ubc15, \ud608\uc555 \ubc0f \uc2ec\uc9c0\uc5b4 \uc8fc\ubcc0\uc628\ub3c4\uc640 \uc2b5\ub3c4\uc5d0 \ub300\ud574 \uac70\uc758 \uc2e4\uc2dc\uac04\uc73c\ub85c \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud560 \uc218 \uc788\ub294 \uae30\uc5c5\uc740 \uace0\uac1d \uc704\uce58\ub97c 1\ubd84 \ub2e8\uc704\ub85c \ucd94\uc801\ud558\ub294 \ud0c0 \uc5c5\uccb4\uc5d0 \ube44\ud574 \uc0c1\ub2f9\ud55c \uacbd\uc7c1\uc6b0\uc704\ub97c \uac00\uc9c4\ub2e4. \uc804\uc790\ub294 \uac1c\uc778\ud654\ub41c \uc989\uac01\uc801 \ub370\uc774\ud130\uc0c1\ud488\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub294 \ubc18\uba74 \ud6c4\uc790\uac00 \uc0dd\uc131\ud558\ub294 \uc0c1\ud488\uc740 \ub300\uc0c1 \uace0\uac1d\uc5d0 \ub300\ud55c \ud0c0\uac9f\ud305\uc774 \ud6e8\uc52c \uc57d\ud558\ub2e4. \ub610\ud55c, \ud655\uc2e4\ud55c \ub370\uc774\ud130 \uc774\uc810\uc744 \uac00\uc9c4 \ud68c\uc0ac\ub294 \uc790\uc0ac \ub370\uc774\ud130\uc0c1\ud488\uc744 \ubcf5\uc81c\ud558\ub824\ub294 \uacbd\uc7c1\uc0ac\ub4e4\uc744 \uc5b4\ub290 \uc815\ub3c4 \ubc29\uc5b4\ud560 \uc218 \uc788\ub2e4. \uc774\ub294 \uaddc\ubaa8\uac00 \ud06c\uac70\ub098 \ub3c5\uc810\uc801\uc778 \ub370\uc774\ud130\ubca0\uc774\uc2a4\uac00 \uc788\ub294 \ub3c5\ub9bd\ud615 \ube44\uc988\ub2c8\uc2a4\uc758 \uacbd\uc6b0 \ud2b9\ud788 \uadf8\ub7ec\ud558\ub2e4.<\/p>\n<p>\uc608\ub97c \ub4e4\uc5b4 \ud55c \ud56d\uacf5\uc0ac\ub294 \ub9c8\uc77c\ub9ac\uc9c0 \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574 \ubc29\ub300\ud55c \uc5ec\ud589\uc790 \ub370\uc774\ud130\ubca0\uc774\uc2a4\ub97c \uc790\uccb4\uc801\uc73c\ub85c \ubcf4\uc720\ud558\uace0 \uc788\uc73c\uba70, \ud574\ub2f9 \uc5ec\ud589\uc790\uc5d0\uac8c \ub9de\ucda4\ud615 \ubcf4\ud5d8\uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \uc774\ub97c \ub2e4\ub978 \uc815\ubcf4\uc640 \ud568\uaed8 \ud65c\uc6a9\ud588\ub2e4. \ubcf4\ud5d8\uacc4\uc57d\uc790\ub294 \ubcf4\ud5d8\uacc4\uc57d, \uc774\ub3d9 \ubc0f \ubcf4\ud5d8\ub8cc \uc9c0\uae09\uacfc \uc6e8\uc5b4\ub7ec\ube14 \uae30\uae30\ub85c \ucd94\uc801\ub418\ub294 \uc77c\uc0c1 \ud65c\ub3d9(\uc0b0\ucc45, \uc6b4\ub3d9 \ubc0f \uc218\uba74 \ub4f1)\uc5d0 \ub300\ud574 \ud3ec\uc778\ud2b8\ub97c \ubc1b\ub294\ub2e4. \uc2a4\ud3ec\uce20 \ud65c\ub3d9, \uc81c\ud488 \ubc0f \ud56d\uacf5\ud3b8 \ub4f1\uc758 \uad6c\ub9e4\uc5d0 \ud3ec\uc778\ud2b8\ub97c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p><strong>\uace0\uac1d\uc758 \uc911\uc694 \ub2c8\uc988\ub97c \uaca8\ub0e5.<\/strong> \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub97c \uad6c\ucd95\ud558\ub294 \uae30\uc5c5\ub4e4\uc740 \ub9c8\uc9c4 \uac1c\uc120\uc5d0 \uc9d1\uc911\ud574\uc11c\ub294 \uc548 \ub41c\ub2e4. \uace0\uac1d\uc774\ub098 \uc0dd\ud0dc\uacc4 \ud30c\ud2b8\ub108\uac00 \uc9c1\uba74\ud55c \uac00\uc7a5 \uc911\uc694\ud55c \ub3c4\uc804\uacfc\uc81c\ub098 \uae30\ud68c\ub97c \ud30c\uc545\ud558\uace0 \uc774\ub7ec\ud55c \ubb38\uc81c\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \ud574\uacb0\ud558\ub294 \ub370\uc774\ud130\uc0c1\ud488\uc744 \uac1c\ubc1c\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p>\ubc14\uc774\uc624 \uc81c\uc57d \uc0b0\uc5c5\uc5d0\uc11c\uc758 \uc2e0\uc57d\uac1c\ubc1c \uacfc\uc815\uc774 \uadf8\ub7ec\ud55c \uae30\ud68c\ub97c \uc81c\uacf5\ud55c\ub2e4. \uac1c\ubc1c \uc18d\ub3c4\uac00 \ube68\ub77c\uc9c0\uace0 \uc2e4\uc81c \ub370\uc774\ud130\uc758 \uac00\uce58\uac00 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \ud601\uc2e0\uc801\uc778 \uc811\uadfc\ubc95\uc774 \uc801\uc6a9\ub420 \uc218 \uc788\ub294 \uc218\uc900\uc5d0 \ub3c4\ub2ec\ud588\ub2e4. 2012\ub144\uc5d0 \uc0ac\uc5c5\uc744 \uc2dc\uc791\ud558\uc5ec Roche\uac00 2018\ub144\uc5d0 \ub3c5\ub9bd \uacc4\uc5f4\uc0ac\ub85c \uc778\uc218\ud55c Flatiron Health\ub294 \uc774\ub7ec\ud55c \uae30\ud68c \ud3ec\ucc29\uc744 \ubaa9\ud45c\ub85c \uc0bc\uc558\ub2e4. \ud574\ub2f9 \uae30\uc5c5\uc740 \ubbf8\uad6d\uc758 \uc554 \uce58\ub8cc\uc2dc\uc124, \uad50\uc721 \uc13c\ud130 \ubc0f \uae30\ud0c0 \uc18c\uc2a4\uc758 \ub370\uc774\ud130\ub97c \ud074\ub9ac\ub2dd, \uc9d1\uacc4, \ube44 \uc2dd\ubcc4\ucc98\ub9ac \ubc0f \ubd84\uc11d\ud55c \ud6c4 \ubcd1\uc6d0, \uc5f0\uad6c\uc6d0, \ubc14\uc774\uc624 \uc81c\uc57d\ud68c\uc0ac\ub97c \ub300\uc0c1\uc73c\ub85c \uc778\uc0ac\uc774\ud2b8\uc640 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud55c\ub2e4. \uc774\ub7ec\ud55c \uc778\uc0ac\uc774\ud2b8\ub294 \uc2e0\uc57d\uac1c\ubc1c \uc77c\uc815\uc744 \uac00\uc18d\ud654\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc81c\uc57d\ud68c\uc0ac\uac00 \uce58\ub8cc \ub0b4\uc6a9\uacfc \uacb0\uacfc \uac04\uc758 \uad00\uacc4\ub97c \ub354 \uc798 \uc774\ud574\ud558\uace0 \uc784\uc0c1\uc2dc\ud5d8 \ud658\uacbd\uc5d0\uc11c \ud2b9\uc815 \uce58\ub8cc\uc758 \ud6a8\uacfc\uac00 \ub098\ud0c0\ub0a0 \uc218 \uc788\ub294 \ud658\uc790\uc9d1\ub2e8\uc744 \uc2dd\ubcc4\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\ub294\ub2e4.<\/p>\n<p><strong>\ucc3d\uc758\uc801\uc774\uace0 \ub3c5\ub9bd\uc801\uc778 \ubb38\ud654 \uad6c\ucd95.<\/strong> \uc131\uacf5\uc801\uc778 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub294 \ucc38\uc2e0\ud55c \uc544\uc774\ub514\uc5b4\uc758 \ubc30\uc591\uc744 \uc9c0\uc6d0\ud558\uace0 \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \ud3c9\uac00\ud558\ub294 \ud601\uc2e0\uc801\uc778 \ubb38\ud654\ub97c \ubcf4\uc720\ud55c\ub2e4. \ub610\ud55c \uc774\ub4e4 \uae30\uc5c5\uc740 \uc2dc\uc7a5\uc5d0 \uc801\ud569\ud55c \uc0c1\ud488 \uad6c\ud604\uc744 \uc704\ud574 \uc870\uc9c1 \ub0b4 \ud300\uc5d0 \ub192\uc740 \uc218\uc900\uc758 \uc790\uc728\uc131\uc744 \uc81c\uacf5\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\ub2e4. \uc774\ub97c \ud1b5\ud574 \uae30\uc5c5\uc740 \uace0\uac1d\uc774 \uc2e4\uc81c\ub85c \ud544\uc694\ub85c \ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uae30\uc5c5\uc774 \ud65c\uc6a9\ud558\uace0\uc790 \ud558\ub294 \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \uc0c1\ud488\uc744 \uac1c\ubc1c\ud558\ub294 \ud754\ud55c \uc2e4\uc218\ub97c \ud53c\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p>\ub3c5\ub9bd \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uc774\ub7ec\ud55c \uc720\ud615\uc758 \ubb38\ud654\ub97c \uc790\uc5f0\uc2a4\ub7fd\uac8c \ubc30\uc591\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\ub2e4. \uc608\ub97c \ub4e4\uc5b4 2009\ub144\uc5d0 \uc124\ub9bd\ub41c Kabbage\ub294 \uc740\ud589\uacc4\uc88c, UPS \ubc30\uc1a1 \ub370\uc774\ud130, \ud68c\uacc4 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc815\ubcf4 \ub4f1\uc744 \ud3ec\ud568\ud55c \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc790\ub4e4\uc758 \uc2e4\uc2dc\uac04 \ub370\uc774\ud130\ub97c \ubd84\uc11d\ud55c\ub2e4. \uc774\ub97c \ud1b5\ud574 Kabbage\ub294 \ud68c\uc0ac\uc758 \uc2e0\uc6a9\ub3c4\ub97c \ud3c9\uac00\ud558\uace0 \ub300\ucd9c\uacb0\uc815\uc744 \uba87 \ubd84 \uc548\uc5d0 \ub0b4\ub9b4 \uc218 \uc788\ub2e4. Kabbage\ub294 \ud604\uc7ac 10\uc5b5 \ub2ec\ub7ec \uc774\uc0c1\uc758 \uae30\uc5c5\uac00\uce58\ub97c \uae30\ub85d\ud558\uba70, \ucd1d 80\uc5b5 \ub2ec\ub7ec \uc774\uc0c1\uc758 \ub300\ucd9c\uc744 \uc2e4\ud589\ud588\ub2e4.<\/p>\n<p>\ub300\uae30\uc5c5 \ub0b4\uc5d0\uc11c\ub3c4 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\uac00 \ud601\uc2e0\uc801\uc778 \ubb38\ud654\ub97c \ub9cc\ub4e4 \uc218 \uc788\ub2e4. Allstate Corporation\uc758 \uc804\uc561 \ucd9c\uc790 \uc790\ud68c\uc0ac\uc778 Arity\ub294 \ud734\ub300\uc804\ud654, \uc628\ubcf4\ub4dc \uc9c4\ub2e8\uc7a5\uce58 \ubc0f \ucc28\ub7c9 \ub0b4\ubd80 \uc13c\uc11c\ub97c \ud3ec\ud568\ud55c \ub2e4\uc591\ud55c \uc18c\uc2a4\uc758 \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud558\uace0 \ubd84\uc11d\ud55c\ub2e4 Arity\ub294 2016\ub144 \uc124\ub9bd \uc774\ub798 2\ucc9c\ub9cc \uba85\uc774 \ub118\ub294 \uc6b4\uc804\uc790\uc640 \uc5f0\uacb0\ub418\uc5c8\uc73c\uba70 2,250\uc5b5 \ub9c8\uc77c \uc774\uc0c1\uc758 \uc6b4\uc804 \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud588\ub2e4. \uc774 \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\uc5ec \ud574\ub2f9 \uae30\uc5c5\uc740 \uace0\uac1d\uc774 \uc704\ud5d8\ud55c \uc6b4\uc804\uc2b5\uad00\uacfc \uad00\ub828\ub41c \ube44\uc6a9\ubfd0\ub9cc \uc544\ub2c8\ub77c \uad00\ub9ac \ubc0f \uc608\uce21 \ubc29\ubc95\uc744 \uc774\ud574\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \uc778\uc0ac\uc774\ud2b8\ub97c \uc81c\uacf5\ud55c\ub2e4. Arity\uc758 \uace0\uac1d\uc0ac\ub294 Allstate \ubc0f National General\uacfc \uac19\uc740 \ubcf4\ud5d8\ud68c\uc0ac, \uacf5\uc720 \ubaa8\ube4c\ub9ac\ud2f0 \ud68c\uc0ac, Life360 \ub4f1\uc758 \uc18c\ube44\uc790 \ubaa8\ubc14\uc77c \uc571 \uc5c5\uccb4 \ubc0f \uc790\ub3d9\ucc28 \uc81c\uc870\uc0ac\ub97c \ud3ec\ud568\ud55c\ub2e4.<\/p>\n<p><strong>\uae30\uc874 \uace0\uac1d\uae30\ubc18 \ud65c\uc6a9.<\/strong> \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub97c \uad6c\ucd95\ud558\ub294 \uae30\uc5c5\uc740 \uae30\uc874 \uace0\uac1d\uae30\ubc18\uc774 \ubcf4\ubb3c\uacfc\ub3c4 \uac19\uc740 \uc5ed\ud560\uc744 \ud560 \uc218 \uc788\ub2e4. \uc774\ub4e4 \uae30\uc5c5\uc740 \uae30\uc874 \uace0\uac1d\uc5d0\uac8c \uc0c8\ub85c\uc6b4 \ub370\uc774\ud130\uc0c1\ud488\uc744 \uad50\ucc28 \ud310\ub9e4 \ud560 \uc218 \uc788\ub2e4. \uae30\uc874 \uace0\uac1d\uae30\ubc18\uc744 \ubcf4\uc720\ud55c \uacbd\uc6b0 \uc774\ub7ec\ud55c \uc774\uc810\uc774 \uc788\uc9c0\ub9cc \uc2e0\uc0dd\uae30\uc5c5\uc740 \ub2e4\ub978 \ud68c\uc0ac\uc640\uc758 \uc81c\ud734\ub97c \ud1b5\ud574 \uad11\ubc94\uc704\ud55c \uace0\uac1d\uae30\ubc18\uc5d0 \uc811\uadfc\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p>Metromile\uc740 \uc6b4\uc804\uc2b5\uad00\uacfc \uc5f0\uacc4\ub41c \uc790\ub3d9\ucc28\ubcf4\ud5d8 \uc11c\ube44\uc2a4\ub97c \uad6c\ucd95\ud558\uae30 \uc704\ud574 \ud6c4\uc790\uc758 \ubc29\uc548\uc744 \ud0dd\ud588\ub2e4. 2011\ub144\uc5d0 \uc124\ub9bd\ub41c Metromile\uc740 2015\ub144 ~ 2017\ub144 Uber\uc640\uc758 \uc81c\ud734\uad00\uacc4\ub97c \ud1b5\ud574 Uber\uc758 \uc2b9\ucc28\uacf5\uc720 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\ub294 \uc6b4\uc804\uc790 \uc218\ubc31\ub9cc \uba85\uc5d0\uac8c \uc811\uadfc\ud560 \uc218 \uc788\uc5c8\ub2e4. \uc774 \uc81c\ud734\ub97c \ud1b5\ud574 Metromile\uc740 \uc2dc\uc7a5\uc5d0\uc11c \ud638\uc751\uc744 \uc5bb\uc744 \uc218 \uc788\uc5c8\uace0, \ud604\uc7ac\uae4c\uc9c0 \ubcf4\ud5d8\ub8cc \uae30\uc900 1\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\ub85c \ucd94\uc815\ub418\ub294 \ubcf4\ud5d8\uc0c1\ud488\uc744 \ud310\ub9e4\ud588\ub2e4.<\/p>\n<p><strong>\ud234\uacfc \uc571\uc744 \ud1b5\ud574 \ucda9\uc131\ub3c4 \ud655\ubcf4.<\/strong> \uc131\uacf5\uc801\uc778 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub294 \uace0\uac1d \ucda9\uc131\ub3c4\ub97c \ub192\uc774\ub294 \ubc29\ubc95 \ub610\ud55c \ud30c\uc545\ud55c\ub2e4. \uc774\ub4e4 \uae30\uc5c5\uc740 \ucda9\uc131\ub3c4 \ud655\ubcf4\ub97c \uc704\ud574 \ub370\uc774\ud130\uc0c1\ud488\uc744 \uae30\uc874 \ub610\ub294 \uc0c8\ub85c\uc6b4 \ub9de\ucda4\ud615 \uc0c1\ud488, \ud234, \uc571\uacfc \ubc88\ub4e4\ub85c \ubb36\ub294 \uacbd\uc6b0\uac00 \ub9ce\ub2e4. \uace0\uac1d\uc774 \ud574\ub2f9 \uae30\uc5c5\uc5d0\uc11c \uad6c\ub9e4\ud558\ub294 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\uac00 \ub9ce\uc744\uc218\ub85d, \uacbd\uc7c1 \uc5c5\uccb4\ub85c \uc62e\uaca8\uac08 \uac00\ub2a5\uc131\uc774 \uc904\uc5b4\ub4e4\uac8c \ub41c\ub2e4.<\/p>\n<p>\uc608\ub97c \ub4e4\uc5b4 Metromile\uc740 \uace0\uac1d\uc5d0\uac8c \ub2e8\uc21c\ud55c \ubcf4\ud5d8 \uc774\uc0c1\uc758 \uac83\uc744 \uc81c\uacf5\ud55c\ub2e4. \uace0\uac1d\uc774 \uc0ac\uc6a9\ud558\ub294 \uc2a4\ub9c8\ud2b8 \ub4dc\ub77c\uc774\ube59 \uc571\uc740 \ud68c\uc0ac\uc5d0 \uadc0\uc911\ud55c \ub370\uc774\ud130\ub97c \uc81c\uacf5\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c, \uac01 \uc6b4\uc804\uacbd\ub85c\uc758 \uc18d\ub3c4 \ucc28\uc774 \ubc0f \uc5f0\ub8cc \uc18c\ube44 \ub4f1\uc744 \uc6b4\uc804\uc790\uc5d0\uac8c \ud53c\ub4dc\ubc31\uc73c\ub85c \uc81c\uacf5\ud55c\ub2e4. \uc6b4\uc804\uc790\ub294 \uc774 \uc815\ubcf4\ub97c \ud65c\uc6a9\ud558\uc5ec \ud1b5\uadfc\ubaa9\uc801\uc758 \uc6b4\uc804\uc744 \ucd5c\uc801\ud654\ud558\uace0, \uc8fc\ucc28 \uc704\uce58\ub97c \ud655\uc778\ud560 \uc218 \uc788\uc73c\uba70, \ub3c4\ub85c\uccad\uc18c\ub97c \uc704\ud55c \ub2e8\uc18d\uc5d0 \ub300\ube44\ud574 \uc54c\ub9bc\uc744 \ubc1b\uc744 \uc218 \uc788\uc744 \ubfd0 \uc544\ub2c8\ub77c(\uc8fc\ucc28 \uc704\ubc18 \ub531\uc9c0\ub97c \ub04a\uc9c0 \uc54a\ub3c4\ub85d \uc81c \ub54c \ucc28\ub97c \uc6c0\uc9c1\uc77c \uc218 \uc788\uc74c), \uc790\ub3d9\ucc28\uc758 \uc8fc\ud589\uc0c1\ud0dc\ub97c \uc9c4\ub2e8 \ubc1b\uc744 \uc218 \uc788\ub2e4.<\/p>\n<h3><strong>\uc815\ubcf4 \uc870\uc728\uc790\uc640 \uc11c\ube44\uc2a4 \uc870\uc728\uc790 \uc720\ud615\uc5d0 \uc801\uc6a9\ub418\ub294 \uc131\uacf5\uc694\uc778<\/strong><\/h3>\n<p>\uc0c1\uae30 \uae30\uc220\ub41c \uc131\uacf5\uc694\uc778\ub4e4\uc740 \ubaa8\ub4e0 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4 \uc5c5\uccb4\uc5d0\uac8c \uc911\uc694\ud558\ub2e4. \uadf8\ub7ec\ub098 \uc120\ub3c4\uc801\uc778 \uc815\ubcf4\uc870\uc728\uc790 \ubc0f \uc11c\ube44\uc2a4\uc0dd\ud0dc\uacc4 \uc870\uc728\uc790 \uc720\ud615\uc758 \ub370\uc774\ud130 \uc5c5\uccb4\ub4e4\uc740 \ub2e4\ub978 \uc601\uc5ed\uc5d0\uc11c\ub3c4 \ud0c1\uc6d4\ud55c \uc131\uacfc\ub97c \ubcf4\uc774\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4.<\/p>\n<p><strong>\uc7a0\uc7ac\uc801 \ud30c\ud2b8\ub108\ub97c \ub300\uc0c1\uc73c\ub85c \ub9e4\ub825\uc801\uc778 \uc81c\uc548 \ucc3d\ucd9c.<\/strong> \uc801\uc808\ud55c \uac00\uce58 \ud480\uc744 \ud30c\uc545\ud558\ub294 \uac83\ub9cc\ud07c \uc911\uc694\ud55c \uac83\uc740 \uc0dd\ud0dc\uacc4\uc758 \uac01 \ucc38\uc5ec\uc790\uc5d0\uac8c \uc131\uacf5\uc801\uc778 \uac00\uce58\uc81c\uc548\uc744 \ud558\ub294 \uac83\uc774\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub294 \ud30c\ud2b8\ub108\uac00 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uac70\ub098 \uc0dd\ud0dc\uacc4\uc5d0\uc11c \ucc3d\ucd9c\ub41c \uc774\uc775\uc744 \uacf5\uc720\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \ud30c\ud2b8\ub108\ub97c \uc124\ub4dd\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p>Otonomo\uac00 \uc88b\uc740 \uc608\uc774\ub2e4. \ud574\ub2f9 \uc5c5\uccb4\ub294 \ubaa8\ube4c\ub9ac\ud2f0 \uc0dd\ud0dc\uacc4 \ub0b4\uc758 \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790\ub4e4\uc774 \uc0ac\uc6a9\ud560 \uc790\ub3d9\ucc28 \uc0dd\uc131 \ub370\uc774\ud130\ub97c \uc9d1\uacc4, \ubcf4\ud638, \uc815\uaddc\ud654 \ubc0f \uac15\ud654\ud558\ub294 \ub370\uc774\ud130\uc11c\ube44\uc2a4 \ud50c\ub7ab\ud3fc \uc2a4\ud0c0\ud2b8\uc5c5\uc774\ub2e4. \uc774 \ud68c\uc0ac\ub294 OEM, \ucc28\ub7c9 \uc18c\uc720\uc790 \ubc0f 3\uc790 \uace0\uac1d\uc5d0\uac8c \uac00\uce58\ub97c \ucc3d\ucd9c\ud55c\ub2e4. \ub370\uc774\ud130\uac00 3\uc790 \uace0\uac1d\uc5d0\uac8c \uc81c\uacf5\ub420 \ub54c \uc218\uc775\uacf5\uc720\uc758 \ub300\uac00\ub85c OEM \ubc0f \ucc28\ub7c9 \uc18c\uc720\uc790\uac00 Otonomo\uc5d0 \ub370\uc774\ud130\ub97c \uc81c\uacf5\ud55c\ub2e4. 3\uc790 \uace0\uac1d\uc740 \ubcf4\ud5d8, \uc2a4\ub9c8\ud2b8 \uc2dc\ud2f0 \uc11c\ube44\uc2a4, \uc751\uae09 \uc11c\ube44\uc2a4, \uc8fc\ucc28 \uc571, \ub9e4\ud551 \ubc0f \ubbf8\ub514\uc5b4 \ubd84\uc11d \ub4f1\uc758 \uc0c1\ud488 \uac1c\uc120\uc744 \uc704\ud574 Otonomo \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud55c\ub2e4. Otonomo\ub294 OEM \ubc0f \ub80c\ud130\uce74 \ud68c\uc0ac\uc640 \ub2e4\uc12f \uac74\uc758 \uac70\ub798\uacc4\uc57d\uccb4\uacb0\uc744 \uacf5\uac1c\uc801\uc73c\ub85c \ubc1c\ud45c\ud588\ub2e4.<\/p>\n<p><strong>\ub370\uc774\ud130 \uac00\uce58\uc0ac\uc2ac\uc5d0\uc11c \uc801\uc808\ud55c \uc785\uc9c0 \uc120\uc815.<\/strong> \ud604\uba85\ud55c \uc870\uc728\uc790 \uc720\ud615 \uc5c5\uccb4\ub294 \ub370\uc774\ud130 \uac00\uce58\uc0ac\uc2ac\uc758 \uacbd\uc81c\uc131\uc744 \uc774\ud574\ud558\uace0 \uadf8\uc5d0 \ub530\ub77c \uc804\ub7b5\uc744 \uc218\ub9bd\ud55c\ub2e4. \ub9ce\uc740 \uc0b0\uc5c5\uc5d0\uc11c \uc778\uc0ac\uc774\ud2b8\ub294 \ub370\uc774\ud130\ubcf4\ub2e4 \uc218\uc775\uc131\uc774 \ub192\uc73c\uba70 \uc11c\ube44\uc2a4\ub294 \uc778\uc0ac\uc774\ud2b8 \ubc0f \ub370\uc774\ud130\ubcf4\ub2e4 \ub354 \ub192\uc740 \ub9c8\uc9c4\uc744 \uc81c\uacf5\ud55c\ub2e4. \uadf8\ub7ec\ub098 \uadf8 \ud328\ud134\uc774 \uc720\uc9c0\ub418\uc9c0 \uc54a\ub294 \uacbd\uc6b0\ub3c4 \uc874\uc7ac\ud55c\ub2e4.<\/p>\n<p>\uc911\uad6d\uc758 \ud55c \ubb3c\ub958 \uc2a4\ud0c0\ud2b8\uc5c5\uc758 \uc0ac\uc5c5\ubaa8\ub378\uc740 \ud574\ub2f9 \uc0b0\uc5c5\uc758 \ud2b9\uc131\uc744 \ubc18\uc601\ud55c\ub2e4. \uc774 \ud68c\uc0ac\ub294 \ucc28\ub7c9\uc5d0 \ub0b4\uc7a5\ub41c \uc790\uccb4 \ud558\ub4dc\uc6e8\uc5b4\ub97c \ud1b5\ud574 \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud558\uace0 \uc774 \uc815\ubcf4\ub97c \ucc28\ub7c9 \uc18c\uc720\uc790\uc5d0\uac8c \uc81c\uacf5\ud558\uc5ec \uc5f0\ub8cc \uc0ac\uc6a9\ub7c9, \uc6b4\uc804\uc790 \ud589\ub3d9 \ubc0f \ub3c4\ub09c\uc744 \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0 \uacbd\ub85c\ub97c \ucd5c\uc801\ud654\ud560 \uc218 \uc788\uac8c \ud55c\ub2e4. \uc774 \ud68c\uc0ac\ub294 \uba87 \uac00\uc9c0 \uc0ac\uc5c5\ubaa8\ub378 \uc635\uc158\uc744 \uac00\uc9c0\uace0 \uc788\uc5c8\ub2e4. \uc11c\ube44\uc2a4\ub97c \ucc3d\ucd9c\ud558\uc5ec \ubb3c\ub958 \ube44\uc988\ub2c8\uc2a4\uc5d0 \uc9c4\ucd9c\ud558\uac70\ub098, \ub370\uc774\ud130\uc640 \uc778\uc0ac\uc774\ud2b8\ub97c \ubb3c\ub958\ud68c\uc0ac\ub97c \ub300\uc0c1\uc73c\ub85c \uc9c1\uc811 \uc81c\uacf5\ud560 \uc218\ub3c4 \uc788\uc5c8\ub2e4. \ubb3c\ub958\uc2dc\uc7a5\uc5d0 \uad70\uc18c\uc5c5\uccb4\uac00 \ub09c\ub9bd\ud558\uace0 \ub9c8\uc9c4\uc774 \ub0ae\ub2e4\ub294 \uac83\uc744 \uace0\ub824\ud558\uc5ec, \ud574\ub2f9 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \ud6c4\uc790\ub97c \ud0dd\ud588\ub2e4. \uc989, \uac00\uce58\uc0ac\uc2ac\uc5d0\uc11c \ub354 \uc218\uc775\uc131\uc774 \ub192\uc740 \uc785\uc9c0\ub97c \ud0dd\ud55c \uac83\uc774\ub2e4. \ud604\uc7ac \ud574\ub2f9\uae30\uc5c5\uc758 \ud558\ub4dc\uc6e8\uc5b4\ub294 \uc218\uc2ed\ub9cc \ub300\uc758 \ucc28\ub7c9\uc744 \ucd94\uc801\ud558\uba70, \uc911\uad6d\uc758 \ub300\ud615 \ubb3c\ub958\ud68c\uc0ac \uc808\ubc18 \uc774\uc0c1\uc774 \uc774 \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\uace0 \uc788\ub2e4.<\/p>\n<p><strong>\uc0ac\uc77c\ub85c(Silo) \uc81c\uac70.<\/strong> \uc0dd\ud0dc\uacc4 \ucc38\uc5ec\uc790 \uac04\uc758 \ub370\uc774\ud130 \uc0ac\uc77c\ub85c\ub294 \uc8fc\uc694 \uc7a5\uc560\ubb3c\ub85c \uc791\uc6a9\ud55c\ub2e4. \uac00\uc7a5 \uc131\uacf5\uc801\uc778 \uc870\uc728\uc790\ub294 \uc774\ub7ec\ud55c \uc0ac\uc77c\ub85c \uc81c\uac70 \ubc29\ubc95\uc744 \uc54c\uace0 \uc788\ub2e4. \ub3d9\uc2dc\uc5d0 \uac00\uc6a9\ud55c \ub370\uc774\ud130\uc758 \uc591\uacfc \uc9c8\uc744 \uc99d\ub300\uc2dc\ud0a4\uace0 \uc54c\uace0\ub9ac\uc998 \uc778\uc0ac\uc774\ud2b8\uc758 \uc815\ud655\uc131\uc744 \uac1c\uc120\ud558\uba70, \uad81\uadf9\uc801\uc73c\ub85c\ub294 \uc0c8\ub85c\uc6b4 \uac00\uce58 \ud480\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p>\uc608\ub97c \ub4e4\uc5b4 Kabbage\ub294 \ub2e4\uc591\ud55c \uc740\ud589, \uc804\uc790\uc0c1\uac70\ub798 \uc0ac\uc774\ud2b8 \ubc0f \uc7a0\uc7ac\uc801 \ub300\ucd9c\uc790\ub97c \ub300\uc0c1\uc73c\ub85c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc5ec\ud0c0 \uc5c5\uccb4\uc640 2\ubc31\ub9cc \uac74 \uc774\uc0c1\uc758 \ub370\uc774\ud130\ub97c \uc2e4\uc2dc\uac04\uc73c\ub85c \uc5f0\uacb0\ud55c\ub2e4. \uc774\ub97c \ud1b5\ud574 Kabbage\ub294 \ub370\uc774\ud130\ub97c \uc9d1\uacc4\ud558\uc5ec \uc601\uc138 \uc0ac\uc5c5\uc790\uc5d0 \ub300\ud55c \ub300\ucd9c \uc704\ud5d8\uc744 \uc815\ud655\ud558\uac8c \ud30c\uc545\ud558\uace0 \uae30\uc874 \uc740\ud589\uc5d0\uc11c\ub294 \ub108\ubb34 \uc704\ud5d8\ud558\ub2e4\uace0 \ud3c9\uac00\ud558\ub294 \ub300\ucd9c\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p><strong>\uae30\uc5c5\uc758 \uc785\uc9c0 \ud65c\uc6a9.<\/strong> \ubaa8\ub4e0 \uae30\uc5c5\uc774 \ud6a8\uacfc\uc801\uc778 \uc0dd\ud0dc\uacc4 \uc870\uc728\uc790\uac00 \ub418\uae30 \uc704\ud574 \ud544\uc694\ud55c \uc694\uac74\uc744 \uac16\ucd94\uace0 \uc788\ub294 \uac83\uc740 \uc544\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \ud06c\uace0 \uac15\ub825\ud55c \uc18c\uc218 \uace0\uac1d\uc0ac\ub97c \ub300\uc0c1\uc73c\ub85c \ud558\ub294 \uc218\ubc31 \uac1c \uacf5\uae09\uc5c5\uccb4 \uc911 \ud558\ub098\uc5d0 \ubd88\uacfc\ud55c \ud68c\uc0ac\uc758 \uacbd\uc6b0, \uc758\ubbf8 \uc788\ub294 \uc870\uc728\uc790 \uc5ed\ud560\uc744 \uc218\ud589\ud558\ub294 \ub370 \uc5b4\ub824\uc6c0\uc744 \uacaa\uc744 \uc218 \uc788\ub2e4. \uadf8\ub7ec\ub098 \uac15\ub825\ud55c \ube0c\ub79c\ub4dc, \ub300\uaddc\ubaa8 \uace0\uac1d\uae30\ubc18\uc5d0 \ub300\ud55c \uc811\uadfc\uc131, \uc6d0\ud65c\ud55c \uace0\uac1d \uc5ec\uc815\uc744 \uc704\ud55c \ud2bc\ud2bc\ud55c \ud50c\ub7ab\ud3fc \ubc0f \uc5ec\ub7ec \uace0\uac1d \ucc44\ub110\uc5d0 \uac78\uce5c \uc804\ubb38\uc131\uc744 \uac16\ucd98 \uae30\uc5c5\ub4e4\uc740 \uc131\uacf5\ud560 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4.<\/p>\n<p>Airbus\uac00 2017\ub144\uc5d0 \uc5ec\ub7ec \ud56d\uacf5\uc0ac\uc640 \ud568\uaed8 \ub370\uc774\ud130 \ud50c\ub7ab\ud3fc Skywise\ub97c \ucd9c\uc2dc\ud588\uc744 \ub54c \ub2e8 \ub458\ubfd0\uc778 \ub300\ud615 \uc5ec\uac1d\uae30 \uc81c\uc870\uc5c5\uccb4 \uc911 \ud558\ub098\ub85c\uc11c \uc2e0\ub8b0\ubc1b\ub294 \uc790\uc0ac\uc758 \uc785\uc9c0\ub97c \ud65c\uc6a9\ud588\ub2e4. Skywise\ub294 \uc218\ub9ce\uc740 \ud56d\uacf5\uc0ac \ud30c\ud2b8\ub108\uc758 \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\uc5ec \ud56d\uacf5\uc0ac\uac00 \uacf5\uae09, \uc5f0\ub8cc\ube44\uc6a9 \ubc0f \uc720\uc9c0\uad00\ub9ac \ud504\ub85c\uc138\uc2a4\ub97c \uad00\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud55c\ub2e4. 10\uac1c \uc774\uc0c1\uc758 \uc8fc\uc694 \ud56d\uacf5\uae30 \ubd80\ud488 \uacf5\uae09\uc5c5\uccb4 \ubc0f 9,000\ub300 \uc774\uc0c1 \ud56d\uacf5\uae30\ub97c \ubcf4\uc720\ud55c \uc57d 100\uac1c \ud56d\uacf5\uc0ac\uac00 \ud604\uc7ac Skywise \ud50c\ub7ab\ud3fc\uc744 \uc0ac\uc6a9\ud55c\ub2e4. \ub0b4\ubd80\uc801\uc73c\ub85c Skywise \ud50c\ub7ab\ud3fc\uc744 \uae30\ubc18\uc73c\ub85c \ud68c\uc0ac\uc758 \uc6b4\uc601\ud6a8\uc728\uc131 \uac1c\uc120\uc744 \uc704\ud574 \uc218\ubc31 \uac1c \ud504\ub85c\uc81d\ud2b8\uac00 \uac1c\ubc1c\ub418\uc5c8\uc73c\uba70, \uc57d15,000 \uba85\uc758 Airbus \uc0ac\uc6a9\uc790\uac00 \ud574\ub2f9 \ud504\ub85c\uc81d\ud2b8\ub97c \ud65c\uc6a9\ud55c\ub2e4.<\/p>\n<h3><strong>\ubaa8\uba58\ud140 \ucc3d\ucd9c<\/strong><\/h3>\n<p>\ud601\uc2e0\uc801\uc778 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub97c \uad6c\ucd95\ud558\uace0 \uc774\ub97c \uc9c0\uc6d0\ud560 \uc0dd\ud0dc\uacc4\ub97c \uc870\uc131\ud558\ub824\uba74 \uba85\ud655\ud55c \ub85c\ub4dc\ub9f5\uc774 \ud544\uc694\ud558\ub2e4. \uc774\uc5d0 \ucc29\uc218\ud558\ub824\ub294 \ud68c\uc0ac\ub294 \uc138 \uac00\uc9c0 \uc8fc\uc694 \uc601\uc5ed\uc5d0\uc11c \uc77c\ub828\uc758 \uc9c8\ubb38\uc744 \ud574\ubd10\uc57c \ud55c\ub2e4.<\/p>\n<h4><strong>\uac00\uce58 \ucc3d\ucd9c<\/strong><\/h4>\n<p>\uccab \ubc88\uc9f8 \uc601\uc5ed\uc758 \uc9c8\ubb38\ub4e4\uc740 \uc0dd\ud0dc\uacc4 \ucc38\uc5ec\uc790\uc640 \ucd5c\uc885 \uace0\uac1d\uc5d0\uac8c \uac00\uce58\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud558\uc5ec \ub370\uc774\ud130\uac00 \uc0ac\uc6a9\ub420 \uc218 \uc788\ub294 \ubc29\ubc95\uc5d0 \ub300\ud55c \uac83\ub4e4\uc774\ub2e4. \ubaa8\ub4e0 \uc720\ud615\uc758 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4 \uc6b4\uc601\uc5c5\uccb4\ub294 \uc774\ud558\ub97c \uc790\ubb38\ud574 \ubcf4\uc544\uc57c \ud55c\ub2e4.<\/p>\n<ul>\n<li>\uace0\uac1d\uacfc \uc7a0\uc7ac\uc801 \uc0dd\ud0dc\uacc4 \ucc38\uc5ec\uc790\uac00 \uc9c1\uba74\ud558\ub294 \ucd5c\ub300 \ubb38\uc81c\ub294 \ubb34\uc5c7\uc778\uac00? \uae30\uc5c5 \ub610\ub294 \uc5ec\ud0c0 \uc8fc\uccb4\uac00 \uc0dd\uc131\ud558\ub294 \ub370\uc774\ud130\uac00 \uc774\ub4e4 \ubb38\uc81c \ud574\uacb0\uc5d0 \uc5b4\ub5bb\uac8c \ub3c4\uc6c0\uc744 \uc904 \uc218 \uc788\ub294\uac00?<\/li>\n<li>\ud68c\uc0ac\uac00 \ub370\uc774\ud130\uc11c\ube44\uc2a4\uc5d0 \ub300\ud574 \ube44\uc988\ub2c8\uc2a4 \ucf00\uc774\uc2a4(business case)\ub97c \uba85\ud655\ud558\uac8c \uc124\uba85\ud560 \uc218 \uc788\ub294\uac00?<\/li>\n<li>\ub300\uc0c1 \uc0b0\uc5c5\uc758 \uacbd\uc81c\uad6c\uc870\ub294? \ub370\uc774\ud130 \uac00\uce58\uc0ac\uc2ac \uc911 \uc5b4\ub514\uc5d0(\ub370\uc774\ud130, \uc778\uc0ac\uc774\ud2b8 \ub610\ub294 \uc11c\ube44\uc2a4) \uc0c8\ub85c\uc6b4 \uc0c1\ud488\uc774 \uc790\ub9ac\ud560 \uac83\uc778\uac00?<\/li>\n<li>\uace0\uac1d\uacfc \uc0dd\ud0dc\uacc4 \ucc38\uc5ec\uc790 \ubaa8\ub450\uc5d0\uac8c \ud6a8\uacfc\ub97c \uadf9\ub300\ud654\ud558\uae30 \uc704\ud574 \ud544\uc694\ud55c \ubd84\uc11d \ub610\ub294 \ucd94\uac00\uc801 \ub370\uc774\ud130\ub294 \ubb34\uc5c7\uc778\uac00?<\/li>\n<\/ul>\n<h4><strong>\uac00\uce58 \ud3ec\ucc29<\/strong><\/h4>\n<p>\uac00\uce58 \ucc3d\ucd9c \uae30\ud68c\uc5d0 \ub300\ud55c \uba85\ud655\ud55c \uc774\ud574\ub97c \ubc14\ud0d5\uc73c\ub85c \uae30\uc5c5\uc740 \ucc44\ud0dd\ud560 \uc0ac\uc5c5\ubaa8\ub378\uacfc \uad00\ub828\ub41c \uc77c\ub828\uc758 \uc9c8\ubb38\uc744 \ub358\uc838\uc57c \ud55c\ub2e4.\ub3c5\ub9bd\ud615 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4 \uc720\ud615\uc744 \uace0\ub824\ud558\ub294 \uae30\uc5c5\ub4e4\uc774 \uc790\ubb38\ud574\uc57c \ud560 \uc9c8\ubb38\uc740 \uc774\ud558\ub97c \ud3ec\ud568\ud55c\ub2e4.<\/p>\n<ul>\n<li>\uac00\uce58 \uc0ac\uc2ac \uc911 \ud68c\uc0ac\uac00 \uc0ac\uc5c5\uc744 \uc6b4\uc601\ud574\uc57c \ud558\ub294 \uc704\uce58\ub294(\ub370\uc774\ud130, \uc778\uc0ac\uc774\ud2b8 \ub610\ub294 \uc11c\ube44\uc2a4)?<\/li>\n<li>\ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4\ub97c \ub2e8\ub3c5\uc73c\ub85c \uc9c4\ud589\ud560 \uc218 \uc788\ub294\uac00? \uc544\ub2c8\uba74 \uac00\uce58\uc81c\uc548\uc744 \uc774\ud589\ud558\uae30 \uc704\ud574 \ud30c\ud2b8\ub108\uc2ed\uc774 \ud544\uc694\ud55c\uac00?<\/li>\n<li>\ud68c\uc0ac\uc758 \uacbd\uc7c1\uc6b0\uc704\ub294 \ubb34\uc5c7\uc778\uac00? \uc608\ub97c \ub4e4\uc5b4 \ub3c5\uc810 \ub370\uc774\ud130, \ubd84\uc11d \uc6b0\uc704, \ub610\ub294 \uc2ec\uce35 \uc5c5\uacc4 \uc778\uc0ac\uc774\ud2b8\/\uc804\ubb38\uc131\uc778\uac00?<\/li>\n<li>\uc5b4\ub5a4 \ub370\uc774\ud130\uae30\ubc18 \uc0c1\ud488 \ubc0f \uc11c\ube44\uc2a4\uac00 \uace0\uac1d\uc5d0\uac8c \ucd5c\uace0\uc758 \ud6a8\uacfc\ub97c \uc120\uc0ac\ud558\uace0 \ubaa8\ubc29 \uc0c1\ud488\ub4e4\uc5d0 \ub300\ucc98\ud560 \uc218 \uc788\ub294\uac00?<\/li>\n<\/ul>\n<p>\uc815\ubcf4 \uc870\uc728\uc790 \ubc0f \uc11c\ube44\uc2a4 \uc870\uc728\uc790\ub85c\uc11c \ub370\uc774\ud130\ube44\uc988\ub2c8\uc2a4\ub97c \uc6b4\uc601\ud558\ub824\ub294 \uae30\uc5c5\ub4e4\uc740 \uc774\ud558\uc758 \uc9c8\ubb38\uc744 \uc790\ubb38\ud574 \ubcf4\uc544\uc57c \ud55c\ub2e4.<\/p>\n<ul>\n<li>\ud68c\uc0ac\uac00 \uc0dd\ud0dc\uacc4\uc758 \uc911\uc2ec\uc801 \uc5ed\ud560\uc744 \ud558\ub294 \ub370 \uc801\ud569\ud55c\uac00? \uc544\ub2c8\uba74 \uc7a0\uc7ac\uc801 \ucc38\uc5ec\uc790\ub4e4\uc774 \uc870\uc728\uc790 \uc5ed\ud560\uc744 \uc218\ud589\ud558\ub294 \ud68c\uc0ac\uac00 \ud6e8\uc52c \ub9ce\uc740 \ud61c\ud0dd\uc744 \uac00\uc838\uac08 \uac83\uc774\ub77c\uace0 \uc6b0\ub824\ud558\uac8c \ub420 \uac83\uc778\uac00?<\/li>\n<li>\uc0dd\ud0dc\uacc4\ub294 \uc5b4\ub5bb\uac8c \uad6c\uc131\ub418\uc5b4\uc57c \ud558\uba70 \uac01\uac01\uc758 \ucc38\uc5ec\uc790\ub294 \uc5b4\ub5a4 \uc5ed\ud560\uc744 \uc218\ud589\ud574\uc57c \ud558\ub294\uac00?<\/li>\n<li>\uc5b4\ub5a4 \ud30c\ud2b8\ub108\ub4e4\uc774 \uc0dd\ud0dc\uacc4\uc5d0 \uac00\uc7a5 \ud070 \uac00\uce58\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub4e4\uc758 \ucc38\uc5ec\ub97c \uc720\ub3c4\ud558\ub294 \ubc29\uc548\uc740?<\/li>\n<li>\uc0dd\ud0dc\uacc4 \ucc38\uc5ec\uc790\ub4e4 \uac04 \uac00\uce58\uacf5\uc720 \ubc29\uc548\uc740?<\/li>\n<\/ul>\n<h4><strong>\uc9c0\uc6d0(Enablement)<\/strong><\/h4>\n<p>\ub9c8\uc9c0\ub9c9 \uc9c8\ubb38\ub4e4\uc740 \ud68c\uc0ac\uac00 \uc2e4\ud589\ud574\uc57c \ud558\ub294 \uc6b4\uc601\ubaa8\ub378, \uc5ed\ub7c9 \ubc0f \uae30\uc220\uacfc \uad00\ub828\ud55c \uac83\uc774\ub2e4. \ubaa8\ub4e0 \ub370\uc774\ud130 \ube44\uc988\ub2c8\uc2a4 \uc720\ud615 \uc5c5\uccb4\ub4e4\uc5d0 \ub300\ud55c \uc9c8\ubb38\uc740 \uc774\ud558\ub97c \ud3ec\ud568\ud55c\ub2e4.<\/p>\n<ul>\n<li>\uc5b4\ub5a4 \uc6b4\uc601\ubaa8\ub378\uc774 \uc2e4\ud589\ub418\uc5b4\uc57c \ud558\ub294\uac00? \ub3d9 \uc8fc\uc81c\ub294 \uac01 \ud30c\ud2b8\ub108\uc758 \uc758\uc0ac\uacb0\uc815\uad8c\ud55c\uacfc \uc0dd\ud0dc\uacc4 \uac1c\ubc29(\ub204\uad6c\ub098 \uc6d0\ud558\uba74 \ucc38\uc5ec\uc790\uac00 \ub420 \uc218 \uc788\uc74c) \ub610\ub294 \ud3d0\uc1c4(\uc870\uc728\uc790 \uc5ed\ud560\uc744 \ud558\ub294 \uae30\uc5c5\uc774 \uc0dd\ud0dc\uacc4 \ucc38\uc5ec\uc790 \uacb0\uc815) \uc5ec\ubd80\uc5d0 \ub300\ud55c \uacb0\uc815\uc744 \ud3ec\ud568\ud55c\ub2e4.<\/li>\n<li>\ub300\uae30\uc5c5 \ub0b4 \uc0ac\uc5c5\ubd80 \ub610\ub294 \ub3c5\ub9bd\uc801\uc778 \uc2a4\ud0c0\ud2b8\uc5c5 \ub4f1, \uc5b4\ub5a4 \uc870\uc9c1\uad6c\uc870\ub97c \ud0dd\ud574\uc57c \ube44\uc988\ub2c8\uc2a4 \uad6c\ucd95\uc5d0 \ud544\uc694\ud55c \ub9ac\uc18c\uc2a4\ub97c \uc81c\uacf5\ud558\uba74\uc11c \ub3d9\uc2dc\uc5d0 \ud601\uc2e0\uc801 \ubb38\ud654\ub97c \ubc30\uc591\ud560 \uc218 \uc788\ub294\uac00?<\/li>\n<li>\ud604\uc7ac \ube44\uc988\ub2c8\uc2a4\uac00 \ubcf4\uc720\ud55c \uc5ed\ub7c9\uc740? \ub0b4\ubd80\uc801\uc73c\ub85c \uad6c\ucd95\ud558\uac70\ub098, \uc678\ubd80 \uace0\uc6a9 \ub610\ub294 \uc81c\ud734\ub97c \ud1b5\ud574 \ud655\ubcf4\ud560 \uc218 \uc788\ub294 \uc5ed\ub7c9\uc740 \ubb34\uc5c7\uc778\uac00?<\/li>\n<li>\ube60\ub974\uac8c \ud655\uc7a5\ud560 \uac00\ub2a5\uc131\uc774 \uc788\ub294 \ube44\uc988\ub2c8\uc2a4\ub97c \uc9c0\uc6d0\ud558\uae30 \uc704\ud55c \uc801\ud569\ud55c \uae30\uc220 \ud50c\ub7ab\ud3fc\uacfc \uc544\ud0a4\ud14d\ucc98\ub294 \ubb34\uc5c7\uc778\uac00? \uadf8\ub9ac\uace0 \ud574\ub2f9 \uae30\uc220\uc744 \uc790\uccb4\uc801\uc73c\ub85c \uad6c\ucd95\ud558\ub294 \ubc29\uc548\uacfc \uc81c\ud734\ub97c \ud1b5\ud574 \ud544\uc694 \uc778\ud504\ub77c\ub97c \ube60\ub974\uac8c \ud655\ub300\ud558\ub294 \ubc29\uc548 \uc911 \uc5b4\ub290 \ucabd\uc774 \ub354 \ubc14\ub78c\uc9c1\ud55c\uac00?<\/li>\n<\/ul>\n<p>\uc774\ub7ec\ud55c \uac01 \uc9c8\ubb38\uc5d0 \ub300\ud574 \uc624\ub7ab\ub3d9\uc548 \uc2e0\uc911\ud558\uac8c \uace0\ubbfc\ud558\ub294 \uae30\uc5c5\uc740 \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5\uc744 \ucc3d\ucd9c\ud558\uace0 \uace0\uc218\uc775 \ube44\uc988\ub2c8\uc2a4\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\ub2e4. \ub354 \ub098\uc544\uac00 \uc138\uacc4\uc758 Amazon, Google\uacfc \uac19\uc740 \uae30\uc5c5\ub4e4\uc5d0\uac8c \uad50\ud6c8\uc744 \uc904 \uc218\ub3c4 \uc788\uc744 \uac83\uc774\ub2e4.<\/p>\n<p><a href=\"https:\/\/www.bcg.com\/publications\/2020\/how-winners-build-business-from-data.aspx\" target=\"_blank\" rel=\"noopener\">\uc6d0\ubb38(\uc601\uc5b4) \ubcf4\ub7ec\uac00\uae30<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Amazon, Google, Apple \ubc0f Facebook\uc774\ub77c\ub294 \uae30\uc5c5\ub4e4\uc740 \uc54c\uace0 \uc788\uc744 \uac83\uc774\ub2e4. \uadf8\ub7ec\ub098 Skywise, Otonomo, Flatiron, \uadf8\ub9ac\uace0 Metromile\uc740 \uc5b4\ub5a0\ud55c\uac00? \uc804\uc790\uc758 \uae30\uc5c5 \uc9d1\ub2e8\uc740 \uc801\uc808\ud55c \uace0\uac1d\uc744 \uaca8\ub0e5\ud558\uc5ec \uadf8\ub4e4\uc5d0\uac8c \ub9de\ub294 \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4 \uc81c\uacf5\uc744 \ubaa9\uc801\uc73c\ub85c \ubc29\ub300\ud55c \uc591\uc758 \ub370\uc774\ud130\ub97c \uc0dd\uc131\ud558\uace0 \ud65c\uc6a9\ud558\ub294 \ub2a5\ub825\uc73c\ub85c \uc798 \uc54c\ub824\uc838 \uc788\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":2174,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[32],"tags":[],"class_list":{"0":"post-2453","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-industry"},"_links":{"self":[{"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/posts\/2453","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/comments?post=2453"}],"version-history":[{"count":0,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/posts\/2453\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/media\/2174"}],"wp:attachment":[{"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/media?parent=2453"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/categories?post=2453"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/tags?post=2453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}