{"id":2521,"date":"2020-07-11T16:07:29","date_gmt":"2020-07-11T07:07:29","guid":{"rendered":"https:\/\/bcgblog.kr\/?p=2521"},"modified":"2021-11-11T17:43:20","modified_gmt":"2021-11-11T08:43:20","slug":"post-covid19-why-banks-are-nervous","status":"publish","type":"post","link":"https:\/\/bcgblog.kr\/post-covid19-why-banks-are-nervous\/","title":{"rendered":"\ud3ec\uc2a4\ud2b8 \ucf54\ub85c\ub098, \uc740\ud589\uc774 \uae34\uc7a5\ud558\ub294 \uc774\uc720"},"content":{"rendered":"<p><span style=\"color: #ff0000;\"><strong>\u2714 \uc774 \uae00\uc774 \uc65c \uc911\uc694\ud55c\uac00\uc694 :<\/strong><\/span> \ub2e4\ub978 \uc0b0\uc5c5\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uae08\uc735\uc5c5 \uc5ed\uc2dc \ucf54\ub85c\ub09819\uc758 \uc601\ud5a5\uc744 \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uace0\uac1d\uc758 \ud589\ud0dc\uc640 \uc695\uad6c, \uc0c1\ud669\uc774 \uae09\ubcc0\ud568\uc5d0 \ub530\ub77c <strong>\uc18c\ube44 \uae08\uc735 \ubd84\uc57c\uc5d0 \uad6c\uc870\uc801\uc774\uace0 \ubcf8\uc9c8\uc801\uc778 \ubcc0\ud654\uac00 \ub098\ud0c0\ub0a0 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4.<\/strong> \uc774 \ubcc0\ud654\ub97c \uc815\ud655\ud788 \ubc14\ub77c\ubcf4\uace0 \ub300\ube44\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc5b4\ub5a4 \ubcc0\ud654\uac00 \uc77c\uc5b4\ub0a0 \uac83\uc778\uc9c0, \uc5b4\ub5a4 \uc804\ub7b5\uc744 \uc9dc\uc57c \ud558\ub294\uc9c0 \uc18c\ube44 \uae08\uc735\uc5d0 \ucd08\ucca8\uc744 \ub9de\ucdb0 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p><span style=\"color: #ff0000;\"><strong>\ud83d\udcbb \ube44\ub300\uba74 \ucc44\ub110 \uc774\uc6a9 \uc99d\uac00 :<\/strong><\/span> \uace0\uac1d\uc758 \ud589\ub3d9 \ubcc0\ud654 \uc911 \uac00\uc7a5 \ub208\uae38\uc744 \ub044\ub294 \uac83\uc740 \ube44\ub300\uba74 \ucc44\ub110\uc5d0 \ub300\ud55c \uc120\ud638\ub3c4 \uc99d\uac00\uc785\ub2c8\ub2e4. \uc624\ud504\ub77c\uc778 \ucc44\ub110\uc744 \uc120\ud638\ud558\ub358 \uace0\uac1d\ub4e4\ub3c4 \ube44\ub300\uba74 \ucc44\ub110\uc744 \uc801\uadf9 \ud65c\uc6a9\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \ubcf4\uc2a4\ud134\ucee8\uc124\ud305\uadf8\ub8f9(BCG)\uc774 \uc2dc\ud589\ud55c \uc124\ubb38\uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \ubbf8\uad6d \uc18c\ube44\uc790\uc758 22%\uac00 \ucf54\ub85c\ub09819 \uc704\uae30 \uc774\ud6c4 \ucc98\uc74c\uc73c\ub85c \ub514\uc9c0\ud138 \ubc45\ud0b9\uc744 \uc774\uc6a9\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub4e4 \uc911 80%\ub294 \uae0d\uc815\uc801\uc778 \uacbd\ud5d8\uc744 \ud588\ub2e4\uace0 \ub2f5\ubcc0\ud588\uc73c\uba70, 24%\uc758 \uace0\uac1d\uc774 \ucf54\ub85c\ub098 \uc0ac\ud0dc\uac00 \uc885\uacb0\ub41c \uc774\ud6c4\uc5d0\ub3c4 \uc9c0\uc810 \ubc29\ubb38\uc740 \ud558\uc9c0 \uc54a\uaca0\ub2e4\uace0 \ub2f5\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p><a href=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/08\/bcg_now_2007.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2522\" src=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/08\/bcg_now_2007.png\" alt=\"\" width=\"542\" height=\"376\" title=\"\" srcset=\"https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/08\/bcg_now_2007.png 542w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/08\/bcg_now_2007-300x208.png 300w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/08\/bcg_now_2007-218x150.png 218w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/08\/bcg_now_2007-100x70.png 100w\" sizes=\"auto, (max-width: 542px) 100vw, 542px\" \/><\/a><\/p>\n<p>\ud55c\uad6d\uc758 \uae08\uc735\uc5c5\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4. BCG \uc870\uc0ac\ub300\uc0c1\uc758 \ud55c\uad6d \uc18c\ube44\uc790 \uc911 21%\uac00 \uc774\ubc88 \uc9c8\ubcd1 \uc774\ud6c4 \ucc98\uc74c\uc73c\ub85c \ub514\uc9c0\ud138 \ubc45\ud0b9\uc744 \uc774\uc6a9\ud588\uace0 61%\uc758 \uc751\ub2f5\uc790\ub4e4\uc740 \uacfc\uac70\ubcf4\ub2e4 \ub514\uc9c0\ud138 \ucc44\ub110 \uc774\uc6a9 \ube44\uc911\uc774 \ub298\uc5c8\ub2e4\uace0 \ud588\uc2b5\ub2c8\ub2e4. \ucf54\ub85c\ub098 \uc0ac\ud0dc\uac00 \uc885\uacb0\ub41c \ud6c4 \uc9c0\uc810\uc5d0 \uc9c1\uc811 \ubc29\ubb38\ud558\ub294 \uc77c\uc774 \uc904\uc5b4\ub4e4 \uac70\ub77c\uace0 \uc751\ub2f5\ud55c \uace0\uac1d\uc740 \ubbf8\uad6d\ubcf4\ub2e4 \ub9ce\uc740 37%\uc600\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc774 \ubb34\ub824 10\ub144 \uc774\uc0c1 \ub178\ub825\ud574\uc654\uc74c\uc5d0\ub3c4 \uc644\ubcbd\ud788 \uc131\uacf5\ud560 \uc218\ub294 \uc5c6\uc5c8\ub358 <strong>\ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \ub300\uc911\ud654\uac00 \ucf54\ub85c\ub09819\ub85c \uc778\ud574 \uae09\uc18d\ub3c4\ub85c \uc9c4\ud589<\/strong>\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><span style=\"color: #ff0000;\"><strong>\ud83d\udcc8 \uc790\uac00 \ud559\uc2b5\uacfc \uc9c1\uc811 \ud22c\uc790 :<\/strong> <\/span>\ucf54\ub85c\ub098\ub85c \uc778\ud574 \uc9d1\uc5d0\uc11c \ubcf4\ub0b4\ub294 \uc2dc\uac04\uc774 \ub298\uc5b4\ub098\uba74\uc11c \uac01\uc885 \ubbf8\ub514\uc5b4\uc640 \uc778\ud130\ub137\uc5d0 \ub178\ucd9c\ub418\ub294 \uc2dc\uac04\ub3c4 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae08\uc735\uc5c5\uc758 \ubbf8\ub798 \ud575\uc2ec \uace0\uac1d\uce35\uc778 \ubc00\ub808\ub2c8\uc5bc\uacfc X-\uc138\ub300\ub294 \uae08\uc735 \uad00\ub828 \uc815\ubcf4\uc640 \ubc29\uc1a1\uc744 \uc804\ubcf4\ub2e4 \ud3b8\ud558\uac8c \uc811\ud558\uac8c \ub410\uc2b5\ub2c8\ub2e4. \uc720\ud29c\ube0c\ub9cc \ud0a4\uba74 IRP, \uac1c\ubcc4 \uc885\ubaa9 \ud22c\uc790 \uc804\ub7b5, \uc720\uac00 \uc804\ub9dd \ub4f1\uc5d0 \ub300\ud55c \uc7ac\ubbf8\uc788\uace0 \uc26c\uc6b4 \uc601\uc0c1\ub4e4\uc744 \ucc3e\uc544\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uac1d\ub4e4\uc774 \uad00\uc2ec\uc0ac\uc5d0 \ub9de\ub294 \uc815\ubcf4\ub4e4\uc744 \ucc3e\uc544\ubcf4\uace0 \ud559\uc2b5\ud568\uc73c\ub85c\uc368 <strong>\uae30\uc874 \uae08\uc735 \uae30\uad00\uc758 \uc0c1\ud488\uc744 \ud65c\uc6a9\ud55c \ud22c\uc790\ubcf4\ub2e4\ub294 \uc2a4\uc2a4\ub85c\uc758 \uc758\uc0ac\uacb0\uc815\uc5d0 \ub530\ub978 \uac1c\ubcc4 \uc885\ubaa9 \ud22c\uc790\ub098 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc744 \ud65c\uc6a9\ud55c \ubcf4\ud5d8, \ub300\ucd9c, ETF, \uae00\ub85c\ubc8c \ud22c\uc790 \ub4f1\uc774 \ud65c\uc131\ud654\ub420 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.<\/strong> \uc77c\ubd80 \uace0\uac1d\uce35\uc5d0\uc11c\ub294 \uae30\uc874 \uae08\uc735\uae30\uad00\uc774 \uc81c\uacf5\ud558\ub294 \uc815\ubcf4\ubcf4\ub2e4 \uc720\ud29c\ubc84\ub098 \ube14\ub85c\uac70, \uc720\uba85 \uc778\ud50c\ub8e8\uc5b8\uc11c\ub4e4\uc758 \uc815\ubcf4\ub97c \ub354 \uc2e0\ub8b0\ud558\uac8c \ub420 \uac00\ub2a5\uc131\ub3c4 \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n<p><span style=\"color: #ff0000;\"><strong>\ud83c\udfc3\u200d\u2640\ufe0f \uae30\ub2e4\ub9ac\ub294 \uc601\uc5c5\uc5d0\uc11c \ucc3e\uc544\uac00\ub294 \uc601\uc5c5\uc73c\ub85c :<\/strong><\/span> \uace0\uac1d \ud589\ub3d9 \uc591\uc2dd\uc758 \ubcc0\ud654\ub294 \uae08\uc735\uae30\uad00\uc758 \uc601\uc5c5 \ubc29\uc2dd\uc5d0\ub3c4 \ubcc0\ud654\ub97c \uc77c\uc73c\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uac1d\ub4e4\uc774 \ucc3e\uc544\uc624\uae30\ub97c \uae30\ub2e4\ub9ac\ub294 <strong>\ub0b4\ubc29 \uc911\uc2ec\uc758 \uc601\uc5c5(Inbound)\uc5d0\uc11c \ub514\uc9c0\ud138 \uc811\uc810\uc744 \ud65c\uc6a9\ud574 \uba3c\uc800 \uace0\uac1d\uc5d0\uac8c \uc811\uadfc\ud558\ub294 \uc601\uc5c5(outbound)\uc73c\ub85c \ubb34\uac8c\uc911\uc2ec\uc774 \uc62e\uaca8\uc9c0\ub294 \uac81\ub2c8\ub2e4.<\/strong> \ub610\ud55c \uae08\uc735\uae30\uad00 \uc790\uccb4\uc758 \ube0c\ub79c\ub4dc \ud30c\uc6cc\uc5d0 \ub300\ud55c \ub0c9\uc815\ud55c \uac80\ud1a0\ub3c4 \ud544\uc694\ud560 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4. \uacfc\uac70\ubd80\ud130 \uc774\uc5b4\uc838\uc628 \u2018\uc548\uc804\u2019\uc774\ub77c\ub294 \uac00\uce58\uc640\ub294 \ub2ec\ub9ac, \uc55e\uc73c\ub85c\ub294 \u2018\uc7ac\ubbf8\u2019\uc640 \uac19\uc740 \uc0c8\ub85c\uc6b4 \uac00\uce58\ub97c \uc81c\uacf5\ud558\ub294 \u2018\ube0c\ub79c\ub4dc \uac00\uce58\uc758 \ucc28\ubcc4\ud654(brand-excitement)\u2019\uac00 \ub354\uc6b1 \uc911\uc694\ud574\uc9c8 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p><span style=\"color: #ff0000;\"><strong>\ud83d\udd22 \ud50c\ub7ab\ud3fc\uacfc \uace0\uac1d \ub370\uc774\ud130 \ud655\ubcf4 :<\/strong> <\/span>\uc774\ubc88 \ud32c\ub370\ubbf9 \uac19\uc740 \uc0ac\ud0dc\uac00 \uc5b8\uc81c \uc5b4\ub5bb\uac8c \ub2e4\uc2dc \ubc1c\uc0dd\ud560\uc9c0 \ubaa8\ub978\ub2e4\ub294 \ubd88\ud655\uc2e4\uc131\uc740 \uace0\uac1d\uc5d0 \ub300\ud55c \ub9ac\uc2a4\ud06c\uc640 \uc2e0\uc6a9\ud3c9\uac00\ub97c \ub354\uc6b1 \ubcf5\uc7a1\ud558\uace0 \uc5b4\ub835\uac8c \ub9cc\ub4e4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacfc\uac70\uc758 \uc774\ub825\uc774\ub098 \uc871\uc801\uc774 \ubbf8\ub798 \uc608\uce21\uc758 \uc815\ud655\ub3c4\ub97c \ubcf4\uc7a5\ud558\uc9c0 \ubabb\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc774\ub7f0 \uc0c1\ud669\uc5d0\uc11c AI\/\uba38\uc2e0\ub7ec\ub2dd\uacfc \uc2dc\ub098\ub9ac\uc624 \uae30\ubc18\uc758 \uace0\uac1d \uc2e0\uc6a9\ud3c9\uac00 \ub178\ub825\uc774 \ud65c\ubc1c\ud574\uc9c8 \uac83\uc774\uba70, <strong>\ub370\uc774\ud130\uc758 \uc911\uc694\ub3c4\ub294 \uc808\ub300\uc801\uc73c\ub85c \ub192\uc544\uc9c0\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4.<\/strong><\/p>\n<p>\ud2b9\ud788 \uace0\uac1d\ub4e4\uc774 24\uc2dc\uac04 \ud65c\uc6a9\ud558\ub294 \uc720\ud29c\ube0c\uc640 \ub124\uc774\ubc84, \uac8c\uc784\uc571\uacfc \ubc30\ub2ec\uc571 \ub4f1 \ub2e4\uc591\ud55c \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uacfc \ucc44\ub110\uc744 \uc5bc\ub9c8\ub098 \ub9ce\uc774 \ud30c\ud2b8\ub108\ub85c \uc218\uc6a9\ud558\uace0 \ud3ec\uc12d\ud560 \uc218 \uc788\ub290\ub0d0\uac00 \ub9e4\uc6b0 \uc911\uc694\ud55c \uacbd\uc7c1\ub825\uc758 \ucc28\uc774\ub97c \ub0b3\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4. \uc774\ub7f0 \ub514\uc9c0\ud138 \uc811\uc810\ub4e4\uc740 \uae08\uc735 \uc0c1\ud488\uc744 \ud310\ub9e4\ud558\ub294 \u2018\uc601\uc5c5 \ucc44\ub110\u2019\ubfd0 \uc544\ub2c8\ub77c \ube44\uae08\uc735\uc758 \uac1c\uc778 \uad00\ub828 \uc815\ubcf4\ub97c \uc5bb\ub294 \u2018\uc218\uc9d1 \ucc44\ub110\u2019\ub85c\uc11c\uc758 \uc758\ubbf8\ub3c4 \uac00\uc9c0\uac8c \ub418\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uac1c\uc778\uc758 \ub370\uc774\ud130\ub97c \ub9ce\uc774 \ud655\ubcf4\ud560\uc218\ub85d \ub354\uc6b1 \uc815\uad50\ud55c \uc544\uc6c3\ubc14\uc6b4\ub4dc \uc601\uc5c5\uc774 \uac00\ub2a5\ud574\uc9d1\ub2c8\ub2e4.<\/p>\n<p>\ub354\ubd88\uc5b4 \uac8c\uc784\ud68c\uc0ac\ub97c \ube44\ub86f\ud55c \uac01\uc885 \ube44\uae08\uc735 \ud68c\uc0ac\ub4e4\uc774 \ub514\uc9c0\ud138 \uae08\uc735\uc0ac\uc5c5 \uc9c4\ucd9c\uc744 \uc801\uadf9 \uac80\ud1a0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae08\uc735\uae30\uad00\ub4e4\uc740 \ub2e8\uc21c\ud788 \uc678\ubd80 \uae30\uc5c5\ub4e4\uacfc \uc81c\ud734\ub098 \ud611\uc5c5\uc744 \ud558\ub294 \uc218\uc900\uc5d0\uc11c \ubc97\uc5b4\ub098 \uc2a4\uc2a4\ub85c \u2018\ube44\uae08\uc735\u2019 \ubd84\uc57c \uc0ac\uc5c5\uc73c\ub85c \uc9c4\ucd9c\ud558\uc5ec \ucc28\ubcc4\ud654\ub41c \uc0dd\ud0dc\uacc4\ub97c \uc9c1\uc811 \uad6c\ucd95\ud574\ub098\uac00\ub294 \uc804\ub7b5\ub3c4 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \uc0b0\uc5c5 \ubd84\uc57c\ub97c \ub118\ub098\ub4dc\ub294 \ucee8\ubc84\uc804\uc2a4\uc758 \uc2dc\ub300\uac00 \ub3c4\ub798\ud55c \uac83\uc785\ub2c8\ub2e4. \uacbd\uc7c1\ub825 \uc788\ub294 \ud50c\ub7ab\ud3fc\uc744 \ud655\ubcf4\ud558\uc9c0 \ubabb\ud55c \uae08\uc735\uae30\uad00\uc740 \ube0c\ub79c\ub4dc\ud30c\uc6cc\ub098 \uace0\uac1d \uc601\ud5a5\ub825 \ub4f1\uc774 \uc57d\ud574\uc9c8 \uac81\ub2c8\ub2e4. \uc2dc\uc7a5\uc5d0\uc11c \ub3c4\ud0dc\ub420 \uc218\ubc16\uc5d0 \uc5c6\uaca0\uc8e0.<\/p>\n<p><span style=\"color: #ff0000;\"><strong>\ud83d\udcac \uae08\uc735, \ubcc0\ud574\uc57c\ub9cc \ud558\ub294 \uc2dc\ub300\ub97c \ub9de\ub2e4 :<\/strong> <\/span>\ud3ec\uc2a4\ud2b8 \ucf54\ub85c\ub098 \uc2dc\ub300 \uae08\uc735\uc5c5\uc5d0 \uc694\uad6c\ub418\ub294 \uc804\ub7b5\uc740 \uc138 \uac00\uc9c0\ub85c \uc774\uc57c\uae30\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uccab \ubc88\uc9f8, \uae08\uc735\uae30\uad00\ub4e4\ub3c4 \ube44\uae08\uc735 \uc601\uc5ed\uc73c\ub85c\uae4c\uc9c0 \ud655\ub300\ub41c \ucc44\ub110\uacfc \uc0dd\ud0dc\uacc4\ub97c \uac16\ucdb0\uc57c \ud569\ub2c8\ub2e4. \ub450 \ubc88\uc9f8, \uc774\uc81c \uae08\uc735\uae30\uc5c5\ub3c4 \ube0c\ub79c\ub4dc \ucc28\ubcc4\ud654\uc5d0 \ud798 \uc368\uc57c \ud569\ub2c8\ub2e4. \ube0c\ub79c\ub529\uc744 \uc5fc\ub450\uc5d0 \ub454 \ub9c8\ucf00\ud305\uacfc \uace0\uac1d \uc804\ub7b5\uc740 \ub354\uc774\uc0c1 \uc18c\ube44\uc7ac\ub098 \uc720\ud1b5 \uae30\uc5c5\uc758 \uc804\uc720\ubb3c\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc774\ub7ec\ud55c \ubcc0\ud654\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574\uc11c\ub294 \uae30\uc874\uc5d0 \uae08\uc735\uae30\uad00\ub4e4\uc774 \uac00\uc9c0\uace0 \uc788\ub358 \u2018\uc778\uc7ac\u2019\uc5d0 \ub300\ud55c \uae30\uc900\uacfc \uc5c5\ubb34 \uc131\uacfc\uc5d0 \ub300\ud55c \ud3c9\uac00 \uae30\uc900 \ub4f1\uc774 \ud68d\uae30\uc801\uc73c\ub85c \ubcc0\ud654\ud574\uc57c\ub9cc \ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p><a href=\"\/newsletter\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2753\" src=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/BCG\ub274\uc2a4\ub808\ud130\uad6c\ub3c5\ud558\uae30\ucd08\ub85d\ubc30\uacbd.png\" alt=\"\" width=\"180\" height=\"50\" title=\"\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub2e4\ub978 \uc0b0\uc5c5\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uae08\uc735\uc5c5 \uc5ed\uc2dc \ucf54\ub85c\ub09819\uc758 \uc601\ud5a5\uc744 \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uace0\uac1d\uc758 \ud589\ud0dc\uc640 \uc695\uad6c, \uc0c1\ud669\uc774 \uae09\ubcc0\ud568\uc5d0 \ub530\ub77c \uc18c\ube44 \uae08\uc735 \ubd84\uc57c\uc5d0 \uad6c\uc870\uc801\uc774\uace0 \ubcf8\uc9c8\uc801\uc778 \ubcc0\ud654\uac00 \ub098\ud0c0\ub0a0 \uac83\uc73c\ub85c \uc804\ub9dd\ub429\ub2c8\ub2e4. \uc774 \ubcc0\ud654\ub97c \uc815\ud655\ud788 \ubc14\ub77c\ubcf4\uace0 \ub300\ube44\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc5b4\ub5a4 \ubcc0\ud654\uac00 \uc77c\uc5b4\ub0a0 \uac83\uc778\uc9c0, \uc5b4\ub5a4 \uc804\ub7b5\uc744 \uc9dc\uc57c \ud558\ub294\uc9c0 \uc18c\ube44 \uae08\uc735\uc5d0 \ucd08\ucca8\uc744 \ub9de\ucdb0 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