{"id":2734,"date":"2020-10-17T13:55:53","date_gmt":"2020-10-17T04:55:53","guid":{"rendered":"https:\/\/bcgblog.kr\/?p=2734"},"modified":"2021-10-26T17:28:47","modified_gmt":"2021-10-26T08:28:47","slug":"becoming-an-all-weather-company","status":"publish","type":"post","link":"https:\/\/bcgblog.kr\/becoming-an-all-weather-company\/","title":{"rendered":"\uc804\ucc9c\ud6c4 \uae30\uc5c5\uc774 \ub418\ub294 \uae38"},"content":{"rendered":"<p><em>\u201c\uc138\uacc4\ub294 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc744 \ub9e4\uc6b0 \ube60\ub978 \uc18d\ub3c4\ub85c \uac10\uc5fc\uc2dc\ud0a4\ub294 \uc9c8\ubcd1 \u2013 \uc608\ub97c \ub4e4\uba74, \uce58\uba85\uc801\uc778 \ub3c5\uac10 \u2013 \uc5d0 \ub300\uc751\ud560 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc9c0 \uc54a\ub2e4. \ucc9c\ub9cc \uba85 \uc774\uc0c1\uc758 \uc0ac\ub78c\ub4e4\uc744 \uc0ac\ub9dd\uc5d0 \uc774\ub974\uac8c \ud560 \uc218 \uc788\ub294 \ubaa8\ub4e0 \uc694\uc778\ub4e4 \uc911\uc5d0 \uac00\uc7a5 \uac00\ub2a5\uc131\uc774 \ub192\uc740 \uac83\uc740 \uc720\ud589\ubcd1\uc774\ub2e4. \uadf8\ub7ec\ub098, \ub098\ub294 \uae00\ub85c\ubc8c \uc804\uc5fc\ubcd1 \uacbd\ubcf4 \ubc0f \ub300\uc751 \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud568\uc73c\ub85c\uc368 \uadf8\ub7ec\ud55c \uc7ac\ub09c \uc0ac\ud0dc\ub97c \ub9c9\uc744 \uc218 \uc788\ub2e4\uace0 \uc0dd\uac01\ud55c\ub2e4.\u201d \u2014 2015\ub144 \ube4c \uac8c\uc774\uce20<\/em><\/p>\n<p>\uc624\ub7ab\ub3d9\uc548 \ud32c\ub370\ubbf9\uc740 \uae00\ub85c\ubc8c \ubcf4\uac74 \ubc0f \uacbd\uc81c\uc5d0 \ub300\ud55c \uc8fc\uc694\ud55c \ub9ac\uc2a4\ud06c\ub85c\uc11c \uc791\uc6a9\ud558\ub294 \uac83\uc73c\ub85c \uc54c\ub824\uc838 \uc654\uc73c\ub098, \ucf54\ub85c\ub098 19\uac00 \ud655\uc0b0\ub418\uae30 \uc2dc\uc791\ud588\uc744 \ub2f9\uc2dc \uc138\uacc4\ub294 \uac70\uc758 \ubb34\ubc29\ube44 \uc0c1\ud0dc\ub85c \uc9c1\uaca9\ud0c4\uc744 \ub9de\uc558\ub2e4. \uc18c\uc218\uc758 \uad6d\uac00\ub4e4\uc740 \uc704\uae30 \ub300\ube44\uac00 \uc798 \ub418\uc5b4 \uc788\uc5c8\uc73c\ub098 \ub9ce\uc740 \uad6d\uac00\ub4e4\uc774 \uadf8\ub807\uc9c0 \ubabb\ud588\uace0, \uc77c\ubd80\ub294 \ucd5c\uadfc \uba87 \ub144\uac04 \ub300\uc751 \uacc4\ud68d\uc744 \ud3d0\uc9c0\ud588\uac70\ub098 \uc608\uc0b0\uae4c\uc9c0 \ucca0\ud68c\ud55c \uc0c1\ud669\uc774\uc5c8\ub2e4. \uc6b0\ub9ac\uac00 \ubc18\ubcf5\uc801\uc73c\ub85c \ubaa9\uaca9\ud574\uc654\ub4ef\uc774, \uc88b\uc740 \uc2dc\uae30\uac00 \uc624\ub798 \uc9c0\uc18d\ub420 \uacbd\uc6b0 \uc5b4\ub824\uc6b4 \uc2dc\uae30\ub97c \uc644\ud654\ud558\uae30 \uc704\ud55c \ud22c\uc790\uc5d0 \uc815\ub2f9\uc131\uc744 \ubd80\uc5ec\ud558\ub294 \uac83\uc740 \uc5b4\ub824\uc6cc\uc9c4\ub2e4 \u2013 \ud6a8\uc728\uc131\uc758 \uac00\uce58\uac00 \ud68c\ubcf5\ud0c4\ub825\uc131\ubcf4\ub2e4 \ub354 \ub192\uc774 \ud3c9\uac00\ub418\ub294 \uac83\uc774\ub2e4.<\/p>\n<p>\ub9ce\uc740 \uad6d\uac00\ub4e4\uc740 \uc8fc\uc8fc\uc758 \uc790\uc0ac\uc8fc \ub9e4\uc785\uc5d0 \ub300\ud55c \uc644\ucda9\uc6a9 \ud604\uae08\uc744 \uc368\ubc84\ub9b0\ub2e4\ub4e0\uc9c0 \uc6b4\uc601\uc758 \ub290\uc2a8\ud55c \ubd80\ubd84\uc744 \uc81c\uac70\ud558\ub294 \ub4f1\uc758 \ubc29\uc2dd\uc73c\ub85c \uc2e4\uc81c\ub85c \ud68c\ubcf5\ud0c4\ub825\uc131\uc5d0 \ube44\ud574 \ub2e8\uae30 \ud6a8\uc728\uc131\uc758 \uac00\uce58\ub97c \ub354 \uc911\uc694\ud558\uac8c \ud3c9\uac00\ud558\ub294 \ube44\uc2b7\ud55c \uc120\ud0dd\uc744 \ud574\uc654\uc73c\uba70, \uacb0\uad6d \ud32c\ub370\ubbf9 \uae30\uac04 \ub3d9\uc548 \uc2ec\uac01\ud55c \ud0c0\uaca9\uc744 \ubc1b\uac8c \ub418\uc5c8\ub2e4. \ub9ce\uc740 \uae30\uc5c5\ub4e4\uc740 \uc774\uc81c \uc640\uc11c\uc57c \ube44\uc988\ub2c8\uc2a4\ub97c \ub354 \ud68c\ubcf5\ud0c4\ub825\uc801\uc73c\ub85c \uc7ac\uad6c\ucd95\ud558\uaca0\ub2e4\ub294 \uc758\uc9c0\ub97c \ubc1d\ud788\uace0 \uc788\uc73c\ub098 \uc774\ub4e4\uc774 \ud604 \uc704\uae30\uc5d0 \ud6a8\uacfc\uc801\uc73c\ub85c \ub300\uc751\ud560 \uc218 \uc788\uc744\uc9c0 \u2013 \uadf8\ub9ac\uace0 \ubbf8\ub798\uc5d0 \uc88b\uc740 \uc2dc\uae30\uac00 \uc654\uc744 \ub54c\uc5d0\ub3c4 \ud68c\ubcf5\ud0c4\ub825\uc801\uc778 \uc0ac\uc5c5\uc744 \uc720\uc9c0\ud560\uc9c0 \uc5ec\ubd80\ub294 \ub450\uace0 \ubd10\uc57c \uc54c \uac83\uc774\ub2e4.<\/p>\n<p>\uadf8\ub7ec\ud55c \uce21\uba74\uc5d0\uc11c, \ub9ac\ub354\ub4e4\uc5d0\uac8c \ub3c4\uc6c0\uc774 \ub418\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uba87 \uac00\uc9c0 \uc9c8\ubb38\ub4e4\uc744 \ud574\ubcf4\ub294 \uac83\ub3c4 \uc88b\uc744 \uac83\uc774\ub2e4: \ud68c\ubcf5\ud0c4\ub825\uc131\uc740 \uacfc\uc5f0 \ubb34\uc5c7\uc774\uba70 \uc5b4\ub5bb\uac8c \uc791\uc6a9\ud558\ub294\uac00? \ud68c\ubcf5\ud0c4\ub825\uc131\uc740 \uc7a5\uae30\uc801\uc73c\ub85c \uc5bc\ub9c8\ub098 \uac00\uce58\uac00 \uc788\ub294\uac00? \uadf8\ub9ac\uace0, \uae30\uc5c5\ub4e4\uc740 \uc5b4\ub5bb\uac8c \ud558\uba74 \ud68c\ubcf5\ud0c4\ub825\uc131\uc744 \uad6c\ucd95\ud560 \uc218 \uc788\ub294\uac00?<\/p>\n<p>25\ub144\uc758 \uae30\uac04\uc5d0 \ub300\ud574 1,800 \uac1c\uc5d0 \uac00\uae4c\uc6b4 \uae30\uc5c5\ub4e4\uc5d0 \ub300\ud574 \uc2e4\uc2dc\ud55c \uc6b0\ub9ac\uc758 \uc815\ub7c9\uc801 \uc5f0\uad6c\uc5d0 \uc758\ud558\uba74, \uc5b4\ub824\uc6b4 \uc2dc\uae30\uc758 \ud68c\ubcf5\ud0c4\ub825\uc131\uc740 \uc7a5\uae30\uc801\uc778 \uc5c5\uacc4\ud3c9\uade0\uc0c1\ud68c \uc131\uacfc\uc758 30% \uac00\uae4c\uc774\ub97c \ucc28\uc9c0\ud55c\ub2e4. \ub610\ud55c, \uc5b4\ub5a4 \uae30\uc5c5\ub4e4\uc740 \uc2dc\uac04\uc774 \uc9c0\ub098\ub3c4 \uc77c\uad00\ub418\uac8c \ud68c\ubcf5\ud0c4\ub825\uc131\uc744 \uc720\uc9c0\ud558\uba70 \ud68c\ubcf5\ud0c4\ub825\uc131\uc758 \uad6c\ucd95\uacfc \uc720\uc9c0 \ubc29\uc548\uc5d0 \ub300\ud55c \ub2e8\uc11c\ub97c \uc81c\uc2dc\ud55c\ub2e4.<\/p>\n<h3><strong>\ud68c\ubcf5\ud0c4\ub825\uc131\uc740 \uc5b4\ub5bb\uac8c \uac00\uce58\ub97c \ucc3d\ucd9c\ud558\ub294\uac00<\/strong><\/h3>\n<p>\ud68c\ubcf5\ud0c4\ub825\uc131\uc758 \ud575\uc2ec\uc740 \uae30\uc5c5\uc774 \uc2a4\ud2b8\ub808\uc2a4\ub97c \ud761\uc218\ud558\uace0 \ud575\uc2ec \uae30\ub2a5\uc744 \ud68c\ubcf5\ud558\uba70 \ubcc0\ud654\ub41c \ud658\uacbd\uc5d0\uc11c \uc6b0\uc218\ud55c \uc131\uacfc\ub97c \ucc3d\ucd9c\ud558\ub294 \uc5ed\ub7c9\uc5d0 \uc788\ub2e4.<\/p>\n<p>\uc774\ub294 \ube44\uc988\ub2c8\uc2a4 \ud658\uacbd\uc5d0 \uac11\uc791\uc2a4\ub7ec\uc6b4 \ubd88\ub9ac\ud55c \ubcc0\ud654\uac00 \ubc1c\uc0dd\ud558\uc5ec \ud558\ub098 \uc774\uc0c1\uc758 \ud575\uc2ec \ube44\uc988\ub2c8\uc2a4 \uae30\ub2a5\uc5d0 \uc989\uac01\uc801\uc778 \ucda9\uaca9\uc774 \uac00\ud574\uc9c0\ub294 \uacbd\uc6b0\uc5d0 \ud544\uc694\ud558\ub2e4. \uc608\ub97c \ub4e4\uba74, \ucf54\ub85c\ub098 19\ub85c \uc778\ud55c \ud0c0\uaca9\uc744 \ubc1b\uc558\uc744 \ub54c, \uc5b4\ub5a4 \uae30\uc5c5\ub4e4\uc740 \uae09\uaca9\ud55c \uc218\uc694 \uac10\uc18c\ub97c \uacbd\ud5d8\ud55c \ud55c\ud3b8, \ub2e4\ub978 \uae30\uc5c5\ub4e4\uc740 \uacf5\uae09\uc0ac\uc2ac\uc758 \uc640\ud574 \ub610\ub294 \uc778\ub825\ub09c\uc744 \uacaa\uae30\ub3c4 \ud588\ub2e4. \uacb0\uad6d\uc5d0\ub294 \ud68c\ubcf5\ub418\uae34 \ud558\ub098, \uae30\uc5c5\ub9c8\ub2e4 \uadf8 \uc18d\ub3c4\ub294 \ucc9c\ucc28\ub9cc\ubcc4\uc774\ub2e4. \ucda9\uaca9\ud68c\ubcf5\uc758 \uada4\uc801\uc5d0\uc11c, \ud68c\ubcf5\ud0c4\ub825\uc801\uc778 \uae30\uc5c5\ub4e4\uc740 \ub2e4\uc74c\uc758 \uc138 \uac00\uc9c0 \uce21\uba74 \uc911 \ud558\ub098 \uc774\uc0c1\uc5d0\uc11c \ub3d9\uc885 \uae30\uc5c5\ub4e4\uc5d0 \ube44\ud574 \ub354 \ub098\uc740 \uacb0\uacfc\ub97c \ub204\ub9b0\ub2e4:<\/p>\n<ul>\n<li>\uccab\uc9f8, \uc678\ubd80 \ucda9\uaca9\uc758 \uc131\uacfc\uc5d0 \ub300\ud55c \uc989\uac01\uc801\uc778 \uc601\ud5a5\uc774 \ub3d9\uc885 \uae30\uc5c5\ub4e4\uc5d0 \ube44\ud574 \ub0ae\uc744 \uc218 \uc788\uc74c.<\/li>\n<li>\ub458\uc9f8, \ud68c\ubcf5 \uc18d\ub3c4\uac00 \ub3d9\uc885\uae30\uc5c5\ub4e4\uc5d0 \ube44\ud574 \ube60\ub97c \uc218 \uc788\uc74c.<\/li>\n<li>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ud68c\ubcf5\uc758 \uc815\ub3c4\uac00 \ub3d9\uc885\uae30\uc5c5\ub4e4\uc5d0 \ube44\ud574 \ud074 \uc218 \uc788\uc74c.<\/li>\n<\/ul>\n<p>\uc774\ub7ec\ud55c \uc138 \uac00\uc9c0 \ub9e4\uac1c\ubcc0\uc218\ub97c \uce21\uc815\ud568\uc73c\ub85c\uc368 \uae30\uc5c5\ub4e4\uc758 \ud68c\ubcf5\ud0c4\ub825\uc131 \uac00\uce58\ub97c \uc815\ub7c9\ud654\ud558\uace0 \uc774\ub4e4\uc758 \uc804\ub7b5\uc744 \ube44\uad50\ud558\ub294 \ubc29\uc548\uc744 \uc218\ub9bd\ud560 \uc218 \uc788\ub2e4.(\ubcf4\uae30 1 \ucc38\uc870.)<\/p>\n<p>\ud68c\ubcf5\ud0c4\ub825\uc131\uc758 \uac00\uce58\uc640 \uc5ed\ud559\uad00\uacc4\ub97c \ubcf4\ub2e4 \uc798 \uc774\ud574\ud558\uae30 \uc704\ud574, \uc6b0\ub9ac\ub294 1995\ub144\ubd80\ud130 2020\ub144\uae4c\uc9c0\uc758 \uae30\uac04\uc5d0 \ub300\ud574 \uc57d 1,800 \uac1c\uc758 \ubbf8\uad6d \uae30\uc5c5\ub4e4\uc758 \uc131\uacfc\ub97c \uc5f0\uad6c\ud588\ub2e4.<span style=\"font-size: 8pt;\">1<\/span> \uc6b0\ub9ac\uac00 \uc0c1\ub300\uc801 \ud68c\ubcf5\ud0c4\ub825\uc131\uc744 \ud3c9\uac00\ud55c \ubc29\uc2dd\uc740 \uc704\uae30 \ubd84\uae30(\uc5c5\uacc4 TSR\uc774 \ubd84\uae30\ucd08\ubcf4\ub2e4 \uc801\uc5b4\ub3c4 15 \ud37c\uc13c\ud2f0\uc9c0\ud3ec\uc778\ud2b8(pp)\uc758 \ud558\ub77d \uc815\uc810\uc744 \uacbd\ud5d8\ud55c \ubd84\uae30) \ub3d9\uc548 \ud574\ub2f9 \uc0b0\uc5c5\uc758 \ud3c9\uade0 \ub300\ube44 \uac01 \uae30\uc5c5\uc758 \uc0c1\ub300\uc801\uc778 \ucd1d\uc8fc\uc8fc\uc218\uc775\ub960(TSR)\uc744 \uce21\uc815\ud558\ub294 \uac83\uc774\uc5c8\ub2e4.<\/p>\n<h3><strong>\ud68c\ubcf5\ud0c4\ub825\uc131 \uc601\ud5a5\uc758 \uc815\ub7c9\ud654 <\/strong><\/h3>\n<p>\uc6b0\ub9ac\uc758 \uc5f0\uad6c\ub294 \ud68c\ubcf5\ud0c4\ub825\uc131\uc5d0 \ub300\ud55c \uba87 \uac00\uc9c0 \uc2dc\uc0ac\uc810\uc744 \ub3c4\ucd9c\ud588\ub2e4:<\/p>\n<p>\uc704\uae30 \uc2dc\uae30\ub294 \uc7a5\uae30\uc801\uc778 \uc5c5\uacc4\ud3c9\uade0\uc0c1\ud68c \uc131\uacfc\uc5d0 \uc5c4\uccad\ub09c \uc601\ud5a5\uc744 \ubbf8\uce5c\ub2e4. \ub9ce\uc740 \uae30\uc5c5\ub4e4\uc774 \ud68c\ubcf5\ud0c4\ub825\uc131\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uc9c0 \uc54a\ub294 \uacbd\ud5a5\uc774 \uc788\uc73c\ub098, \uc6b0\ub9ac\uc758 \ubd84\uc11d\uc5d0 \ub530\ub974\uba74 \uc774\ub294 \uc5c4\uccad\ub09c \ud6a8\uacfc\uac00 \uc788\ub2e4. \uc6b0\ub9ac\uc758 \uc5f0\uad6c\ub300\uc0c1 \uae30\uac04\uc758 \ubd84\uae30 \uc911 \ubd88\uacfc 11%\ub9cc\uc774 \uc704\uae30\ub97c \uacaa\uc5c8\uc73c\ub098, \uc704\uae30 \uae30\uac04 \ub3d9\uc548\uc758 \uc0c1\ub300\uc801 TSR\uc740 \uae30\uc5c5\uc758 \uc7a5\uae30\uc801 \uc0c1\ub300\uc801 TSR\uc758 30%\ub97c \ucc28\uc9c0\ud55c\ub2e4. \uc989, \uc704\uae30 \uae30\uac04 \ub3d9\uc548\uc758 \uc131\uacfc\ub294 \uc548\uc815\uae30 \ub3d9\uc548\uc758 \uc131\uacfc\uc5d0 \ube44\ud574 \uac70\uc758 \uc138 \ubc30\uc5d0 \ub2ec\ud558\ub294 \ud6a8\uacfc\ub97c \ubc1c\ud718\ud55c\ub2e4\ub294 \uac83\uc774\ub2e4.<\/p>\n<p><a href=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2740\" src=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_1.png\" alt=\"\" width=\"1280\" height=\"672\" title=\"\" srcset=\"https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_1.png 1280w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_1-300x158.png 300w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_1-1024x538.png 1024w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_1-768x403.png 768w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_1-696x365.png 696w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_1-1068x561.png 1068w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_1-800x420.png 800w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/a><\/p>\n<p>\uc774\ub7ec\ud55c \uc601\ud5a5\uc740 \ud55c \uc0b0\uc5c5\uc5d0 \uc18d\ud55c \uae30\uc5c5\ub4e4\uc758 \uc8fc\uc8fc\uc218\uc775\ub960\uc740 \uc815\uc0c1 \uae30\uac04 \ub3d9\uc548\uc5d0\ub294 \uac19\uc774 \uc6c0\uc9c1\uc774\ub294 \uacbd\ud5a5\uc744 \ubcf4\uc774\uc9c0\ub9cc \uc704\uae30 \uae30\uac04 \ub3d9\uc548\uc5d0\ub294 \uac01\uae30 \ud604\uc800\ud558\uac8c \ub2e4\ub974\uac8c \uc6c0\uc9c1\uc778\ub2e4\ub294 \uc0ac\uc2e4\uc5d0\uc11c \uae30\uc778\ud55c\ub2e4. \uc548\uc815\uc801 \ubd84\uae30 \ub3d9\uc548\uc5d0\ub294 \uc0b0\uc5c5 \ub0b4 25 \ud37c\uc13c\ud0c0\uc77c \uc131\uacfc \uae30\uc5c5\uacfc 75 \ud37c\uc13c\ud0c0\uc77c \uc131\uacfc \uae30\uc5c5 \uac04 \ud3c9\uade0 TSR \uaca9\ucc28\ub294 16pp\uc774\ub2e4. \uadf8\ub7ec\ub098, \uc704\uae30 \ubd84\uae30 \ub3d9\uc548 \uc774 \uc218\uce58\ub294 \ub450 \ubc30\uc5d0 \uac00\uae4c\uc6b4 30pp\uae4c\uc9c0 \uc0c1\uc2b9\ud55c\ub2e4.<\/p>\n<p>\uc704\uae30 \ubd84\uae30 \ub3d9\uc548\uc5d0\ub294 \uc5b4\ub5a4 \uc77c\uc774 \ubc1c\uc0dd\ud558\ub294\uac00? \ub2f7\ucef4 \ubd88\ud669, \uae00\ub85c\ubc8c \uae08\uc735 \uc704\uae30, \ucf54\ub85c\ub098 \ubc14\uc774\ub7ec\uc2a4 \uc704\uae30 \ub4f1, \ub300\ubd80\ubd84\uc740 \uc8fc\uc694 \uacbd\uc81c \ubd88\ud669\uacfc \uad00\ub828\ub418\uc5b4 \uc788\ub2e4. \ub098\uba38\uc9c0\ub294 \ube44\ubd88\ud669\uae30\uc758 \uc2dc\uc7a5 \uc804\ubc18\uc758 \uc704\uae30(1998\ub144 \ub7ec\uc2dc\uc544 \uae08\uc735 \uc704\uae30\ub85c \ucd08\ub798\ub41c \uc704\uae30)\uc640 \ud2b9\uc815 \uc0b0\uc5c5\uc758 \uc704\uae30(\uc720\uac00 \ud558\ub77d\uc73c\ub85c \uc778\ud55c 2015-2016\ub144 \uc5d0\ub108\uc9c0 \uc0b0\uc5c5 \uc704\uae30 \ub4f1) \uc0ac\uc774\uc5d0 \uace0\ub974\uac8c \ubd84\ud3ec\ub418\uc5b4 \uc788\ub2e4.<\/p>\n<p><strong>\uc704\uae30\uac00 \uc2ec\uac01\ud560\uc218\ub85d \ud68c\ubcf5\ud0c4\ub825\uc131\uc758 \uac00\uce58\ub294 \ucee4\uc9c4\ub2e4.<\/strong> \uc704\uae30\uc758 \uc2ec\uac01\uc131\uc774 \ucee4\uc9c8\uc218\ub85d \ud574\ub2f9 \ubd84\uae30\uac00\uc7a5\uae30\uc801\uc778 \uc0c1\ub300\uc801 \uc131\uacfc\uc5d0 \uae30\uc5ec\ud558\ub294 \uc815\ub3c4\ub3c4 \ucee4\uc9c4\ub2e4.(\ubcf4\uae30 2 \ucc38\uc870.)<\/p>\n<p>TSR\uc774 15% \ub118\uac8c \uac10\uc18c\ud55c \ubd84\uae30\ub294 \uc804\ubc18\uc801\uc778 \uc131\uacfc\uc5d0 \ub300\ud574 \ub9e4\uc6b0 \ub192\uc740 \uc601\ud5a5\uc744 \ubbf8\uce5c\ub2e4. \ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc774\ub7ec\ud55c \uc601\ud5a5\uc740 \uc704\uae30\uac00 \ub05d\ub09c \ud6c4 \uccab \ubc88\uc9f8 \ubd84\uae30\uc5d0 \uc0ac\ub77c\uc9c4\ub2e4.(\ubcf4\uae30 3 \ucc38\uc870.)<\/p>\n<p><strong>\ud68c\ubcf5\ud0c4\ub825\uc131\uc758 \uac00\uce58\ub294 \uc0b0\uc5c5\ub9c8\ub2e4 \ub2e4\ub974\ub2e4.<\/strong> \ud68c\ubcf5\ud0c4\ub825\uc131\uc758 \uac00\uce58\ub294 \ub354 \uc2ec\uac01\ud558\uac70\ub098 \ub354 \ube48\ubc88\ud55c \uc704\uae30\ub97c \uacaa\ub294 \uc0b0\uc5c5\uc758 \uacbd\uc6b0\uc5d0 \ub354 \ub192\uc740 \uacbd\ud5a5\uc774 \uc788\ub2e4. \ud68c\ubcf5\ud0c4\ub825\uc131\uc758 \uac00\uce58\ub294 \ubcc0\ub3d9\uc131\uc774 \ud070 \ud3b8\uc778 \uae30\uc220 \ubc0f \uc18c\ube44 \ub0b4\uad6c\uc7ac \ubd80\ubb38\uc5d0\uc11c \uac00\uc7a5 \ub192\uc740 \ubc18\uba74, \uc2dd\ud488 \ubc0f \uc74c\ub8cc, \uac00\uc815\uc6a9\ud488, \ud5ec\uc2a4 \ucf00\uc5b4 \ub4f1, \uc218\uc694\uac00 \uc548\uc815\uc801\uc778 \ud3b8\uc778 \uc0b0\uc5c5\uc5d0\uc11c \uac00\uc7a5 \ub0ae\ub2e4.(\ubcf4\uae30 4 \ucc38\uc870)<\/p>\n<p><strong>\uc5c5\uacc4\ud3c9\uade0\uc0c1\ud68c \uc131\uacfc\ub294 \uc8fc\ub85c \uc989\uac01\uc801\uc778 \uc601\ud5a5\uc744 \uacac\ub38c\ub0b4\ub294 \uac83\uc73c\ub85c \uac00\ub2a5\ud558\ub2e4.<\/strong> \ud68c\ubcf5\ud0c4\ub825\uc131\uc758 \uc138 \ub2e8\uacc4 \uc911 \ubaa8\ub4e0 \ub2e8\uacc4\uac00 \ub611\uac19\uc774 \uc911\uc694\ud55c \uac83\uc740 \uc544\ub2c8\ub2e4. \ucda9\uaca9\uc758 \uc989\uac01\uc801\uc778 \uc601\ud5a5\uc744 \uac10\uc18c\uc2dc\ud0a4\ub294 \uac83\uc740 \uc704\uae30 \uae30\uac04 \uc911 \uc0c1\ub300\uc801 TSR\uc758 63%\ub97c \ucc28\uc9c0\ud558\ub294 \ubc18\uba74, \ub354 \ube60\ub978 \ud68c\ubcf5 \uc18d\ub3c4\ub294 23%\ub97c \ucc28\uc9c0\ud55c\ub2e4. \ub098\uba38\uc9c0 15%\ub294 \ud68c\ubcf5\uc758 \uc815\ub3c4\ub85c \uc124\uba85\ub41c\ub2e4. \uc5b4\ub5a4 \uae30\uc5c5\ub4e4\uc740 \uc704\uae30\ub97c \ud1b5\ud574 \uc131\uacfc\ub97c \ucc3d\ucd9c\ud558\uace0 \uacb0\uad6d\uc5d0\ub294 \uc2dc\uc791 \uc218\uc900\ubcf4\ub2e4 \ub192\uc740 \uc131\uacfc\ub97c \ubcf4\uc774\uac8c \ub41c\ub2e4.<\/p>\n<p><strong>\uc7a5\uae30\uc801 \uc131\uacf5\uc73c\ub85c \uac00\ub294 \ub300\ubd80\ubd84\uc758 \ubc29\ubc95\uc740 \ud68c\ubcf5\ud0c4\ub825\uc131\uc744 \ud65c\uc6a9\ud55c\ub2e4.<\/strong> \uc6b0\ub9ac\ub294 1994\ub144\ubd80\ud130 2020\ub144\uae4c\uc9c0 \uc5c5\uacc4\ud3c9\uade0\uc0c1\ud68c \uc131\uacfc\ub97c \ubcf4\uc778(\uc774\uc640 \ud568\uaed8 \ub3d9\uae30\uac04 \uc911 \ucd5c\uc18c 10\ub144 \ub3d9\uc548 \uc0c1\uc7a5\ub428) 500 \uc5ec\uac1c\uc758 \uae30\uc5c5\ub4e4\uc744 \uc0b4\ud3b4\ubcf4\uace0 \ub2e4\uc12f \uac00\uc9c0\uc758 \ub300\ud45c\uc801\uc778 \uc131\uacf5 \uc720\ud615\uc744 \ud30c\uc545\ud588\ub2e4.(\ubcf4\uae30 5 \ucc38\uc870.)<\/p>\n<p><a href=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_2.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2741\" src=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_2.png\" alt=\"\" width=\"1182\" height=\"720\" title=\"\" srcset=\"https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_2.png 1182w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_2-300x183.png 300w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_2-1024x624.png 1024w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_2-768x468.png 768w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_2-696x424.png 696w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_2-1068x651.png 1068w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_2-690x420.png 690w\" sizes=\"auto, (max-width: 1182px) 100vw, 1182px\" \/><\/a>\uc7a5\uae30\uc801 \uace0\uc131\uacfc \uae30\uc5c5 \uc911 \uac70\uc758 \uc0bc\ubd84\uc758 \uc774\ub294 \uc704\uae30 \uae30\uac04 \ub3d9\uc548 \ub3d9\uc885\uae30\uc5c5\ub4e4\uc5d0 \ube44\ud574 \ubd84\uba85 \uc6b0\uc218\ud55c \uc131\uacfc\ub97c \ubcf4\uc600\ub2e4. \uac8c\ub2e4\uac00, \ud68c\ubcf5\ud0c4\ub825\uc131\uc774 \uc5c6\ub294 \uae30\uc5c5\ub4e4\uc740 \ud68c\ubcf5\ud0c4\ub825\uc801 \uae30\uc5c5\ub4e4\uc5d0 \ube44\ud574 \uc7a5\uae30\uc801\uc778 \uace0\uc131\uacfc\ub97c \uac70\ub458 \ud655\ub960\uc774 \uc808\ubc18 \ubc16\uc5d0 \ub418\uc9c0 \uc54a\ub294\ub2e4. \ud68c\ubcf5\ud0c4\ub825\uc131 \uc5c6\uc774 \uc7a5\uae30\uc801\uc73c\ub85c \uc131\uacf5\ud558\ub824\uba74 \uae30\uc5c5\uc774 \uc88b\uc740 \uc2dc\uae30\uc5d0 \ub9e4\uc6b0 \ub192\uc740 \uc218\uc900\uc758 \uc131\uacfc\ub97c \ub2ec\uc131\ud574\uc57c \ud588\ub2e4 \u2013 \uc5c5\uacc4\ud3c9\uade0\ubcf4\ub2e4 \uc5f0\ud3c9\uade0 8pp \ub354 \ub192\uc740 \uc131\uacfc\ub97c \uae30\ub85d\ud588\uc5b4\uc57c \ud558\ub294 \uac83\uc774\ub2e4.<\/p>\n<h3><strong>\uc77c\ubc18\uc801 \ud68c\ubcf5\ud0c4\ub825\uc131\uc758 \ub2ec\uc131<\/strong><\/h3>\n<p>\ubaa8\ub4e0 \uc704\uae30\ub294 \uac01\uae30 \uace0\uc720\ud55c \ud2b9\uc9d5\uc744 \uac00\uc9c0\uace0 \uc788\ub2e4 \u2013 \uc608\ub97c \ub4e4\uba74, \ucf54\ub85c\ub098 19\ub294 \uc90c \ubc0f \ud074\ub85c\ub77d\uc2a4\uc640 \uac19\uc740 \uae30\uc5c5\ub4e4\uc774 \uc5c5\uacc4\ud3c9\uade0\uc744 \uc0c1\ud68c\ud558\ub294 \uc131\uacfc\ub97c \ubcf4\uc774\ub294 \ub370 \uae30\uc5ec\ud588\ub294\ub370, \uc774\ub294 \ud32c\ub370\ubbf9\uc73c\ub85c \uc778\ud574 \uc0ac\ub78c\ub4e4\uc774 \uc7ac\ud0dd \uadfc\ubb34\ub97c \ud560 \uc218 \ubc16\uc5d0 \uc5c6\uc5c8\uace0 \uc704\uc0dd\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \ub192\uc544\uc84c\uae30 \ub54c\ubb38\uc774\ub2e4. \uadf8\ub7ec\ub098, \uae30\uc5c5\uc774 \uc5b4\ub5a4 \uc885\ub958\uc758 \ub9ac\uc2a4\ud06c\uac8c \ub9de\uc11c\uac8c \ub420\uc9c0 \ub610\ub294 \uc5b8\uc81c \ubc1c\uc0dd\ud560\uc9c0\ub97c \ud56d\uc0c1 \uc608\uce21\ud560 \uc218 \uc788\ub294 \uac83\uc740 \uc544\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \uc77c\ubc18\uc801\uc778 \ud68c\ubcf5\ud0c4\ub825\uc131 \u2013 \uc5b4\ub5a0\ud55c \uc885\ub958\uc758 \uc704\uae30\uc5d0\ub3c4 \ub300\uc751\ud560 \uc218 \uc788\ub294 \uc5ed\ub7c9 \u2013 \uc774 \uacfc\uc5f0 \uac00\ub2a5\ud55c \uac83\uc778\uc9c0\uc5d0 \ub300\ud55c \uc758\ubb38\uc774 \uc81c\uae30\ub41c\ub2e4.<\/p>\n<p>\uc6b0\ub9ac\ub294 \uc2e4\uc81c\ub85c \ube44\uc988\ub2c8\uc2a4\uc5d0 \uc77c\ubc18\uc801\uc778 \ud68c\ubcf5\ud0c4\ub825\uc131\uc774\ub77c\ub294 \uac83\uc774 \uc874\uc7ac\ud55c\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c\uac8c \ub418\uc5c8\ub2e4. 15%\uc758 \uae30\uc5c5\ub4e4\uc740 25\ub144 \uac04\uc758 \uc5f0\uad6c\ub300\uc0c1 \uae30\uac04 \ub3d9\uc548 \uc774\ub4e4\uc774 \uc9c1\uba74\ud55c \uc704\uae30 \ubd84\uae30 \uc911 80% \uc774\uc0c1\uc5d0\uc11c \uc5c5\uacc4\ud3c9\uade0\uc744 \uc0c1\ud68c\ud558\ub294 \uc131\uacfc\ub97c \ucc3d\ucd9c\ud568\uc73c\ub85c\uc368 \uc77c\ubc18\uc801\uc778 \ud68c\ubcf5\ud0c4\ub825\uc131\uc744 \ubcf4\uc5ec\uc8fc\uc5c8\ub2e4. (\uc774\ub294, \uc5c5\uacc4\ud3c9\uade0\uc0c1\ud68c \uc131\uacfc\uac00 \uc804\uccb4 \uc704\uae30\uc5d0 \ub300\ud574 \uc804\ud600 \uc0c1\ud638\uad00\uacc4\uac00 \uc5c6\uc744 \uacbd\uc6b0\uc758 \uc57d 4%\ubcf4\ub2e4 \ud604\uc800\ud558\uac8c \ub192\uc740 \uc218\uce58\uc774\ub2e4.)<\/p>\n<p><a href=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_3.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2742\" src=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_3.png\" alt=\"\" width=\"1280\" height=\"668\" title=\"\" srcset=\"https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_3.png 1280w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_3-300x157.png 300w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_3-1024x534.png 1024w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_3-768x401.png 768w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_3-696x363.png 696w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_3-1068x557.png 1068w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_3-805x420.png 805w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/a><\/p>\n<p><a href=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_4.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2743\" src=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_4.png\" alt=\"\" width=\"1280\" height=\"634\" title=\"\" srcset=\"https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_4.png 1280w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_4-300x149.png 300w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_4-1024x507.png 1024w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_4-768x380.png 768w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_4-696x345.png 696w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_4-1068x529.png 1068w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_4-848x420.png 848w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_4-324x160.png 324w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/a>\uc77c\ubc18\uc801\uc73c\ub85c \ud68c\ubcf5\ud0c4\ub825\uc801\uc778 \uae30\uc5c5\uc758 \uc608\ub85c\ub294 \ubc84\ud06c\uc154 \ud5e4\uc11c\uc6e8\uc774\ub97c \ub4e4 \uc218 \uc788\ub2e4. 1995\ub144 \uc774\ud6c4 \uc774 \ud68c\uc0ac\ub294 \ub2e4\uac01\ud654\ub41c \uae08\uc735\uc0b0\uc5c5\uc758 \ud3c9\uade0\uc744 \uc5f0 \uc57d 2pp \uc0c1\ud68c\ud558\ub294 \uc131\uacfc\ub97c \ubcf4\uc5ec\uc654\ub2e4 \u2014 \uadf8\ub7ec\ub098, \uc774\ub7ec\ud55c \uc5c5\uacc4\ud3c9\uade0\uc0c1\ud68c \uc131\uacfc\ub294 \uc628\uc804\ud788 \uc704\uae30 \ubd84\uae30\uc5d0\uc11c\ub9cc \ub2ec\uc131\ub41c \uac83\uc774\uc5c8\ub2e4(\ud68c\uc0ac\uac00 \uc9c1\uba74\ud588\ub358 17\uac1c\uc758 \uc704\uae30 \ubd84\uae30 \uc911 15\uac1c\uc5d0\uc11c \uc5c5\uacc4\ud3c9\uade0\uc0c1\ud68c \uc131\uacfc\ub97c \ubcf4\uc600\ub2e4). \ubaa8\ub4e0 \ube44\uc704\uae30 \ubd84\uae30 \uc804\ubc18\uc5d0\uc11c\ub294 \uc0ac\uc2e4\uc0c1 \ud3c9\uade0 \uc774\ud558\uc758 \uc131\uacfc\ub97c \ubcf4\uc600\ub2e4.(\ubcf4\uae30 6 \ucc38\uc870.)<\/p>\n<p><a href=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_5.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2744\" src=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_5.png\" alt=\"\" width=\"1280\" height=\"710\" title=\"\" srcset=\"https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_5.png 1280w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_5-300x166.png 300w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_5-1024x568.png 1024w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_5-768x426.png 768w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_5-696x385.png 696w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_5-1068x592.png 1068w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_5-757x420.png 757w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/a><\/p>\n<p><a href=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_6.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2745\" src=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_6.png\" alt=\"\" width=\"1280\" height=\"698\" title=\"\" srcset=\"https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_6.png 1280w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_6-300x164.png 300w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_6-1024x558.png 1024w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_6-768x419.png 768w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_6-696x380.png 696w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_6-1068x582.png 1068w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_6-770x420.png 770w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/a><\/p>\n<p>\uc77c\ubc18\uc801\uc73c\ub85c \ud68c\ubcf5\ud0c4\ub825\uc131\uc740 \uc7a5\uae30\uc801\uc73c\ub85c \ubcfc \ub54c \uc5c4\uccad\ub098\uac8c \uac00\uce58\uc788\ub294 \ud2b9\uc131\uc774\uba70, \ud68c\ubcf5\ud0c4\ub825\uc801 \uae30\uc5c5\ub4e4\uc740 \uc6b0\ub9ac\uac00 \uad00\ucc30\ud55c 25\ub144\uc758 \uae30\uac04(1995-2020\ub144) \ub3d9\uc548 \ud574\ub2f9 \uc0b0\uc5c5\ud3c9\uade0 TSR\uc744 \uc5f0\uac04 5-pp \uc0c1\ud68c\ud558\ub294 \uc131\uacfc\ub97c \ub2ec\uc131\ud588\ub2e4. \ub530\ub77c\uc11c, \ud604 \ud3ec\uce08 10\ub300 \uae30\uc5c5 \uc911 5 \uac1c\uc0ac\uac00 \uc77c\ubc18\uc801 \ud68c\ubcf5\ud0c4\ub825\uc131\uc744 \uac16\ucd94\uace0 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc740 \ub180\ub784 \uc77c\uc774 \uc544\ub2c8\ub2e4.<\/p>\n<h3><strong>\ud68c\ubcf5\ud0c4\ub825\uc801\uc778 \uae30\uc5c5\ub4e4\uc740 \ubb34\uc5c7\uc744 \ud558\ub294\uac00<\/strong><\/h3>\n<p>\ud68c\ubcf5\ud0c4\ub825\uc801\uc778 \uae30\uc5c5\ub4e4\uc740 \uc704\uae30\uc2dc\uc5d0 \ud0c1\uc6d4\ud55c \uc131\uacfc\ub97c \ub2ec\uc131\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \ub124 \uac00\uc9c0 \uc720\ud615\uc758 \uc6b0\uc704\ub97c \ucc3d\ucd9c\ud55c\ub2e4:<\/p>\n<ul>\n<li><strong>\uc608\uc0c1 \uc6b0\uc704:<\/strong> \uc704\ud611\uc801 \uc694\uc18c\ub97c \uc778\uc9c0\ud558\uace0 \uc120\uc81c\uc801\uc73c\ub85c \uc774\uc5d0 \ub300\ube44\ud558\ub294 \ub2a5\ub825\uc73c\ub85c, \uc989\uac01\uc801\uc778 \uc601\ud5a5\uc744 \uc644\ucda9\ud558\uace0 \ud68c\ubcf5 \uc18d\ub3c4\ub97c \uac1c\uc120\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4.<\/li>\n<li><strong>\uc644\ucda9 \uc6b0\uc704:<\/strong> \ucd5c\ucd08 \ucda9\uaca9\uc744 \uacac\ub514\ub294 \ub2a5\ub825\uc73c\ub85c, \uc989\uac01\uc801\uc778 \uc601\ud5a5\uc744 \uc644\ucda9\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4.<\/li>\n<li><strong>\uc801\uc751 \uc6b0\uc704:<\/strong> \uc6b4\uc601 \ud68c\ubcf5\uc5d0 \ud544\uc694\ud55c \uc870\uce58\ub97c \uc2e0\uc18d\ud558\uac8c \ud30c\uc545\ud558\uace0 \uc774\ub97c \ubbfc\ucca9\ud558\uac8c \uc2e4\ud589\ud558\ub294 \ub2a5\ub825\uc73c\ub85c, \ud68c\ubcf5 \uc18d\ub3c4\ub97c \uac1c\uc120\ud558\uace0 \ub354 \ud070 \ud68c\ubcf5 \uc815\ub3c4\ub97c \ub2ec\uc131\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4.<\/li>\n<li><strong>\ud658\uacbd\uc870\uc131 \uc6b0\uc704:<\/strong> \ucda9\uaca9 \uc774\ud6c4\uc758 \ud658\uacbd\uc5d0\uc11c \uc0b0\uc5c5\uc758 \uc5ed\ud559\uad00\uacc4\ub97c \uc870\uc131\ud558\ub294 \ub2a5\ub825\uc73c\ub85c, \ub354 \ud070 \ud68c\ubcf5 \uc815\ub3c4\ub97c \ub2ec\uc131\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4.<\/li>\n<\/ul>\n<p>\uc55e\uc11c \uc6b0\ub9ac\ub294 \uc7a5\uae30\uac04 \uc9c0\uc18d\ub418\ub294 \uc0dd\ubb3c\ud559\uc801 \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \uc5f0\uad6c\ub97c \ud1b5\ud574 \uadf8\ub7ec\ud55c \uc2dc\uc2a4\ud15c\uc774 \ud68c\ubcf5\ud0c4\ub825\uc131\uc744 \uc704\ud574 \uc5b4\ub5bb\uac8c \uc870\uc9c1\ub418\uc5b4 \uc788\ub294\uc9c0 \ud30c\uc545\ud55c \ubc14 \uc788\uc73c\uba70, \uc2dc\uc2a4\ud15c\uc774 \uc2e0\uc911\uc131, \uc911\ubcf5\uc131, \ub2e4\uc591\uc131, \ubaa8\ub4c8\uc131, \ub0b4\uc7ac\uc131, \uc801\uc751\uc131\uc758 \uc5ec\uc12f \uac00\uc9c0\uc758 \ub0b4\uc7ac\ub41c \uc124\uacc4 \uc6d0\uce59\uc744 \ubc18\uc601\ud558\uace0 \uc788\uc74c\uc744 \uc54c\uac8c \ub418\uc5c8\ub2e4. \uc774\uc640 \uac19\uc740 \uc124\uacc4 \uc6d0\uce59\uc740 \uae30\uc5c5\uc774 \uc704\uae30\ub97c \uc608\uc0c1\ud558\uace0, \uadf8 \uc601\ud5a5\uc744 \uc644\ucda9\uc2dc\ud0a4\uba70, \ub2e4\uc591\ud55c \uc2dc\uae30\uc5d0 \uc801\uc751\uc2dc\ud0a4\uace0, \ud658\uacbd\uc744 \uc870\uc131\ud558\ub294 \ub370\uc5d0\ub3c4 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub2e4(\ubcf4\uae30 7 \ucc38\uc870.)<\/p>\n<p>\ubcf8 \ubcf4\uace0\uc11c\uc5d0\uc11c\ub294 \ud68c\ubcf5\ud0c4\ub825\uc801\uc778 \uae30\uc5c5\ub4e4\uc774 \uc5ec\uc12f \uac00\uc9c0 \uc6d0\uce59\uc744 \uc6b4\uc6a9\ud654\ud558\uae30 \uc704\ud574 \ud65c\uc6a9\ud558\ub294 \uba87 \uac00\uc9c0 \uad6c\uccb4\uc801\uc778 \uc870\uce58\ub4e4\uc744 \uc0b4\ud3b4\ubcf8\ub2e4.<\/p>\n<h3><strong>\uc2e0\uc911\uc131<\/strong><\/h3>\n<p>\uc2e0\uc911\uc131\uc5d0\ub294 \uc5b4\ub5a4 \uc77c\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \uac1c\uc5f0\uc131\uc774 \uc788\uc744 \uacbd\uc6b0 \uacb0\uad6d \uadf8 \uc77c\uc740 \ubc1c\uc0dd\ud558\uac8c \ub420 \uac83\uc774\ub77c\ub294 \uc608\ubc29\uc801 \uc6d0\uce59\uc5d0 \ub530\ub978 \uc6b4\uc601\uc774 \uc218\ubc18\ub41c\ub2e4. \uc774\uc5d0 \ub530\ub77c, \uae30\uc5c5\uc740 \uc608\uc0c1 \uc6b0\uc704\ub97c \uac00\uc9c0\uac8c \ub418\uba70, \uc774\ub294 \uc704\uae30 \uad00\ub9ac\ub97c \uc704\ud55c \ub300\ube44\ub97c \ub354 \uc798 \ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4.<\/p>\n<p>\ud68c\ubcf5\ud0c4\ub825\uc801 \uae30\uc5c5\ub4e4\uc740 \uc0b0\uc5c5\uc744 \ud06c\uac8c \uc640\ud574\uc2dc\ud0ac \uc218 \uc788\ub294 \uc7a5\uae30\uc801\uc778 \ubcc0\ud654\uc5d0 \ub300\ube44\ud558\uace0, \uc640\ud574\ub97c \uc608\uc0c1\ud558\uc5ec \uacc4\ud68d \ub610\ub294 \uc6b0\ud68c \uba54\ucee4\ub2c8\uc998\uc744 \uac1c\ubc1c\ud558\uba70, \ucd08\uae30\uacbd\ubcf4 \uc9d5\ud6c4\ub97c \ucc3e\uc544 \uc704\uae30\uc758 \uc601\ud5a5\uc744 \uc785\uae30 \uc804\uc5d0 \ud30c\uc545\ud568\uc73c\ub85c\uc368 \uc2e0\uc911\uc131\uc744 \uc6b4\uc6a9\ud654\ud55c\ub2e4.<\/p>\n<p><a href=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_7.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2746\" src=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_7.png\" alt=\"\" width=\"1280\" height=\"634\" title=\"\" srcset=\"https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_7.png 1280w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_7-300x149.png 300w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_7-1024x507.png 1024w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_7-768x380.png 768w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_7-696x345.png 696w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_7-1068x529.png 1068w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_7-848x420.png 848w, https:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/all-weather_7-324x160.png 324w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/a><\/p>\n<p><strong>\uc7a5\uae30\uc801 \ubcc0\ud654\uc5d0 \ub300\ud55c \ub300\ube44\ud55c\ub2e4.<\/strong> \ub290\ub9ac\uac8c \uc9c4\ud589\ub418\ub294 \ud2b8\ub80c\ub4dc\ub294 \uc704\uae30\uc5d0 \uae30\uc5ec\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\ub2e4. \uc608\ub97c \ub4e4\uba74, \uad6d\uc81c \uc774\ub3d9\uc131\uc758 \uc9c0\uc18d\uc801\uc778 \uc99d\uac00\ub294 \ucf54\ub85c\ub098 19\uc758 \uae00\ub85c\ubc8c \ud655\uc0b0 \uc694\uc778 \uc911 \ud558\ub098\uc600\ub2e4. \uc7a5\uae30\uc801\uc778 \ubcc0\ud654\ub294 \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub97c \uc81c\uc2dc\ud558\uae30\ub3c4 \ud55c\ub2e4. \uc774\ub7ec\ud55c \uc704\uae30\ub97c \ud1b5\ud574 \uc77c\uacfc \uc11c\ube44\uc2a4 \uc81c\uacf5\uc758 \ub514\uc9c0\ud138\ud654\uc640 \uac19\uc740 \ud2b8\ub80c\ub4dc\uac00 \uac00\uc18d\ud654\ub418\uc5c8\ub2e4. \ub290\ub9ac\uc9c0\ub9cc \ud070 \ubcc0\ud654 \uc18d\uc744 \ud5e4\uccd0\ub098\uac00\ub294 \uae30\uc5c5\ub4e4\uc740 \uad11\ubc94\uc704\ud55c \uc640\ud574 \ud604\uc0c1\ub4e4\uc744 \uc608\uc0c1\ud558\uace0 \ub300\ube44\ud558\ub294 \ub370 \uc720\ub9ac\ud560 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4.<\/p>\n<p>\ud654\uc0c1\ud68c\uc758 \uae30\uc220 \uae30\uc5c5\uc778 \uc90c\uc740 \ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4 \uc704\uae30\uc5d0\uc11c \uac00\uc7a5 \ud070 \uace0\uc131\uacfc \uae30\uc5c5\ub4e4 \uc911 \ud558\ub098\uc600\ub2e4(\uc5c5\uacc4\ud3c9\uade0\ubcf4\ub2e4 110pp \ub192\uc740 TSR \ub2ec\uc131). \uc90c\uc758 \uc124\ub9bd\uc790\uc774\uc790 CEO\uc778 \uc5d0\ub9ad \uc720\uc548\uc740 \uc74c\uc131 \uae30\ubc18\uc5d0\uc11c \uc601\uc0c1 \uae30\ubc18\uc758 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc73c\ub85c\uc758 \ubcc0\ud654\ub97c \uc8fc\uc694\ud55c \uc7a5\uae30\uc801 \ud2b8\ub80c\ub4dc\ub85c \uc778\uc2dd\ud558\uace0 \ub0ae\uc740 \uad11\ub300\uc5ed\uc5d0\uc11c\ub3c4 \uc601\uc0c1 \ud488\uc9c8\uc744 \uac1c\uc120\ud558\ub294 \ub370 \uc8fc\ub825\ud588\ub2e4. \uc774\ub7ec\ud55c \uc601\uc0c1 \uc6b0\uc120\uc8fc\uc758\ub97c \ud1b5\ud574 \uc90c\uc740 \ud32c\ub370\ubbf9\uc73c\ub85c \ubc1c\uc0dd\ub41c \uc218\uc694 \ud3ed\uc99d\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \uc704\uce58\uc5d0 \uc11c\uac8c \ub418\uc5c8\ub2e4.<\/p>\n<p><strong>\uc640\ud574\ud604\uc0c1\uc5d0 \ub300\ube44\ud558\ub294 \ube44\uc0c1\ub300\uc751\ucc45\uc744 \uc218\ub9bd\ud55c\ub2e4.<\/strong> \uc7a5\uae30\uc801 \ubcc0\ud654 \ub54c\ubb38\uc774\ub4e0 \uac11\uc791\uc2a4\ub7ec\uc6b4 \ubcc0\ub3d9 \ub54c\ubb38\uc774\ub4e0, \uad11\ubc94\uc704\ud55c \uc640\ud574 \ud604\uc0c1\uc740 \ucda9\uaca9\uc744 \ucd08\ub798\ud560 \uc218 \uc788\ub2e4. \uadf8\ub7ec\ubbc0\ub85c, \ud68c\ubcf5\ud0c4\ub825\uc801\uc778 \uae30\uc5c5\ub4e4\uc740 \uc7a0\uc7ac\uc801 \uc6d0\uc778\uc744 \ud30c\uc545\ud558\uace0 \ube44\uc0c1\ub300\uc751\ucc45 \ub610\ub294 \uc6b0\ud68c \uba54\ucee4\ub2c8\uc998\uc758 \uc218\ub9bd\uc5d0 \ud22c\uc790\ud55c\ub2e4. \ubb38\uc11c\ud654\ub41c \uacc4\ud68d\uc774 \uc788\ub2e4\uace0 \ud574\uc11c \uacc4\ud68d\uc774 \uc131\uacf5\uc801\uc73c\ub85c \uc218\ud589\ub420 \uac83\uc774\ub77c\ub294 \uc758\ubbf8\ub294 \uc544\ub2c8\ub2e4 &#8211; \ubaa8\uc758\uac00\uc0c1\uc2e4\ud5d8\uacfc \uc2dc\ubbac\ub808\uc774\uc158\uc740 \uacc4\ud68d\uc774 \uc555\ubc15 \ud14c\uc2a4\ud2b8\ub97c \uac70\uccd0 \uc704\uae30\uc2dc\uc5d0 \uc2e4\ud589\ub420 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub2e4.<\/p>\n<p>\uc870\uae30\uacbd\ubcf4 \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud558\uace0 \ub9ac\uc2a4\ud06c\uac00 \ubc1c\uc0dd\ud558\ub294\uc9c0 \uc9c0\uc18d\uc801\uc73c\ub85c \uc8fc\ubcc0\ud658\uacbd\uc744 \uc0b4\ud540\ub2e4. \uc77c\ub2e8 \uae30\uc5c5\uc774 \uc7a0\uc7ac\uc801\uc778 \uc704\ud611\uc0c1\ud669\uc744 \uc778\uc9c0\ud558\uace0 \uc704\uae30\ub300\uc751\uacc4\ud68d\uc744 \uac1c\ubc1c\ud55c \ub2e4\uc74c\uc5d0\ub294 \uc870\uae30\uacbd\ubcf4 \uc9d5\ud6c4\uac00 \uc788\ub294\uc9c0 \uc8fc\ubcc0\ud658\uacbd\uc744 \uc810\uac80\ud568\uc73c\ub85c\uc368 \ub354 \ud070 \uc6b0\uc704\ub97c \ud68d\ub4dd\ud560 \uc218 \uc788\ub2e4. \ub9ac\uc2a4\ud06c \uc608\uce21\uc774 \ubd88\uac00\ub2a5\ud574\ubcf4\uc77c \uc218 \uc788\uae30\ub294 \ud558\ub098, \uc790\uc5f0\uc801 \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74, \uc5b4\ub5a0\ud55c \uc640\ud574\ud604\uc0c1\ub4e4\uc758 \uacbd\uc6b0\uc5d0\ub294 \ud655\uc2e4\ud788 \uc5ed\uc0ac\uc801 \uc0c1\ud638\uad00\uacc4\uc758 \ubd95\uad34\ub098 \uc18c\uaddc\ubaa8 \uc640\ud574\uc758 \ud68c\ubcf5 \uc2dc\uac04\uc758 \uc810\uc9c4\uc801 \ub454\ud654 \ub4f1 \ud2b9\uc815\ud55c \uc9c0\ud45c\uac00 \uba3c\uc800 \ubc1c\uc0dd\ud55c\ub2e4.<span style=\"font-size: 8pt;\">2<\/span><\/p>\n<p>\ube44\uc988\ub2c8\uc2a4\uc5d0\uc11c \uc870\uae30\uacbd\ubcf4 \uc9d5\ud6c4\ub294 \uc8fc\ubcc0\ubd80\uc758 \uacbd\uc7c1\uc0ac \ud65c\ub3d9\uc744 \uc0b4\ud3b4\ubcf4\uac70\ub098 \ud0c0 \uc9c0\uc5ed\uc5d0\uc11c \uc77c\uc5b4\ub098\ub294 \uc77c\ub4e4\uc744 \uc5f0\uad6c\ud568\uc73c\ub85c\uc368 \ubc1c\uacac\ub420 \uc218 \uc788\ub2e4. \uc608\ub97c \ub4e4\uba74, \ub9ac\uc81c\ub124\ub860 \ud30c\ub9c8\uc288\ud2f0\uceec\uc988(Regeneron Pharmaceuticals)\uc758 CEO, \ub808\ub108\ub4dc \uc290\ub77c\uc774\ud37c(Leonard Schleifer)\uc5d0 \ub530\ub974\uba74, \ud68c\uc0ac\uac00 \uc704\uae30\ub97c \uac10\uc9c0\ud55c \uac83\uc740 \uc911\uad6d \ub2f9\uad6d\uc774 \uc77c\uc8fc\uc77c\ub3c4 \ucc44 \uc548 \ub418\ub294 \uae30\uac04 \ub3d9\uc548 \uc6b0\ud55c\uc5d0 \ubcd1\uc6d0\ub4e4\uc744 \uc9c0\uc5c8\ub358 \uc9c0\ub09c 1\uc6d4 \ub9d0\uc774\uc5c8\ub2e4.<span style=\"font-size: 8pt;\">3<\/span> \uc774\uac83\uc774 \uc815\uc0c1\uc801\uc778 \uc77c\uc774 \uc544\ub2d8\uc744 \uae68\ub2ec\uc740 \ub9ac\uc81c\ub124\ub860\uc740 \uc774 \uc2e0\uc885 \ubc14\uc774\ub7ec\uc2a4\uc5d0 \uc804\uba74\uc801\uc778 \uad00\uc2ec\uc744 \uc3df\uae30 \uc2dc\uc791\ud588\ub2e4. \uc774\ub807\uac8c \uc870\uae30\uc5d0 \uc2dc\uc791\ud55c \uacb0\uacfc, \ub9ac\uc81c\ub124\ub860\uc740 \ucf54\ub85c\ub098 19 \uc5f0\uad6c\uc758 \uc120\ub450\uc8fc\uc790 \uc911 \ud558\ub098\uac00 \ub418\uc5c8\uace0, \uc774\ub294 \uc704\uae30 \uae30\uac04 \ub3d9\uc548 \uc5c5\uacc4\ud3c9\uade0\ub300\ube44 45 pp \ub192\uc740 \uc131\uacfc\uc5d0 \uae30\uc5ec\ud588\ub2e4.<\/p>\n<p>\uc870\uae30\uacbd\ubcf4 \uc9d5\ud6c4\ub97c \ud574\ub3c5\ud558\ub294 \uac83\uc774 \ud2b9\ud788 \uc720\ub9ac\ud55c \uc774\uc720\ub294 \ub9ce\uc740 \uae30\uc5c5\ub4e4\uc774 \uc885\uc885 \ub108\ubb34 \ub2a6\uac8c\uae4c\uc9c0 \uc704\uae30\ub97c \uc778\uc9c0\ud558\uc9c0 \ubabb\ud558\uae30 \ub54c\ubb38\uc774\ub2e4. \uc608\ub97c \ub4e4\uba74, \ucf54\ub85c\ub098 \ubc1c\ubcd1\uc774 \ub300\ubd80\ubd84 \uc911\uad6d\uc5d0 \uad6d\ud55c\ub418\uc5b4 \uc788\ub358 1\uc6d4 14\uc77c\uacfc 2\uc6d4 24\uc77c \uc0ac\uc774\uc5d0 \uc5b4\ub2dd\ucf5c\uc744 \ud588\ub358 \uc57d 100\uac1c\uc758 \ubbf8\uad6d \uc8fc\uc694\uae30\uc5c5 \uc911 \ubd88\uacfc 10\uac1c\uc0ac\ub9cc\uc774 \uae00\ub85c\ubc8c \ud32c\ub370\ubbf9\uc774 \uc790\uc0ac\uc758 \ube44\uc988\ub2c8\uc2a4\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uac00\ub2a5\uc131\uc5d0 \ub300\ud574 \ub17c\uc758\ud588\ub2e4. \uc774 \uc911 7\uac1c\uc0ac\ub294 \uacb0\uad6d \ud32c\ub370\ubbf9\uc774 \ud655\uc0b0\ub418\uc5c8\uc744 \ub54c \uc5c5\uacc4\ud3c9\uade0\uc744 \uc0c1\ud68c\ud558\ub294 \uc131\uacfc\ub97c \ubcf4\uc774\uba70(\uc5c5\uacc4\ub300\ube44 \ud3c9\uade0 9pp \ub192\uc740 \uc131\uacfc \uae30\ub85d) \uc608\uc0c1\uc758 \uc911\uc694\uc131\uc744 \uc785\uc99d\ud588\ub2e4.<\/p>\n<h3><strong>\uc911\ubcf5\uc131<\/strong><\/h3>\n<p>\uc911\ubcf5\uc131\uc5d0\ub294 \uc608\uc0c1\uc678\uc758 \ucda9\uaca9\uc5d0 \ub300\ud55c \uc644\ucda9 \ub300\ucc45\uc744 \uc218\ub9bd\ud558\uc5ec \uae30\uc5c5\uc5d0 \uc644\ucda9 \uc6b0\uc704\ub97c \uc81c\uacf5\ud558\ub294 \uac83\uc774 \uc218\ubc18\ub41c\ub2e4. \uace0\ub3c4\ub85c \ud68c\ubcf5\ud0c4\ub825\uc801\uc778 \uae30\uc5c5\ub4e4\uc774 \uc911\ubcf5\uc131\uc744 \uad6c\ucd95\ud558\ub294 \ub450 \uac00\uc9c0\uc758 \uc911\uc694\ud55c \ubc29\ubc95\uc740 \uc6b4\uc601 \uc644\ucda9\uc7a5\uce58\uc640 \uc7ac\ubb34\uc801 \uc644\ucda9\uc7a5\uce58\uc774\ub2e4.<\/p>\n<p><strong>\uc6b4\uc601 \uc644\ucda9\uc7a5\uce58.<\/strong> \uc7ac\uace0, \uc0dd\uc0b0 \ub2a5\ub825, \ud575\uc2ec \uae30\ub2a5\uc758 \uc219\ub828 \uc778\ub825 \ub4f1 \uc6b4\uc601 \uc694\uc18c\uc758 \uc911\ubcf5\uc131\uc740 \uae30\uc5c5\uc774 \uc218\uc694 \ubcc0\ub3d9\uacfc \uacf5\uae09 \uc640\ud574\uc5d0 \ub300\uc751\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub2e4. 3M\uc740 \uc774\ub7ec\ud55c \uc644\ucda9 \uc7a5\uce58\ub85c \ud61c\ud0dd\uc744 \ubcf8 \uae30\uc5c5 \uc911 \ud558\ub098\ub85c, \uc9c0\ub09c 25\ub144 \uac04 \uc9c1\uba74\ud55c \uc704\uae30 \uc911 78%\uc5d0\uc11c \uc5c5\uacc4\ud3c9\uade0\uc744 \uc0c1\ud68c\ud558\ub294 \uc131\uacfc\ub97c \ubcf4\uc600\ub2e4. \uc0ac\uc2a4 \uc704\uae30 \ub3d9\uc548 \uacf5\uae09 \ubd80\uc871 \ubb38\uc81c\ub97c \uacaa\uc740 \uc774\ud6c4 3M\uc740 \uacc4\ud68d\uc801\uc73c\ub85c \ud638\ud761\uae30\uc6a9 \ub9c8\uc2a4\ud06c\uc5d0 \ub300\ud55c \u201c\uc218\uc694 \uae09\uc99d\u201d \ub300\ube44\uc6a9\uc73c\ub85c \uc5ec\uc720 \uc0dd\uc0b0\ub2a5\ub825\uc744 \uad6c\ucd95\ud588\uc73c\uba70, \uc774\ub85c \uc778\ud574 \ucf54\ub85c\ub098 19 \uc704\uae30 \ub3d9\uc548 \uc2e0\uc18d\ud558\uac8c \uc0dd\uc0b0\ub7c9\uc744 \uc99d\uac15\ud560 \uc218 \uc788\uc5c8\ub2e4.<span style=\"font-size: 8pt;\">4<\/span> \uadf8 \uacb0\uacfc, 3M\uc740 \ud32c\ub370\ubbf9 \ub3d9\uc548 \ubbf8\uad6d \ub0b4 \uc8fc\uc694 PPE \uc81c\uc870\uc5c5\uccb4 \uc911 \ud558\ub098\uac00 \ub418\uc5c8\ub2e4.<\/p>\n<p><strong>\uc7ac\ubb34\uc801 \uc644\ucda9\uc7a5\uce58.<\/strong> \uc77c\ubc18\uc801 \ud68c\ubcf5\ud0c4\ub825\uc131\uc774 \uc788\ub294 \uae30\uc5c5\ub4e4\uc740 \uc5c5\uacc4 \ud3c9\uade0\ubcf4\ub2e4 16% \ub0ae\uc740 \ubd80\ucc44\/\uae30\uc5c5\uac00\uce58(debt\/EV) \ube44\uc728\uacfc 27% \ub192\uc740 \ud604\uae08\/\uc6b4\uc601\ube44\uc6a9 \ube44\uc728\uc744 \uac00\uc9c0\uace0 \uc788\ub2e4.<span style=\"font-size: 8pt;\">5<\/span> \uc774\ub7ec\ud55c \uc7ac\ubb34\uc801 \uc644\ucda9\uc7a5\uce58\ub294 \ub354 \uc2ec\uac01\ud558\uac70\ub098 \uc7a5\uae30\uc801\uc778 \ub9e4\ucd9c \ucda9\uaca9\uc774 \uc788\ub294 \ub3d9\uc548 \uc6b4\uc601\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\ub294 \uc5ed\ub7c9\uc744 \uac15\ud654\ud55c\ub2e4. \ubfd0\ub9cc \uc544\ub2c8\ub77c, \ub354 \ud070 \ud604\uae08\ub3d9\uc6d0\ub825 \ub610\ub294 \ubd80\ucc44 \uc218\uc6a9\ub825\uc744 \uac00\uc9c0\uace0 \uc788\ub294 \uae30\uc5c5\uc740 \uc2ec\uac01\ud55c \uc704\uae30 \uae30\uac04 \ub3d9\uc548 \ubd80\uc2e4\uc790\uc0b0\uc744 \uc800\ub834\ud558\uac8c \uad6c\ub9e4\ud560 \uc218\ub3c4 \uc788\ub2e4. \uc608\ub97c \ub4e4\uba74, \uc250\ube0c\ub860\uc774 \uc2dc\uac04\uc774 \uc9c0\ub098\uba74\uc11c \uc704\uae30 \ubd84\uae30\uc758 80%\uc5d0\uc11c \uc5c5\uacc4\ud3c9\uade0\uc744 \uc0c1\ud68c\ud558\ub294 \uc131\uacfc\ub97c \uac70\ub454 \uc774\uc720 \uc911 \ud558\ub098\ub294 \ubc14\ub85c \uc720\ub9ac\ud55c \ubd80\ucc44 \ud3ec\uc9c0\uc158\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4. 2020\ub144, \uc250\ube0c\ub860\uc758 \ubd80\ucc44\/EV \ube44\uc728\uc740 \ub3d9\uc885\uae30\uc5c5 \ud3c9\uade0\uc5d0 \ube44\ud574 \uc0bc\ubd84\uc758 \uc77c\ub3c4 \ub418\uc9c0 \uc54a\uc544 \ub354 \uc720\uc5f0\ud558\uac8c \uc6c0\uc9c1\uc77c \uc218 \uc788\uc5c8\ub2e4 \u2013 7\uc6d4, \uc250\ube0c\ub860\uc740 \ub178\ubca8 \uc5d0\ub108\uc9c0\ub97c 50\uc5b5 \ub2ec\ub7ec\uc5d0 \uc778\uc218\ud558\uae30\ub85c \ud569\uc758\ud568\uc73c\ub85c\uc368 \uc704\uae30 \uae30\uac04 \uc911 \ubbf8\uad6d\uc758 \uccab \uc8fc\uc694 \uc5d0\ub108\uc9c0 \uc778\uc218 \uacfc\uc815\uc744 \ub9c8\ubb34\ub9ac\ud588\ub2e4.<\/p>\n<h3><strong>\ub2e4\uc591\uc131<\/strong><\/h3>\n<p>\ub2e4\uc591\uc131\uc740 \uc704\uae30\uc5d0 \ub300\uc751\ud560 \uc218 \uc788\ub294 \ub2e4\uc591\ud55c \uc885\ub958\uc758 \ub300\uc548\uc744 \ucc3d\ucd9c\ud55c\ub2e4. \ub2e4\uc591\ud55c \uc0ac\uc5c5\uc774\ub098 \uc6b4\uc601\uc744 \ubcf4\uc720\ud55c \uae30\uc5c5\ub4e4\uc740 \uce58\uba85\uc801\uc778 \uc2e4\ud328\ub97c \uacbd\ud5d8\ud560 \ud655\ub960\uc774 \uc801\uc740 \ud3b8\uc774\ub2e4. \uc774\ub4e4\uc740 \uc644\ucda9 \uc6b0\uc704\ub97c \ub204\ub9ac\uae30 \ub54c\ubb38\uc774\ub2e4. \uae30\uc5c5\ub4e4\uc740 \uc218\uc775\uc6d0(\ud310\ub9e4 \uc0c1\ud488, \ud310\ub9e4 \uc704\uce58, \ud310\ub9e4 \ubc29\ubc95, \ud310\ub9e4 \ub300\uc0c1)\uc774\ub098 \uc6b4\uc601(\uc0c1\ud488 \ucc3d\ucd9c \ubc0f \uc81c\uacf5 \ubc29\ubc95) \uce21\uba74\uc5d0\uc11c \ub2e4\uc591\uc131\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p><strong>\uc218\uc775\uc6d0\uc758 \ub2e4\uc591\uc131.<\/strong> \uc81c\uacf5 \uc0c1\ud488 \ubc0f \uc11c\ube44\uc2a4, \uace0\uac1d, \uc9c0\uc5ed, \ub610\ub294 \ud310\ub9e4 \ucc44\ub110\uc758 \ub2e4\uc591\uc131\uc774 \uc704\uae30\uc2dc\uc758 \uae09\uaca9\ud55c \uc218\uc694 \uac10\uc18c\uc5d0 \ub300\ud55c \ub300\ube44\uac00 \ub420 \uc218 \uc788\ub294 \uc774\uc720\ub294 \ub2e4\uc591\ud55c \ubd80\ubb38\ub4e4\uc774 \ub2e4\uc591\ud55c \ubc29\uc2dd\uc73c\ub85c \ucda9\uaca9\uc5d0 \ub300\uc751\ud560 \uac83\uc774\uae30 \ub54c\ubb38\uc774\ub2e4. \uc5c5\uacc4 \uc911\uac04\uac12\ubcf4\ub2e4 \ub9ce\uc740 \uc9c0\uc5ed \ub610\ub294 \ube44\uc988\ub2c8\uc2a4 \ubd80\ubb38\uc5d0\uc11c \ub9e4\ucd9c\uc744 \ubcf4\uace0\ud558\ub294 \uae30\uc5c5\ub4e4\uc740 \uc7a5\uae30\uc801\uc73c\ub85c \uc704\uae30\uc2dc\uc5d0 \uc5f0\ud658\uc0b0 \uae30\uc900 \uc5c5\uacc4\ud3c9\uade0 \ub300\ube44 \uac01\uac01 4pp \ubc0f 1pp\ub97c \uc0c1\ud68c\ud558\ub294 \uc131\uacfc\ub97c \uac70\ub454\ub2e4.<\/p>\n<p><strong>\uc6b4\uc601 \uce21\uba74\uc758 \ub2e4\uc591\uc131.<\/strong> \uacf5\uae09\uc0ac\uc2ac \ub300\uc548, \uc6b4\uc601 \ud504\ub85c\uc138\uc2a4, \uc0dd\uc0b0 \uc218\ub2e8\uc758 \ub2e4\uc591\uc131\ub3c4 \uc704\uae30\uc2dc\uc5d0 \ub300\uc548\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub2e4. \uc608\ub97c \ub4e4\uba74, \ub300\ubd80\ubd84\uc758 \ud638\ud154 \uccb4\uc778\uc774 \uc8fc\uc694 \uad00\uad11\uc9c0\uc5d0 \uc9d1\uc911\ub418\uc5b4 \uc788\ub294 \ubc18\uba74, Airbnb\ub294 \uc0c8\ub85c\uc6b4 \ub300\uc5ec \uc219\ubc15\uc7a5\uc18c\ub97c \uc27d\uac8c \uac8c\uc2dc\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \ubcf4\ub2e4 \ub2e4\uc591\ud55c \uc219\ubc15 \ub300\uc548\ub4e4\uc744 \uc81c\uacf5\ud55c\ub2e4. \ud32c\ub370\ubbf9 \ub3d9\uc548 \uc7a5\uac70\ub9ac \ucd9c\uc7a5 \ubc0f \uc5ec\ud589\uc774 \uc911\ub2e8\ub418\uc5c8\uc744 \ub54c \ud638\ud154 \uc0b0\uc5c5\uc740 \ucda9\uaca9\uc758 \uc7a5\uae30\ud654\ub85c \uc5b4\ub824\uc6c0\uc744 \uacaa\uc5c8\ub2e4 \u2013 \uadf8\ub7ec\ub098 Airbnb\ub294 \uad11\ubc94\uc704\ud55c \ub300\uc5ec \uc635\uc158\uc73c\ub85c \uc778\ud574 \ud6e8\uc52c \ub354 \ube60\ub978 \uc18d\ub3c4\ub85c \ud68c\ubcf5\ud588\ub2e4. \uc0ac\ub78c\ub4e4\uc774 \uc8fc\uc694 \ub3c4\uc2dc \uc778\uadfc\uc758 \ube44\uad50\uc801 \uc18c\uaddc\ubaa8 \uc9c0\ubc29\uc5d0\uc11c \uc548\uc804\ud55c \ud734\uac00\ub97c \ubcf4\ub0bc \uacf3\uc744 \ucc3e\uc74c\uc5d0 \ub530\ub77c, \uc2e4\uc81c\ub85c 4\uc6d4 \ub9d0\ubd80\ud130 6\uc6d4 \ucd08\uae4c\uc9c0\uc758 \ubbf8\uad6d\uc758 Airbnb \uc608\uc57d\uac74\uc218\ub294 2019\ub144\ubcf4\ub2e4 \ub9ce\uc558\ub2e4.<\/p>\n<h3>\ubaa8\ub4c8\uc131<\/h3>\n<p>\ubaa8\ub4c8\uc131\uc740 \ub290\uc2a8\ud558\uac8c \uc5f0\uacb0\ub41c \uac1c\ubcc4 \ubaa8\ub4c8\ub4e4\ub85c \uc2dc\uc2a4\ud15c\uc744 \uad6c\uc131\ud558\ub294 \uac83\uc744 \ub73b\ud55c\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc2dc\uc2a4\ud15c\uc758 \uac1c\ubcc4 \uc694\uc18c\ub4e4\uc740 \uc804\uccb4 \uc2dc\uc2a4\ud15c\uc744 \ubb34\ub108\ub728\ub9ac\uc9c0 \uc54a\uace0\ub3c4 \uc2e4\ud328\ud560 \uc218 \uc788\ub2e4. \ub530\ub77c\uc11c, \ubaa8\ub4c8\uc131\uc740 \uc644\ucda9 \uc6b0\uc704\ub97c \uc81c\uacf5\ud55c\ub2e4. \ubaa8\ub4c8\uc131\uc5d0\ub294 \ube44\uc988\ub2c8\uc2a4 \uac04 \ub610\ub294 \ube44\uc988\ub2c8\uc2a4\uc758 \uc694\uc18c \uac04\uc758 \uc6b4\uc601 \ub610\ub294 \uc7ac\ubb34\uc801 \ubd84\ub9ac\uac00 \uc218\ubc18\ub420 \uc218 \uc788\ub2e4.<\/p>\n<p><strong>\uc6b4\uc601\uce21\uba74\uc758 \ubaa8\ub4c8\uc131.<\/strong> \uace0\ub3c4\ub85c \uc9d1\uc911\ub41c \uacf5\uae09\uc0ac\uc2ac\uc744 \uac00\uc9c4 \uae30\uc5c5\ub4e4\uc740 \uaddc\ubaa8\uc758 \uacbd\uc81c\uc5d0\uc11c \ud61c\ud0dd\uc744 \ubcf4\uc9c0\ub9cc \uc774\ub4e4\uc740 \uc791\uc740 \uc640\ud574\uc5d0\ub3c4 \ud3ed\ud3ec \ud6a8\uacfc\ub85c \uc778\ud55c \ud0c0\uaca9\uc744 \uc785\uc744 \uc218 \uc788\ub2e4. \uc608\ub97c \ub4e4\uba74, \ud6c4\ucfe0\uc2dc\ub9c8 \uc9c0\uc9c4\uacfc \uc5ec\uc9c4\uc73c\ub85c \uc778\ud574 \uc8fc\uc694 \uc2e4\ub9ac\ucf58 \uc6e8\uc774\ud37c \uacf5\uc7a5\ub4e4\uc774 \uc784\uc2dc \ud3d0\uc1c4\ub418\uc5c8\ub358 \uc77c\uc774 \uc788\uc5c8\ub2e4. \ub2f9\uc2dc \uc138\uacc4 \uc6e8\uc774\ud37c\uc758 60%\uac00 \ubd88\uacfc \ub450 \uac1c\uc758 \uc77c\ubcf8 \uacf5\uc7a5\uc5d0\uc11c \uc0dd\uc0b0\ub418\uc5c8\uae30 \ub54c\ubb38\uc5d0 \uc774\ub7ec\ud55c \uad6d\uc9c0\uc801\uc778 \uc704\uae30\ub294 \uc804\uc138\uacc4\uc758 \ub9ce\uc740 \uc8fc\uc694 \uce69 \uc81c\uc870\uc5c5\uccb4\ub4e4\uc758 \uacf5\uae09\uc0ac\uc2ac \uc640\ud574\ub85c \uc774\uc5b4\uc84c\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc2dc\uc7a5\uc744 \uc704\ud55c \ud604\uc9c0\ud654\ub41c \uacf5\uae09\uc0ac\uc2ac\uc744 \uac00\uc9c4 \uae30\uc5c5\ub4e4\uc740 \uc640\ud574\uc758 \uace0\ud1b5\uc744 \uc0c1\ub300\uc801\uc73c\ub85c \uc801\uac8c \ubc1b\uc744 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4. \uc608\ub97c \ub4e4\uba74, 3M\uc758 \uc81c\uc870 \ubaa8\ub378\uc740 \uc8fc\uc694 \uc81c\ud488\uc758 \uc0dd\uc0b0 \uc2dc\uc124\uc744 \uc804\uccb4 \uc8fc\uc694 \uc2dc\uc7a5\ub4e4\uc5d0 \uac78\uccd0 \ubd84\uc0b0\uc2dc\ud0a4\ub294 \u201clocal for local\u201d\uc744 \uac15\uc870\ud55c\ub2e4.<span style=\"font-size: 8pt;\">6<\/span> \uc774\ub294 3M\uc774 \uc640\ud574 \uc0c1\ud669\uc5d0 \ucc98\ud588\uc744 \ub54c\uc5d0\ub3c4 \ubaa8\ub4e0 \uc2dc\uc7a5\ub4e4\uc744 \ucde8\uae09\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\uba70, \uc704\uae30\uc2dc\uc5d0 \uc5f0\ud658\uc0b0 \uae30\uc900\uc73c\ub85c \uc5c5\uacc4\ud3c9\uade0\ubcf4\ub2e4 30pp \ub354 \ud070 \uc131\uacfc\ub97c \uac70\ub454 \ub370 \uae30\uc5ec\ud55c\ub2e4.<\/p>\n<p>\ub2e4\uae30\uc5c5 \uc0dd\ud0dc\uacc4 \ub0b4\uc758 \uc870\uc9c1\uad6c\uc131\ub3c4 \ubaa8\ub4c8\uc131 \uad6c\ucd95\uc5d0 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub2e4. \ube44\uc988\ub2c8\uc2a4 \uc0dd\ud0dc\uacc4\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ub2e4\uc591\ud55c \ucc38\uc5ec\uc790\ub4e4\uc774 \uc77c\ub2e8\uc758 \ud45c\uc900\ud654\ub41c \uc5ed\ud560\uc5d0 \ub9e4\ub044\ub7fd\uac8c \ub9de\ucd94\uc5b4 \ub4e4\uc5b4\uac04 \ub2e4\uc74c \ub2e4\ub978 \ucc38\uc5ec\uc790\ub4e4\uacfc \uc5f0\uacb0, \uc0c1\ud638\uc791\uc6a9, \ub610\ub294 \uc790\uc6d0 \uad50\ud658\uc744 \ud560 \uc218 \uc788\ub294 \ubaa8\ub4c8\ud654\ub41c \uad6c\uc870\ub97c \uac00\uc9c0\uace0 \uc788\ub2e4. \uc774\uac83\uc774 \uc704\uae30\uc2dc\uc5d0 \uc720\uc6a9\ud55c \uc774\uc720\ub294 \ud558\ub098 \uc774\uc0c1\uc758 \uc2e4\ud328\ud558\uace0 \uc788\ub294 \ucc38\uc5ec\uc790\ub4e4\uc774 \uc2e0\uc18d\ud558\uac8c \ub2e4\ub978 \ucc38\uc5ec\uc790\ub4e4\ub85c \ub300\uccb4\ub420 \uc218 \uc788\uc5b4 \uace0\uac1d\ub4e4\uc774 \uc640\ud574 \uc5c6\uc774 \uc11c\ube44\uc2a4\ub97c \ubc1b\ub3c4\ub85d \ubcf4\uc7a5\ub420 \uc218 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n<p><strong>\uc7ac\ubb34\uc801 \ubd84\ub9ac.<\/strong> \uace0\uc704\ud5d8 \ube44\uc988\ub2c8\uc2a4\uc758 \uce58\uba85\uc801\uc73c\ub85c \uc800\uc870\ud55c \uc131\uacfc\ub294 \ub2e4\ub978 \uae30\uc5c5\uc5d0\ub3c4 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub2e4. \ub530\ub77c\uc11c, \uc77c\ubd80 \ud68c\ubcf5\ud0c4\ub825\uc801\uc778 \uae30\uc5c5\ub4e4\uc740 \uace0\uc704\ud5d8 \uc790\uc0b0\uc744 \ubcc4\ub3c4\uc758 \uc790\ud68c\uc0ac\uc5d0 \ubcf4\uc720\uc2dc\ud0a4\ub294 \ub4f1\uc758 \ubc29\ubc95\uc73c\ub85c \uc77c\ubc18 \ube44\uc988\ub2c8\uc2a4\uc5d0\uc11c \uc7ac\ubb34\uc801\uc73c\ub85c \ubd84\ub9ac\ud55c\ub2e4.<\/p>\n<p>\uc608\ub97c \ub4e4\uba74, \uc54c\ud30c\ubcb3\uc740 \uc704\uae30 \ubd84\uae30 \uc911 80%\uc5d0\uc11c \uc5c5\uacc4\ud3c9\uade0\uc744 \uc0c1\ud68c\ud558\ub294 \uc131\uacfc\ub97c \ubcf4\uc600\ub2e4. \ud68c\uc0ac \ub9e4\ucd9c\uc758 \ub300\ubd80\ubd84\uc744 \ucc3d\ucd9c\ud558\ub294 \uad6c\uae00\uacfc \ud568\uaed8, \uc54c\ud30c\ubcb3\uc740 \ub9ce\uc740 \ub2e4\ub978 \uae30\uc5c5\ub4e4\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub4e4 \uc911 \ub2e4\uc218\ub294 \uc7ac\ubb34\uc801\uc73c\ub85c \ubd84\ub9ac\ub418\uc5b4 \uc790\uccb4 \uc774\uc0ac\ud68c\ub97c \uac16\uace0 \uc788\ub2e4. \uc774 \ub54c\ubb38\uc5d0 \uc989\uac01\uc801\uc73c\ub85c \uc218\uc775\uc131\uc774 \uc788\ub294 \uad6c\uae00 \ube44\uc988\ub2c8\uc2a4\ub294 \uae08\uc735 \ub9ac\uc2a4\ud06c\ub85c\ubd80\ud130 \ubcf4\ud638\ub41c\ub2e4. 3\uc6d4, \uc54c\ud30c\ubcb3\uc758 \uc790\uc728\uc8fc\ud589 \uc790\ub3d9\ucc28 \uc0ac\uc5c5\ubd80\uc778 \uc6e8\uc774\ubaa8\ub294 \uc678\ubd80 \ud22c\uc790\uc790\ub4e4\ub85c\ubd80\ud130 20\uc5b5 \ub2ec\ub7ec\uac00 \ub118\ub294 \uc790\uae08\uc744 \uc870\ub2ec\ud588\uc73c\uba70 \u2013 \uc774\ub97c \ud1b5\ud574 \uae30\uc874 \uc8fc\uc8fc\uc758 \uc54c\ud30c\ubcb3 \uc9c0\ubd84\uc744 \ud76c\uc11d\ud558\uc9c0 \uc54a\uace0\ub3c4 \uc0c1\ub300\uc801\uc73c\ub85c \uace0\uc704\ud5d8\uc778 \ubca4\ucc98\ub97c \uc704\ud55c \uc9c0\ubd84\ud22c\uc790\ub97c \ud655\ubcf4\ud560 \uc218 \uc788\uc5c8\ub2e4.<\/p>\n<h3><strong>\ub0b4\uc7ac\uc131<\/strong><\/h3>\n<p>\ub0b4\uc7ac\uc131\uc740 \uc2dc\uc2a4\ud15c\uc758 \ubaa9\ud45c \ubc0f \ud65c\ub3d9\uc744 \uc2dc\uc2a4\ud15c\uc774 \uc18d\ud55c \ub354 \ub113\uc740 \uacbd\uc81c \ub610\ub294 \uc0ac\ud68c \uc2dc\uc2a4\ud15c\uc758 \ubaa9\ud45c \ubc0f \ud65c\ub3d9\uacfc \uc77c\uad00\ub418\ub3c4\ub85d \ub9cc\ub4dc\ub294 \uac83\uc774\ub2e4. \ub192\uc740 \uc218\uc900\uc758 \ub0b4\uc7ac\uc131\uc744 \uac16\ucd98 \uae30\uc5c5\uc740 \ud604\uc9c0 \uc9c0\uc5ed\uc0ac\ud68c\uc640 \uc815\ubd80\uc758 \uc9c0\uc6d0\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\uc73c\uba70 \uc704\uae30\uc2dc\uc5d0 \uace0\uac1d\uc774\ub098 \uacf5\uae09\uc5c5\uccb4\uc5d0 \uc758\ud574 \ubc84\ub824\uc9c8 \uac00\ub2a5\uc131\uc774 \ub0ae\ub2e4. \ub610\ud55c, \uc5b4\ub824\uc6b4 \uc2dc\uae30\uc5d0\ub294 \uc774\ub7ec\ud55c \uc0ac\ud68c\uc801 \ubaa9\ud45c\uc640\uc758 \uc77c\uad00\uc131\uc740 \uc9c1\uc6d0\ub4e4\uc5d0\uac8c \uac15\ub825\ud55c \ub3d9\uae30\ubd80\uc5ec \uc694\uc18c\uac00 \ub420 \uc218 \uc788\ub2e4. \ub354 \ud070 \uc2dc\uc2a4\ud15c\ub4e4\uacfc\uc758 \uac15\ub825\ud55c \uad00\uacc4\ub294 \uc644\ucda9 \uc6b0\uc704\uc640 \uc801\uc751 \uc6b0\uc704\ub97c \uc81c\uacf5\ud55c\ub2e4.<\/p>\n<p>\uae30\uc5c5\uc740 \ud544\uc218\uc801\uc778 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uace0\uac1d\uc758 \uc0b6 \uc18d\uc5d0 \ub0b4\uc7ac\ub420 \uc218 \uc788\uc73c\uba70, \uae30\uc5c5\uc758 \ubaa9\uc801\uc744 \uc0ac\ud68c\uc758 \ubaa9\uc801\uc5d0 \ubd80\ud569\uc2dc\ud0b4\uc73c\ub85c\uc368 \uc0ac\ud68c \uc2dc\uc2a4\ud15c \ub0b4\uc5d0 \ub354 \ub113\uac8c \ub0b4\uc7ac\ub420 \uc218 \uc788\ub2e4.<\/p>\n<p><strong>\uace0\uac1d\uc5d0\uac8c \uc911\uc694\ud55c \uc874\uc7ac\uac00 \ub41c\ub2e4.<\/strong> \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \ud070 \ubd80\ubd84\uc774 \uc7ac\ub7c9\uc9c0\ucd9c \ud488\ubaa9\ub4e4\ub85c \uad6c\uc131\ub41c \uae30\uc5c5\ub4e4\uc740 \uae30\ubcf8 \uc2dd\ub8cc\ud488\uc744 \ud310\ub9e4\ud558\ub294 \uae30\uc5c5\uc5d0 \ube44\ud574 \uc218\uc694 \ubcc0\ub3d9\uc5d0 \ub35c \ub178\ucd9c\ub418\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4. \uace0\uac1d\uc758 \uc0dd\ud65c\uc5d0 \ud575\uc2ec\uc801 \uc694\uc18c\uac00 \ub418\ub3c4\ub85d \uc124\uacc4\ub41c \ube44\uc988\ub2c8\uc2a4\ub3c4 \uc7a5\uae30 \uacc4\uc57d \ub610\ub294 \uad6c\ub3c5\uc744 \ud1b5\ud574 \uace0\uc815\uc801\uc73c\ub85c \ub9e4\ucd9c\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc744 \uac00\uc9c0\uace0 \uc788\ub2e4.<\/p>\n<p>\ubd80\ub3d9\uc0b0\ud22c\uc790\uc2e0\ud0c1\uc774\uc790 \ubb34\uc120\ud1b5\uc2e0\uc778\ud504\ub77c \uc0ac\uc5c5\uc790\uc778 \uc544\uba54\ub9ac\uce78 \ud0c0\uc6cc\ub294 \uc704\uae30 \ubd84\uae30\uc758 83%\uc5d0\uc11c \uc5c5\uacc4\ud3c9\uade0\uc744 \uc0c1\ud68c\ud558\ub294 \uc131\uacfc\ub97c \ubcf4\uc600\ub2e4. \uc774 \ud68c\uc0ac\ub294 \uace0\uac1d\uc5d0\uac8c \ud544\uc218\uc801\uc778 \ud1b5\uc2e0 \uc778\ud504\ub77c\ub97c \uc81c\uacf5\ud558\uc5ec \uc7a5\uae30 \uacc4\uc57d\uc5d0 \ub530\ub978 \uace0\uc815 \ub9e4\ucd9c\uc758 95%\ub97c \uc720\uc9c0\ud560 \uc218 \uc788\uace0 \uc704\uae30 \uc911\uc5d0\ub3c4 \uc548\uc815\uc801\uc778 \ub9e4\ucd9c \ud750\ub984\uc774 \ubcf4\uc7a5\ub41c\ub2e4.<\/p>\n<p><strong>\uae30\uc5c5\uc758 \ubaa9\uc801\uc774 \uc0ac\ud68c\uc758 \ubaa9\uc801\uc5d0 \ubd80\ud569\ud558\ub3c4\ub85d \ud55c\ub2e4.<\/strong> \uc0ac\ud68c\uc758 \ubaa9\uc801\uc5d0 \ubd80\ud569\ub418\ub294 \ubaa9\uc801\uc5d0 \uc758\ud574 \uc6c0\uc9c1\uc774\ub294 \uc870\uc9c1\uc740 \uc704\uae30\uc2dc\uc5d0 \ub354 \ub9ce\uc740 \uc678\ubd80\uc758 \uc9c0\uc6d0\uc744 \ubc1b\uc744 \uc218 \uc788\uc73c\uba70 \uc9c1\uc6d0\ub4e4\uc5d0\uac8c \ub354 \ub9ce\uc740 \ub3d9\uae30\ubd80\uc5ec\ub97c \ud574 \uc904 \uc218\ub3c4 \uc788\ub2e4. \uadf8\ub7ec\ub098, \ub2e8\uc21c\ud788 \uae30\uc5c5\uc758 \ubaa9\uc801\uc744 \ud45c\ubc29\ud558\ub294 \uac83\ub9cc\uc73c\ub85c\ub294 \ucda9\ubd84\uce58 \uc54a\ub2e4. \uae30\uc5c5\uc740 \uadf8\ub7ec\ud55c \ubaa9\uc801\uc744 \ud575\uc2ec \ube44\uc988\ub2c8\uc2a4 \uc804\ub7b5\uacfc \uc5c5\ubb34 \ubc29\uc2dd\uc5d0 \uc735\ud569\uc2dc\ud0b4\uc73c\ub85c\uc368 \uc9c4\uc815\uc131\uc744 \ubcf4\uc5ec\uc904 \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n<p>\uc608\ub97c \ub4e4\uba74, 2014\ub144, \uc704\uae30 \ubd84\uae30\uc758 88%\uc5d0\uc11c \uc5c5\uacc4\ud3c9\uade0\uc744 \uc0c1\ud68c\ud558\ub294 \uc131\uacfc\ub97c \uae30\ub85d\ud55c \uc77c\ubc18\uc801 \ud68c\ubcf5\ud0c4\ub825\uc131\uc744 \uac00\uc9c4 \uae30\uc5c5\uc778 \ubbf8\uad6d\uc758 CVS \ud5ec\uc2a4\ub294 \ub2f4\ubc30 \ud310\ub9e4\ub97c \uc911\ub2e8\ud55c \ucd5c\ucd08\uc758 \ub4dc\ub7ed\uc2a4\ud1a0\uc5b4\uac00 \ub428\uc73c\ub85c\uc368 \u201c\uace0\uac1d\uc758 \uac74\uac15 \uac1c\uc120\uc744 \ub3d5\ub294\ub2e4\u201d\ub77c\ub294 \uae30\uc5c5 \ubaa9\uc801\uc744 \uc2e4\ud604\ud558\uae30\ub85c \uacb0\uc815\ud588\ub2e4. CVS\ub294 20\uc5b5 \ub2ec\ub7ec\uc758 \ub9e4\ucd9c \ud750\ub984\uc744 \ud3ec\uae30\ud588\uc74c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ubcf4\ud5d8\uc57d\uc81c\uad00\ub9ac(pharmacy benefits management) \ub4f1\uc758 \uae30\uc5c5 \ubaa9\uc801\uc5d0 \ub354 \ubd80\ud569\ud558\ub294 \ubd84\uc57c\uc5d0\uc11c \uc131\uc7a5\uc744 \ubcf4\uc600\ub2e4. \ucf54\ub85c\ub098 19 \uc704\uae30 \ub3d9\uc548 CVS\ub294 1,800 \uac1c\uac00 \ub118\ub294 \ub4dc\ub77c\uc774\ube0c-\uc2a4\ub8e8 \uc9c4\ub2e8\uc18c\ub97c \uac1c\uc124\ud588\uc73c\uba70, \uc774\ub294 CVS\uc758 \ubbf8\uad6d \ud5ec\uc2a4\ucf00\uc5b4 \uc2dc\uc2a4\ud15c \ub0b4\uc758 \ub0b4\uc7ac\uc131 \uc815\ub3c4\ub97c \uc798 \ubcf4\uc5ec\uc900\ub2e4.<\/p>\n<h3><strong>\uc801\uc751\uc131<\/strong><\/h3>\n<p>\uc801\uc751\uc131\uc740 \uc2dc\uc2a4\ud15c\uc774 \uc0c8\ub85c\uc6b4 \ud658\uacbd\uc5d0 \ube60\ub974\uac8c \uc801\uc751\ud558\ub294 \ub2a5\ub825\uc774\ub2e4. \ub9ce\uc740 \uacbd\uc6b0, \uc704\uae30\ub294 \uc0b0\uc5c5 \uc5ed\ud559\uad00\uacc4\uc5d0 \uc0c1\ub2f9\ud55c \ubcc0\ud654\ub97c \uac00\uc838\uc624\uba70 \u2013 \uc870\uc9c1\uc774 \uc774\uc5d0 \ub9de\ucd94\uc5b4 \ubcc0\ud654\ud558\ub294 \ub2a5\ub825\uc740 \uc801\uc751 \uc6b0\uc704\ub97c \ucc3d\ucd9c\ud55c\ub2e4. \uc18c\ube44\uc790 \ud589\ub3d9\uacfc \uc0b0\uc5c5 \uad6c\uc870\uc758 \ud750\ub984\ub3c4 \ubbf8\ub798\uc9c0\ud5a5\uc801 \uae30\uc5c5\uc774 \uc0b0\uc5c5 \uc5ed\ud559\uad00\uacc4\uc5d0 \uc790\uc0ac\uc5d0 \uc720\ub9ac\ud55c \ubc29\ud5a5\uc73c\ub85c \uc601\ud5a5\uc744 \ubbf8\uce60 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud558\uba70 \u2013 \uc704\uae30 \ub3d9\uc548\uacfc \uc704\uae30 \uc774\ud6c4\uc5d0\ub3c4 \ud658\uacbd\uc870\uc131 \uc6b0\uc704\ub97c \uc81c\uacf5\ud55c\ub2e4.<\/p>\n<p>\ub2e8\uae30\uc801\uc73c\ub85c, \uc801\uc751\uc131\uc740 \ub2e4\uc591\ud55c \uc870\uce58\ub4e4\uc744 \uc2e4\ud5d8\ud558\uace0 \uc131\uacf5\uc801\uc778 \uc870\uce58\ub97c \uc120\uc815\ud558\uc5ec \ud655\ub300 \uc801\uc6a9\ud558\ub294 \ub2a5\ub825\uc744 \ud544\uc694\ub85c \ud55c\ub2e4. \uc7a5\uae30\uc801\uc73c\ub85c\ub294, \ud68c\ubcf5\ud0c4\ub825\uc801 \uae30\uc5c5\ub4e4\uc740 \uc704\uae30 \ud6c4 \uc131\uc7a5\uc758 \uc0c8\ub85c\uc6b4 \uc6d0\ucc9c \ucabd\uc73c\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uacfc \ud22c\uc790\ub97c \ubcc0\ud654\uc2dc\ud0a8\ub2e4. \uc77c\ubd80 \ud68c\ubcf5\ud0c4\ub825\uc801 \uae30\uc5c5\ub4e4\uc740 \uc801\uc751 \uc774\uc0c1\uc758 \uc870\uce58\ub97c \ucde8\ud558\uba70, \ud6e8\uc52c \ub354 \ud070 \uac00\uce58\ub97c \ud3ec\ucc29\ud558\uae30 \uc704\ud55c \ube44\uc988\ub2c8\uc2a4 \ud658\uacbd \uc870\uc131\uc744 \uc704\ud574 \ub178\ub825\ud55c\ub2e4.<\/p>\n<p><strong>\uc2e4\ud5d8.<\/strong> \ub2e4\uc218\uc758 \ub2e4\uc591\ud55c \uc870\uce58\ub4e4\uc744 \ub2e8\uae30\uac04\uc5d0 \uc2e4\ud5d8\ud558\uace0 \uc131\uacf5\uc801\uc778 \uc870\uce58\ub97c \uc120\uc815\ud558\uc5ec \ud655\ub300 \uc801\uc6a9\ud560 \uc218 \uc788\ub294 \uae30\uc5c5\ub4e4\uc740 \uc704\uae30\uc5d0 \uac00\uc7a5 \ube68\ub9ac \uc801\uc751\ud560 \uac83\uc774\ub2e4. \uc5b4\ub5a4 \ud68c\ubcf5\ud0c4\ub825\uc801 \uae30\uc5c5\ub4e4\uc740 \ub300\uc870\uc2e4\ud5d8\uc744 \uc2e4\uc2dc\ud558\uace0 \uc54c\uace0\ub9ac\uc998\uc744 \uc774\uc6a9\ud558\uc5ec \uc790\ub3d9\uc73c\ub85c \uc2e4\ud589\uc870\uce58\ub4e4\uc744 \uc870\uc815\ud55c\ub2e4. \uc2e4\ud5d8\uc740 \uc815\ud0dc\uc801 \ud6a8\uc728\uc131\uc744 \uac10\uc18c\uc2dc\ud0a4\ub294 \ubc18\uba74, \ud559\uc2b5 \ubc0f \uc801\uc751 \ub2a5\ub825\uc744 \uac1c\uc120\ud558\uc5ec \uc5ed\ub3d9\uc801\uc774\uace0 \uc608\uce21\ubd88\uac00\ud55c \ud658\uacbd\uc5d0\uc11c \uc6b0\uc704\ub97c \ucc3d\ucd9c\ud55c\ub2e4.<\/p>\n<p>Airbnb\uc758 \ub300\uc5ec \uc635\uc158\uc758 \ub2e4\uc591\uc131\uc740 \ud68c\ubcf5 \uae30\ud68c\ub97c \uc81c\uacf5\ud55c \ud55c\ud3b8, \uace0\uac1d\uc758 \uc5ec\ud589 \uc120\ud638\ub3c4 \ubcc0\ud654\ub97c \ube68\ub9ac \uac10\uc9c0\ud558\ub294 \ub2a5\ub825\uc740 \uadf8\ub7ec\ud55c \uae30\ud68c\ub97c \uc774\uc6a9\ud558\ub294 \ub370 \uc788\uc5b4 \ud575\uc2ec\uc801\uc778 \uc5ed\ud560\uc744 \ud588\ub2e4. \uc774\ub7ec\ud55c \uc815\ubcf4\ub97c \uadfc\uac70\ub85c, Airbnb\ub294 \ub9c8\ucf00\ud305 \ucd08\uc810\uc744 \ub300\ub3c4\uc2dc \uc778\uadfc\uc758 \uc6b4\uc804\uac00\ub2a5 \uac70\ub9ac \ub0b4 \uc219\ubc15\uc2dc\uc124\uc744 \ud504\ub85c\ubaa8\uc158\ud558\ub294 \u201cGo near\u201d \ucea0\ud398\uc778\uc73c\ub85c \ubc14\uafb8\uc5c8\uc73c\uba70 \uac8c\uc2a4\ud2b8 \uaddc\uc815\uc744 \uc774\ub7ec\ud55c \uc2dc\uc124 \ub0b4\uc758 \ud32c\ub370\ubbf9 \uad00\ub828 \uc548\uc804 \uc8fc\uc758\uc0ac\ud56d\uc744 \ubcf4\uc7a5\ud558\ub3c4\ub85d \ubcc0\uacbd\ud588\ub2e4.<span style=\"font-size: 8pt;\">7<\/span><\/p>\n<p><strong>\ubbfc\ucca9\uc131.<\/strong> \uc704\uae30\uc2dc\uc758 \uc2e0\uc18d\ud55c \uc870\uce58\ub294, \ud76c\uc18c \uc790\uc6d0\uc744 \ud655\ubcf4\ud558\uace0 \uae30\ud68c\ub97c \ud65c\uc6a9\ud558\ub294 \uc810\uc5d0 \uc788\uc5b4 \uac00\uce58\uac00 \uc788\uc744 \uc218 \uc788\ub2e4. \ubbfc\ucca9\uc131\uc744 \uc704\ud574 \uc5b4\ub5a4 \uc870\uc9c1\ub4e4\uc740 \ubd88\ud544\uc694\ud55c \ub808\uc774\uc5b4 \ubc0f \ud569\uc758\ub3c4\ucd9c \ud544\uc694\uc131\uc744 \uc81c\uac70\ud568\uc73c\ub85c\uc368 \uc758\uc0ac\uacb0\uc815\uc744 \ubd84\uc0b0\ud654\uc2dc\ud0a8\ub2e4. \uc5b4\ub5a4 \uae30\uc5c5\ub4e4\uc740 \ud55c \uac78\uc74c \ub354 \ub098\uc544\uac00 \uac00\uaca9\uacb0\uc815 \ubc0f \uacf5\uae09\uc0ac\uc2ac \uacc4\ud68d\uc218\ub9bd \ub4f1\uc758 \ubd84\uc57c\uc5d0\uc11c \uc0ac\ub78c \uae30\ubc18\uc758 \uc758\uc0ac\uacb0\uc815\uc744 \uc54c\uace0\ub9ac\uc998\uc73c\ub85c \ub300\uccb4\ud55c\ub2e4. \uae30\uc5c5\uc758 \ubbfc\ucca9\uc131\uc740, \uc9d1\ub2e8\uc758 \ud589\ub3d9\uc744 \uc7a5\ub824\ud558\uace0 \uc2e4\ud589\uc911\uc2ec \ubb38\ud654\ub97c \uc870\uc131\ud558\uba70 \uae30\uc5c5\uc758 \ubaa9\ud45c\ub97c \uba85\ud655\ud558\uace0 \uc124\ub4dd\ub825 \uc788\uac8c \uc18c\ud1b5\ud558\uace0 \uc774\ud574\ub2f9\uc0ac\uc790\ub4e4 \uac04\uc5d0 \uc790\uae30\uc8fc\ub3c4\uc801 \ud589\ub3d9\uc744 \ucc3d\ucd9c\ud568\uc73c\ub85c\uc368 \ubc1c\ud718\ub420 \uc218 \uc788\ub2e4.<\/p>\n<p>\uc90c\uc740 \ucf54\ub85c\ub098 19 \uc704\uae30\ub85c \ucd09\ubc1c\ub41c \uc601\uc0c1\uae30\ubc18 \uc18c\ud1b5\uc5d0 \ub300\ud55c \uc218\uc694\ub97c \uc774\uc6a9\ud558\uae30\uc5d0 \uc720\ub9ac\ud55c \uc704\uce58\uc5d0 \uc788\uc5c8\uc74c\uc5d0\ub3c4 \ubcf4\uc548 \uc6b0\ub824\uc5d0 \ubc1c\ubaa9\uc744 \uc7a1\ud788\uae30\ub3c4 \ud588\ub2e4. \uc90c\uc740 \uc2e0\uc18d\ud558\uac8c \uc774\ub97c \uc778\uc9c0\ud558\uace0 \ud22c\uba85\uc131 \ubcf4\uace0\uc11c \ubc1c\ud589\uc744 \ud3ec\ud568\ud55c 90\uc77c \uacc4\ud68d\uc744 \ubc1c\ud45c\ud588\ub2e4. \uc5d4\ub4dc\ud22c\uc5d4\ub4dc \uc554\ud638\ud654 \uad6c\ucd95 \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uae30 \uc704\ud574 \ubcf4\uc548 \uba54\uc2dc\uc9d5 \uae30\uc5c5 \ud0a4\ubca0\uc774\uc2a4(Keybase)\ub97c \uc778\uc218\ud588\uc73c\uba70, \uc774\uc5d0 \ub300\ud55c \uc758\uc9c0\uc758 \ud45c\uc2dc\ub85c\uc11c 90\uc77c \uac04 \ubaa8\ub4e0 \ube44\ubcf4\uc548 \uc5c5\uadf8\ub808\uc774\ub4dc\ub97c \uc911\ub2e8\ud588\ub2e4. \uc989\uac01\uc801\uc73c\ub85c \uc774\uc288\ub97c \uc778\uc815\ud558\uace0, \ud22c\uba85\ud558\uac8c \uc18c\ud1b5\ud558\uba70, \uc2e0\uc18d\ud558\uac8c \uc870\uce58\ub97c \ucde8\ud568\uc73c\ub85c\uc368 \uc90c\uc740 \uc774\uc6a9\uc790\uc758 \uc2e0\ub8b0\ub97c \uc9c0\ucf30\uace0 \uc774\ub97c \ud1b5\ud574 \uacb0\uc815\uc801\uc778 \uc2dc\uc810\uc5d0 \uc131\uc7a5\uc744 \ub2ec\uc131\ud588\ub2e4. \uc608\ub97c \ub4e4\uba74, \ub274\uc695 \uad50\uc721\ubd80\ub294 \ucd08\uae30\uc5d0 \uc571 \uc774\uc6a9\uc744 \uae08\uc9c0\ud588\uc73c\ub098 \uc90c\uc774 \ubcf4\uc548 \uae30\ub2a5\uc744 \uc5c5\uadf8\ub808\uc774\ub4dc\ud55c \ud6c4\uc5d0\ub294 \ud55c \ub2ec \ub9cc\uc5d0 \uae08\uc9c0 \uc870\uce58\ub97c \ud574\uc81c\ud588\ub2e4.<\/p>\n<p><strong>\uc6b4\uc601\uc758 \uc720\uc5f0\uc131.<\/strong> \uc6b4\uc601 \uce21\uba74\uc5d0\uc11c \uc720\uc5f0\ud55c \uae30\uc5c5\ub4e4\uc740 \ubd88\ub9ac\ud55c \uc0c1\ud669\uc5d0 \ub300\ud55c \uc801\uc751\uc744 \uc704\ud574 \ud504\ub85c\uc138\uc2a4\ub97c \ub354 \uc27d\uac8c \ubc14\uafc0 \uc218 \uc788\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c, \uace0\uc815 \uc790\uc0b0\uc774 \uc801\uc740 \uae30\uc5c5\ub4e4\uc740 \uc6b4\uc601 \uce21\uba74\uc5d0\uc11c \ub354 \uc720\uc5f0\ud558\ub2e4. \uc5c5\uacc4 \uc911\uac04\uac12\ubcf4\ub2e4 \ub0ae\uc740 \ub9e4\ucd9c \ub300\ube44 \uace0\uc815\uc790\uc0b0 \ube44\uc728\uc744 \uac00\uc9c4 \uae30\uc5c5\ub4e4\uc740 \uc704\uae30 \uae30\uac04 \ub3d9\uc548 15%(\uc5f0\ud658\uc0b0) \ub354 \ub192\uc740 \uc131\uacfc\ub97c \ubcf4\uc600\ub2e4.<\/p>\n<p>\uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \uace0\uc815 \uc790\uc0b0\uc774 \ub9ce\uc740 \uae30\uc5c5\ub4e4\ub3c4 \ud504\ub85c\uc138\uc2a4\ub97c \uc720\uc5f0\ud654\ud568\uc73c\ub85c\uc368 \uc801\uc751\uc131\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\ub2e4. \uadf8\ub7ec\ud55c \uc608\ub85c\ub294 \uc704\uae30 \ubd84\uae30\uc758 92%\uc5d0\uc11c \uc5c5\uacc4\ud3c9\uade0\uc744 \uc0c1\ud68c\ud55c \uc131\uacfc\ub97c \ubcf4\uc778 \uc778\ud154\uc744 \ub4e4 \uc218 \uc788\ub2e4. \ubc18\ub3c4\uccb4 \uc0b0\uc5c5\uc758 \uaddc\ubaa8\uc758 \uacbd\uc81c\ub85c \uc778\ud574 \uc81c\uc870\uc640 \uacf5\uae09 \uc0ac\uc2ac\uc740 \ud1b5\ud569\ub418\uc5c8\uace0 \uacf5\uae09 \ucda9\uaca9\uc5d0 \ucde8\uc57d\ud574\uc84c\ub2e4. \uc774\ub7ec\ud55c \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\uba74\uc11c\ub3c4 \uc5b4\ub290 \uc815\ub3c4\uc758 \uaddc\ubaa8\uc758 \uacbd\uc81c\ub97c \ud68d\ub4dd\ud558\uae30 \uc704\ud574, \uc778\ud154\uc740 \ud45c\uc900 \ub808\uc774\uc544\uc6c3 \ubc0f \uacf5\uc815\uc744 \uac00\uc9c4 \uacf5\uc7a5\ub4e4\uc744 \uac74\uc124\ud558\uc5ec \ucd5c\uc18c\uc758 \ucd94\uac00 \uacbd\ube44\ub85c \ud544\uc694\uc2dc\uc5d0 \uc11c\ub85c \ub2e4\ub978 \uacf5\uc7a5\ub4e4\uc5d0\uc11c \uc5ec\ub7ec \uc81c\ud488\uc744 \uc0dd\uc0b0\ud560 \uc218 \uc788\ub294 \uc720\uc5f0\uc131\uc744 \ud655\ubcf4\ud55c\ub2e4.<span style=\"font-size: 8pt;\">8<\/span><\/p>\n<p><strong>\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc758 \ubcc0\uacbd.<\/strong> \ub9ce\uc740 \uacbd\uc6b0, \uc704\uae30\ub97c \ud1b5\ud574 \uc0c8\ub85c\uc6b4 \uc18c\ube44\uc790 \ud589\ub3d9, \uc815\ucc45 \ud658\uacbd, \uc5c5\ubb34 \ubc29\uc2dd\uc774 \ucc3d\ucd9c\ub41c\ub2e4. \ud68c\ubcf5\ud0c4\ub825\uc801\uc778 \uae30\uc5c5\ub4e4\uc740 \uc801\uc808\ud558\uac8c \ud22c\uc790 \uad6c\uc131\uc744 \ubcc0\uacbd\ud568\uc73c\ub85c\uc368 \uc131\uacf5\uc801\uc73c\ub85c \uc0c8\ub85c\uc6b4 \uc131\uc7a5 \uc6d0\ucc9c\uc744 \ud30c\uc545\ud558\uace0 \uc774\uc5d0 \ub9e4\uc9c4\ud55c\ub2e4.<\/p>\n<p>GFC\uac00 \uae08\uc735 \ubd80\ubb38\uc5d0 \uc5c4\uccad\ub09c \uc601\ud5a5\uc744 \ubbf8\uce5c \ud6c4, \ud64d\ucf69 \uae30\ubc18 \ubcf4\ud5d8\uc0ac \ud551\uc548\uc740 \uae30\uc220 \ud50c\ub7ab\ud3fc\uc744 \uc0c8\ub85c\uc6b4 \uc131\uc7a5\ub3d9\ub825\uc73c\ub85c \ubcf4\uac8c \ub418\uc5c8\ub2e4. 2008\ub144, \ud551\uc548\uc740 \uc790\ud68c\uc0ac, \ud551\uc548 \ud14c\ud06c\ub180\ub85c\uc9c0\ub97c \uc124\ub9bd\ud558\uace0 \ub2e4\uac01\ud654\ub41c \uae30\uc220\uc911\uc2ec \uae30\uc5c5\uc73c\ub85c \ud0c8\ubc14\uafc8\ud588\uc73c\uba70, \ud50c\ub7ab\ud3fc \uae30\ubc18 \ube44\uc988\ub2c8\uc2a4\uc758 \uc120\ub450\uc8fc\uc790\uac00 \ub418\uae30 \uc704\ud574 \uacf5\ub3d9 CEO\ub97c \uc601\uc785\ud558\uace0 \ub9e4\ucd9c\uc758 1%\ub97c R&amp;D\uc5d0 \uc9c0\ucd9c\ud558\uae30\ub85c \uc57d\uc18d\ud588\ub2e4. \ud68c\uc0ac\ub294 \uc704\uae30 \ub3d9\uc548, \uadf8\ub9ac\uace0 \uc774\ud6c4\uc5d0\ub3c4 \uc131\uacfc\ub97c \ucc3d\ucd9c\ud588\uc73c\uba70 2008\ub144 \ud3ec\uce08 500\uc758 462\uc704\uc5d0\uc11c 2019\ub144 29\uc704\ub85c \uc62c\ub77c\uc130\ub2e4.<\/p>\n<p><strong>\ubbf8\ub798\uc758 \ud658\uacbd \uc870\uc131.<\/strong> \ud658\uacbd\uc870\uc131 \uc6b0\uc704\ub97c \ub2ec\uc131\ud558\ub294 \ub370\uc5d0\ub294 \uace0\uac1d, \uacf5\uae09\uc5c5\uccb4, \ubcf4\uc644\uc7ac \uacf5\uae09\uc5c5\uccb4\ub85c \uad6c\uc131\ub41c \uc0dd\ud0dc\uacc4\uac00 \uc0b0\uc5c5 \ud45c\uc900\uc744 \uc7ac\uc815\uc758\ud558\ub3c4\ub85d \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uac83\uc774 \uc218\ubc18\ub41c\ub2e4. \uc608\ub97c \ub4e4\uba74, \uc54c\ub9ac\ubc14\ubc14\uc758 \ucd08\uae30 \uc8fc\uc548\uc810\uc740 \uc911\uad6d \uae30\uc5c5\ub4e4\uc774 \uc0c1\ud488\uc744 \uad6d\uc81c\uc801\uc73c\ub85c \ud310\ub9e4\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \uac83\uc774\uc5c8\uc73c\ub098, 2003\ub144 \uc0ac\uc2a4\uc758 \ub300\uc720\ud589\uc744 \uacc4\uae30\ub85c \ub192\uc544\uc9c4 \uc628\ub77c\uc778 \uad6c\ub9e4\uc5d0 \ub300\ud55c \uad00\uc2ec\uc744 \uc774\uc6a9\ud558\uc5ec \uc628\ub77c\uc778 \uc18c\ube44\uc790 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uc778 \ud0c0\uc624\ubc14\uc624\ub97c \ucd9c\ubc94\ud558\uac8c \ub418\uc5c8\ub2e4. \uadf8\ub7ec\ub098, \uc774\ub7ec\ud55c \uc0b0\uc5c5\uc740 \uc544\uc9c1 \uc911\uad6d\uc5d0\uc11c \ucd08\uae30 \ub2e8\uacc4\uc5d0 \uc788\uc5c8\uace0 \ub9ce\uc740 \uc18c\ube44\uc790\ub4e4\uc774 \uc628\ub77c\uc778 \uac70\ub798\ub97c \uc2e0\ub8b0\ud558\uc9c0 \uc54a\uc558\ub2e4. \uadf8 \uacb0\uacfc, \uc54c\ub9ac\ubc14\ubc14\ub294 \uc54c\ub9ac\ud398\uc774 \u2013 \uc5d0\uc2a4\ud06c\ub85c \uc11c\ube44\uc2a4\uc640 \ud310\ub9e4\uc790 \ub4f1\uae09\uc81c\ub97c \uc81c\uacf5\ud558\ub294 \uc0c8\ub85c\uc6b4 \uc628\ub77c\uc778 \uacb0\uc81c \uc11c\ube44\uc2a4 \u2013 \ub97c \ud1b5\ud574 e-\ucee4\uba38\uc2a4\uc5d0 \ub300\ud55c \uc2e0\ub8b0\ub97c \uac1c\uc120\ud588\uc744 \ubfd0 \uc544\ub2c8\ub77c \uc5c5\uacc4\uc5d0\uc11c \uc120\ub3c4\uc801\uc778 \uc704\uce58\ub97c \ucc28\uc9c0\ud560 \uc218 \uc788\uc5c8\ub2e4.<\/p>\n<h3><strong>\ud68c\ubcf5\ud0c4\ub825\uc131\uc740 \ud0dc\ub3c4 \ubcc0\ud654\uc5d0\uc11c \uc2dc\uc791\ud55c\ub2e4<\/strong><\/h3>\n<p>\ubcf8 \ubcf4\uace0\uc11c\uc5d0 \uc18c\uac1c\ub41c \uc870\uce58\ub4e4\uc744 \ucc44\ud0dd\ud558\ub294 \uac83\ub9cc\uc73c\ub85c\ub294 \ud68c\ubcf5\ud0c4\ub825\uc131\uc774 \ubcf4\uc7a5\ub418\uc9c0 \uc54a\ub294\ub2e4-\uc774\ub7ec\ud55c \uc870\uce58\ub4e4\uc774 \ud6a8\uacfc\uc801\uc73c\ub85c \uc774\ud574, \ud3c9\uac00, \uc218\uc6a9, \uc2e4\ud589\ub418\uae30 \uc704\ud574\uc11c\ub294 \ud0dc\ub3c4 \ubcc0\ud654\ub3c4 \ud544\uc694\ud558\ub2e4. \ub2e8\uae30\uc801\uc778 \ud6a8\uc728\uc131\uc774 \ubaa8\ub4e0 \uac83\uc5d0 \uc6b0\uc120\ud55c\ub2e4\uac70\ub098 \ub2e8\uae30\uc801\uc778 \uc7ac\ubb34 \uc218\uc775\ub960\uc740 \ud56d\uc0c1 \uadf9\ub300\ud654\ub418\uc5b4\uc57c \ud55c\ub2e4\ub294 \uc554\ubb35\uc801\uc778 \uac00\uc815\uc740 \ud68c\ubcf5\ud0c4\ub825\uc801 \uae30\uc5c5\uc744 \ub9cc\ub4e4\uae30 \uc704\ud55c \uc5b4\ub5a0\ud55c \ub178\ub825\uc5d0\ub3c4 \ubc29\ud574\uac00 \ub420 \uac83\uc774\ub2e4. \uc870\uc9c1\uc744 \ubcf4\ub2e4 \ud68c\ubcf5\ud0c4\ub825\uc801\uc73c\ub85c \uc7ac\uad6c\ucd95\ud558\uace0\uc790 \ud558\ub294 \ub9ac\ub354\ub4e4\uc740 \ubc18\ub4dc\uc2dc \uae30\uc5c5\uc774 \ube44\uc988\ub2c8\uc2a4\uc5d0 \ub300\ud574 \uc0dd\uac01\ud558\ub294 \ubc29\uc2dd\uc744 \uc7ac\uad6c\uc131\ud574\uc57c \ud55c\ub2e4. \ub2e4\uc74c\uc740 \ubb34\uc5c7\ubd80\ud130 \uc2dc\uc791\ud574\uc57c \ud560\uc9c0\uc5d0 \ub300\ud55c \uba87 \uac00\uc9c0 \uc81c\uc548\uc774\ub2e4.<\/p>\n<p><strong>\uc0dd\ubb3c\ud559\uc801\uc778 \uacbd\uc601 \ud0dc\ub3c4\ub97c \uac16\ub294\ub2e4.<\/strong> \ubd88\ud655\uc2e4\uc131\uacfc \uc0c1\ud638\uc5f0\uacb0\uc131\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c, \uae30\uc5c5\uacfc \ube44\uc988\ub2c8\uc2a4 \ud658\uacbd\uc740 \ub354\uc6b1 \ub354 \ubcf5\uc7a1\uc801\uc751\uacc4\ucc98\ub7fc \uc791\uc6a9\ud558\uba70, \ucd5c\uc801\ud654\ub420 \uc218 \uc788\ub294 \uae30\uacc4\ucc98\ub7fc \uc791\uc6a9\ud558\uc9c0 \uc54a\ub294\ub2e4. \uc0dd\ubb3c\ud559\uc801\uc778 \uacbd\uc601 \ud0dc\ub3c4\ub97c \uac16\uae30 \uc704\ud574 \ub9ac\ub354\ub4e4\uc740 \uc2dc\uc2a4\ud15c\uc744 \uc804\uccb4\uc801\uc73c\ub85c \ubcf4\uc544\uc57c \ud558\uba70 \ud56d\uc0c1 \uc608\uc0c1\uc678\uc758 \uc0c1\ud669\uc5d0 \ub300\ud574 \ub300\ube44\ud558\uace0 \uc788\uc5b4\uc57c \ud55c\ub2e4. \uc774\ub294 \ub300\uaddc\ubaa8 \uc870\uc9c1\ub4e4\uc774 \ud6a8\uc728\uc131\uacfc \ud68c\ubcf5\ud0c4\ub825\uc131 \uac04\uc758 \uade0\ud615\uc744 \ucc3e\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4.<\/p>\n<p><strong>\uc7a5\uae30\uc801\uc73c\ub85c \uc0ac\uace0\ud55c\ub2e4.<\/strong> \uace0\uc694\ud55c \ubc14\ub2e4\ub294 \uc5b4\ub290 \uc2dc\uc810\uc774 \ub418\uba74 \ud3ed\ud48d\uc6b0\ub85c \ud750\ud2b8\ub7ec\uc9c8 \uac83\uc774\ub2e4. \uc7a5\uae30\uc801\uc778 \uc131\uacfc\ub294 \uc704\uae30 \uae30\uac04\uc758 \uc131\uacfc\uc5d0 \uc758\ud574 \uacb0\uc815\ub418\ub294 \ubd80\ubd84\uc774 \uc5c4\uccad\ub098\uac8c \ud06c\ub2e4. \ub530\ub77c\uc11c, \uc55e\uc744 \ub0b4\ub2e4\ubcf4\uace0 \uc0ac\uace0\ud558\uace0 \uc608\uc0c1\uc678\uc758 \ubd88\ub9ac\ud55c \uc0ac\uac74\uc5d0 \ub300\ube44\ud558\ub294 \uac83\uc774 \ud544\uc694\ud558\ub2e4.<\/p>\n<p><strong>\uc2dc\uc2a4\ud15c \uc548\uc5d0\uc11c \uc0dd\uac01\ud558\uace0 \ud611\uc5c5\uc744 \uac15\uc870\ud55c\ub2e4.<\/strong> \uc0ac\uc2ac\uc740 \uac00\uc791 \uc57d\ud55c \uc5f0\uacb0\uace0\ub9ac\ub9cc\ud07c\ub9cc \uac15\ud558\ub2e4. \ubd88\uc548\uc815\ud55c \uacf5\uae09\uc0ac\uc2ac\uc774\ub098 \uc2e0\ub8b0\ud560 \uc218 \uc5c6\ub294 \uaddc\uc81c\ub2f9\uad6d \uc788\ub2e4\uba74 \uae30\uc5c5\uc740 \ud68c\ubcf5\ud0c4\ub825\uc801\uc77c \uc218 \uc5c6\ub2e4. \ud68c\ubcf5\ud0c4\ub825\uc131\uc744 \uc9c4\ub2e8\ud560 \ub54c\uc5d0\ub294 \ubc18\ub4dc\uc2dc \uc790\uc0ac \uc870\uc9c1 \uc678\uc758 \uc694\uc18c\ub4e4\uc744 \uc0b4\ud3b4\ubcf4\uc544\uc57c \ud55c\ub2e4.<\/p>\n<p><strong>\u201c\uc131\uacfc\u201d\ub97c \uc7ac\uc815\uc758\ud55c\ub2e4.<\/strong> \uae30\uc5c5\ub4e4\uc740 \ub9e4\uc6b0 \ubaa9\ud45c\uc9c0\ud5a5\uc801\uc778 \uacbd\ud5a5\uc774 \uc788\ub2e4. \ub9ac\ub354\ub4e4\uc740 \uc77c\uad00\ub41c \uc7a5\uae30\uc801 \uac00\uce58 \ucc3d\ucd9c\uc744 \ubaa9\ud45c\ub85c \ud574\uc57c \ud55c\ub2e4 \u2013 \uc774\ub294 \uc88b\uc740 \uc2dc\uae30\ubfd0\ub9cc \uc544\ub2c8\ub77c \ubcc0\ub3d9\uc801\uc778 \ubd88\ub9ac\ud55c \uc2dc\uae30\uc5d0\ub3c4 \uadf8\ub7ec\ud558\ub2e4. \ud68c\ubcf5\ud0c4\ub825\uc131, \ud65c\ub825, \uc801\uc751\uc131 \ub4f1\uc758 \ubbf8\ub798\uc9c0\ud5a5\uc801\uc778 \uc7a5\uae30\uc801 \ucc99\ub3c4\ub97c \uce21\uc815\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \uc0bc\uc544\uc57c \ud55c\ub2e4.<\/p>\n<p><strong>\uad00\ub9ac\uc790\ub97c \uad50\uc721\ud55c\ub2e4.<\/strong> \u201c\ud68c\ubcf5\ud0c4\ub825\uc131\u201d\uc740 \uc911\uc694\ud558\uace0 \uc2dc\uc0ac\ud558\ub294 \uc758\ubbf8\uac00 \uc788\ub294 \ub9d0\uc774\ub098, \uc548\ud0c0\uae5d\uac8c\ub3c4 \uc774\ub294 \ud63c\ub780\uc758 \uc6d0\uc778\uc774 \ub418\uae30\ub3c4 \ud55c\ub2e4. \uc774\ub294 \ub2e4\uc591\ud55c \ubaa8\uc21c\ub41c \ubc29\uc2dd\uc73c\ub85c \uc815\uc758\ub420 \ubfd0 \uc544\ub2c8\ub77c \uc774\ub97c \ub2ec\uc131\ud558\ub294 \ubc29\ubc95\uc744 \ud558\ub294 \uc0ac\ub78c\ub3c4 \uac70\uc758 \uc5c6\ub2e4. \ubfd0\ub9cc \uc544\ub2c8\ub77c, \uad00\ub9ac\uc790\ub4e4\uc740 \ud68c\ubcf5\ud0c4\ub825\uc131 \uc911\uc2ec \uc0ac\uace0\ubc29\uc2dd\ubcf4\ub2e4\ub294 \ud6a8\uc728\uc131 \uc911\uc2ec \uc0ac\uace0\ubc29\uc2dd\uc5d0 \uc758\uc874\ud574\uc654\uc744 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4. \ud68c\ubcf5\ud0c4\ub825\uc131\uc758 \uc758\ubbf8, \uc791\uc6a9 \ubc29\uc2dd, \ud68c\ubcf5\ud0c4\ub825\uc131 \ub2ec\uc131\uacc4\ud68d\uc5d0 \ub300\ud574 \ub17c\uc758\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4.<\/p>\n<p><strong>\uc218\uce58 \uc774\uc0c1\uc758 \uc870\uce58\ub97c \ucde8\ud55c\ub2e4.<\/strong> \ud68c\ubcf5\ud0c4\ub825\uc131\uc5d0\ub294 \uc608\uc0c1\uc678\uc758 \uc0ac\uac74\uc5d0 \ub300\uc751\ud558\uace0 \uadf8\ub85c\ubd80\ud130 \ud61c\ud0dd\uc744 \uc5bb\ub294 \uac83\uc774 \uc218\ubc18\ub41c\ub2e4 \u2013 \uc774\ub294 \uacb0\ucf54 \ud3d0\uc1c4\ud615 \ubc29\uc815\uc2dd\uc5d0 \uad6d\ud55c\ub420 \uc218 \uc5c6\ub2e4. \uc54c \uc218 \uc788\ub294 \ub9ac\uc2a4\ud06c\uc758 \ubaa8\ub378\ub9c1\uacfc \uc815\ub7c9\ud654\uac00 \uadf8\ub7ec\ud55c \uc5ed\ud560\uc744 \ud55c\ub2e4. \uadf8\ub7ec\ub098, \uc5ec\ub7ec \uc870\uce58\ub4e4\uc744 \uc27d\uac8c \uc815\ub7c9\ud654\ud560 \uc218 \uc788\ub294 \uc870\uce58\uc5d0 \uad6d\ud55c\uc2dc\ud0a4\ub294 \uac83\uc740 \uc77c\ubc18\uc801\uc778 \ud68c\ubcf5\ud0c4\ub825\uc131\uc744 \uac16\ucd98 \uae30\uc5c5\uc744 \ub9cc\ub4e4\uae30\uc5d0\ub294 \ucda9\ubd84\uce58 \uc54a\ub2e4. \uae30\uc5c5\uc740 \uc57d\ud55c \uc9d5\ud6c4\ub4e4\uc744 \uc801\uadf9 \uc218\uc6a9\ud558\uace0, \ube44\uc0c1\uc0c1\ud669\uc5d0 \ub300\uc751\ud558\uba70, \uc0c8\ub85c\uc6b4 \uc815\ubcf4\uc758 \uad00\uc810\uc5d0\uc11c \uacc4\ud68d\uc744 \ubcc0\uacbd\ud558\uace0, \ube44\uc988\ub2c8\uc2a4\ub97c \uc704\ud55c \uc801\uc815\ud55c \uc218\uc900\uc758 \u201c\ubcf4\ud5d8\u201d\uc5d0 \ub300\ud55c \ud310\ub2e8\uc744 \ub0b4\ub9b4 \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n<p><strong>\ub099\uad00\uc801\uc778 \ud0dc\ub3c4\ub97c \uac16\ub294\ub2e4.<\/strong> \ud68c\ubcf5\ud0c4\ub825\uc131\uc740 \ubd80\uc815\uc801 \uc601\ud5a5\uc744 \ucd5c\uc18c\ud654\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \uc5ec\ub7ec \uac00\uc9c0 \uc0ac\uac74\ub4e4\uc5d0 \ub300\uc751\ud558\ub294 \uac83\ub9cc\uc740 \uc544\ub2c8\ub2e4. \uc774\ub294 \ubcc0\ud654\ud558\ub294 \ud658\uacbd\uc5d0\uc11c \ub354 \ube60\ub974\uac8c \ud559\uc2b5\ud558\uace0 \uc790\uc0ac\uc5d0 \uc720\ub9ac\ud558\uac8c \ud658\uacbd\uc744 \uc870\uc131\ud568\uc73c\ub85c\uc368 \uacbd\uc7c1\uc0ac\ub97c \uce21\uba74\ud3ec\uc704\ud558\ub294 \uac83\uc774\uae30\ub3c4 \ud558\ub2e4. \u201c\uae30\ud68c\u201d\ub294 \u201c\ub9ac\uc2a4\ud06c\u201d\ub9cc\ud07c\uc774\ub098 \uc5fc\ub450\uc5d0 \ub450\uc5b4\uc57c \ud558\ub294 \uac83\uc774\ub2e4.<\/p>\n<p>\ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4 \uc704\uae30\ub294 \ud68c\ubcf5\ud0c4\ub825\uc131\uc758 \ud544\uc694\uc131\uc5d0 \ub300\ud574 \ub2e4\uc2dc\uae08 \uad00\uc2ec\uc744 \uc9d1\uc911\uc2dc\ucf30\ub2e4. \ud68c\ubcf5\ud0c4\ub825\uc131\uc774 \uc7a5\uae30\uc801\uc778 \uc5c5\uacc4\ud3c9\uade0\uc0c1\ud68c \uc131\uacfc\ub97c \uc81c\uacf5\ud558\ub294 \ud575\uc2ec\uc801\uc778 \uc5ed\ub7c9\uc774\ub77c\ub294 \uc810\uc744 \uace0\ub824\ud55c\ub2e4\uba74 \uae30\uc5c5\uc740 \ubc14\ub85c \uc624\ub298, \ud68c\ubcf5\ud0c4\ub825\uc131\uc758 \uc6b4\uc6a9\ud654 \ud504\ub85c\uc138\uc2a4\ub97c \uc2dc\uc791\ud558\uc5ec \ubbf8\ub798\ub97c \ud5e4\uccd0\ub098\uac08 \uc900\ube44\uac00 \uac00\uc7a5 \uc798 \ub41c \uae30\uc5c5\uc774 \ub418\ub3c4\ub85d \ud574\uc57c \ud560 \uac83\uc774\ub2e4.<\/p>\n<p>\uc8fc<br \/>\n1. \ubd84\uc11d\uc5d0\ub294 2020\ub144 \ucd08 \uc2dc\ucd1d 20\uc5b5 \ub2ec\ub7ec \uc774\uc0c1\uc774\uac70\ub098 1995\ub144 \uc774\ud6c4 \uc5b4\ub5a0\ud55c 5\uac1c\ub144 \uae30\uac04\uc758 \ucd08 \uc758 \uc774\uc5d0 \uc0c1\uc751\ud558\ub294 \uc778\ud50c\ub808\uc774\uc158 \uc870\uc815 \uc2dc\ucd1d\uc744 \uac00\uc9c4 \ubaa8\ub4e0 \uae30\uc5c5\ub4e4\uc774 \ud3ec\ud568\ub428.<br \/>\n2. 2009\ub144 9\uc6d4 Nature\uc5d0 \uac8c\uc7ac\ub41c Scheffer et al\uc758 \u201cEarly-warning signals for critical transitions\u201d; 2012\ub144 10\uc6d4 Science\uc5d0 \uac1c\uc7ac\ub41c Scheffer et al\uc758 \u201cAnticipating critical transions\u201d \ucc38\uc870<br \/>\n3. \u201cThese Scientists Raced to Find a Covid 19 Drug. Then the Virus Found Them\u201d \ucc38\uc870<br \/>\n4. \u201cHow 3M Plans to Make More Than a Billion Masks by End of Year\u201d \ucc38\uc870<br \/>\n5. \ud604\uae08 \ube44\uc728\uc740 \ub2f9\uc88c\uc608\uae08\uc794\uace0 \/ (DA \uc81c\uc678 \uc6b4\uc601\ube44)\uc73c\ub85c \uc815\uc758\ub428<br \/>\n6. \u201cIndustries Mobilizing Against the Coronavirus\u201d \ucc38\uc870<br \/>\n7. \u201cAirbnb launches Go Near, a new campaign to support domestic travel\u201d \ucc38\uc870<br \/>\n8. \u201cBuilding a Resilient Supply Chain\u201d \ucc38\uc870<\/p>\n<p><a href=\"https:\/\/www.bcg.com\/publications\/2020\/how-to-become-an-all-weather-resilient-company\" target=\"_blank\" rel=\"noopener\">\uc6d0\ubb38(\uc601\uc5b4) \ubcf4\ub7ec\uac00\uae30<\/a><\/p>\n<p><a href=\"\/newsletter\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2753\" src=\"http:\/\/bcgblog.kr\/wp-content\/uploads\/2020\/10\/BCG\ub274\uc2a4\ub808\ud130\uad6c\ub3c5\ud558\uae30\ucd08\ub85d\ubc30\uacbd.png\" alt=\"\" width=\"180\" height=\"50\" title=\"\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc624\ub7ab\ub3d9\uc548 \ud32c\ub370\ubbf9\uc740 \uae00\ub85c\ubc8c \ubcf4\uac74 \ubc0f \uacbd\uc81c\uc5d0 \ub300\ud55c \uc8fc\uc694\ud55c \ub9ac\uc2a4\ud06c\ub85c\uc11c \uc791\uc6a9\ud558\ub294 \uac83\uc73c\ub85c \uc54c\ub824\uc838 \uc654\uc73c\ub098, \ucf54\ub85c\ub098 19\uac00 \ud655\uc0b0\ub418\uae30 \uc2dc\uc791\ud588\uc744 \ub2f9\uc2dc \uc138\uacc4\ub294 \uac70\uc758 \ubb34\ubc29\ube44 \uc0c1\ud0dc\ub85c \uc9c1\uaca9\ud0c4\uc744 \ub9de\uc558\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":1772,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[172],"tags":[],"class_list":{"0":"post-2734","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-capability"},"_links":{"self":[{"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/posts\/2734","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/comments?post=2734"}],"version-history":[{"count":0,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/posts\/2734\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/media\/1772"}],"wp:attachment":[{"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/media?parent=2734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/categories?post=2734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/tags?post=2734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}