{"id":4194,"date":"2021-08-09T09:00:47","date_gmt":"2021-08-09T00:00:47","guid":{"rendered":"https:\/\/bcgblog.kr\/?p=4194"},"modified":"2021-10-06T11:38:32","modified_gmt":"2021-10-06T02:38:32","slug":"global-wealth-report-2021-delivering-on-client-needs","status":"publish","type":"post","link":"https:\/\/bcgblog.kr\/global-wealth-report-2021-delivering-on-client-needs\/","title":{"rendered":"\uae00\ub85c\ubc8c \uc6f0\uc2a4 2021 \u2018\uace0\uac1d\uc774 \uc911\uc2ec\uc774 \ub420 \ub54c\u2019"},"content":{"rendered":"

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\ucf54\ub85c\ub098 \ud32c\ub370\ubbf9\ub3c4 \ub9c9\uc9c0 \ubabb\ud55c 2020\ub144 \uc804 \uc138\uacc4 \ubd80\uc758 \ud68c\ubcf5\ub825<\/strong><\/h3>\n

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BCG\uac00 \uc791\ub144 \ubcf4\uace0\uc11c\ub97c \ubc1c\uac04\ud588\uc744 \ub54c, \ucf54\ub85c\ub098 \ud32c\ub370\ubbf9\uc740 \uc804 \uc138\uacc4 \uacbd\uc81c\ub97c \uc138\uacc4 2\ucc28\ub300\uc804 \uc774\ud6c4 \ucd5c\uc545\uc758 \ubd88\ud669\uc73c\ub85c \ubab0\uc544\ub123\uc5c8\ub2e4\uace0 \ubd84\uc11d\ud588\ub2e4. \ubd84\uc11d\uac00\ub4e4\uc740 \uc804 \uc138\uacc4\uc758 \ubd80\uac00 \uc2ec\uac01\ud558\uac8c \uc704\ucd95\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ud588\ub2e4. 2008\ub144 \uae08\uc735\uc704\uae30 \uc774\ud6c4, \uae08\uc735\uc790\uc0b0\uc740 8% \uac10\uc18c\ud588\uace0, \ucf54\ub85c\ub098 \ud32c\ub370\ubbf9\uc758 \uacbd\uc81c\uc801 \uc601\ud5a5\uc740 \ub354 \uc2ec\ud558\uc9c0\ub294 \uc54a\ub354\ub77c\ub3c4 \uadf8 \uc815\ub3c4\ub85c \uc601\ud5a5\uc744 \ubbf8\uce60 \uac83\uc73c\ub85c \ubd84\uc11d\ub418\uc5c8\ub2e4.<\/p>\n

\ud558\uc9c0\ub9cc \uc791\ub144 \uc0c1\ud669\uc740 \uc608\uc0c1 \ubc16\uc774\uc5c8\ub2e4. \uc804 \uc138\uacc4 \uae08\uc735\uc790\uc0b0\uc740 \uc704\ucd95\ub418\uae30\ub294\ucee4\ub155 2020\ub144 \ub3d9\uc548 8.3% \uc774\uc0c1 \uc131\uc7a5\ud574 \uc5ed\ub300 \ucd5c\uace0 \uc218\uc900\uc778 250\uc870 \ub2ec\ub7ec\uc5d0 \ub3c4\ub2ec\ud588\ub2e4. \ud604\uae08 \ubc0f \uc608\uae08\uc740 \uc804\ub144 \ub300\ube44 10.6% \uc131\uc7a5\ud588\ub2e4. \uc774\ub294 20\ub144 \ub9cc\uc5d0 \uac00\uc7a5 \ub192\uc740 \uc5f0\uac04 \uc99d\uac00\uc728\uc774\ub2e4. \uc0ac\ub78c\ub4e4\uc740 \ub354 \ub9ce\uc740 \uc790\uae08\uc744 \uc8fc\uc2dd\uacfc \ud22c\uc790\ud380\ub4dc\uc5d0 \ud22c\uc790\ud588\uace0 \uc800\uc218\uc775 \ucc44\uad8c \ud22c\uc790\ub294 \uac10\uc18c\ud588\ub294\ub370, \uc774\ub294 \uc704\uae30 \uc774\uc804 \ud2b8\ub80c\ub4dc\uac00 \uc774\uc5b4\uc9c4 \uac83\uc774\uc5c8\ub2e4. \ub610\ud55c, \ub9ce\uc740 \uc774\ub4e4\uc774 \ub354 \ub192\uc740 \uc218\uc775\uc131\uc744 \uc704\ud574 \uc0ac\ubaa8\ud380\ub4dc, \uc0ac\ubaa8\ucc44\uad8c, \ubd80\ub3d9\uc0b0 \ub4f1 \ub300\uccb4 \ud22c\uc790\ub97c \ucd94\uc9c4\ud588\ub2e4.<\/p>\n

\ud5a5\ud6c4 5\ub144\uc740 \ub354 \ub192\uc740 \uc218\uc775\uc131\uc774 \uc608\uc0c1\ub41c\ub2e4. \uc9c0\uae08\ubd80\ud130 2025\ub144\uae4c\uc9c0 \ubd80\uc640 \ubc88\uc601\uc774 \uc0c1\ub2f9\ud788 \ud655\ub300\ub420 \uc218 \uc788\ub294 \uacbd\uc81c\ud68c\ubcf5\uc758 \uc2e0\ud638\uac00 \ubcf4\uc774\uae30 \ub54c\ubb38\uc774\ub2e4. \uc774\ub7f0 \uc131\uc7a5\uc138\ub294 \uc790\uc0b0\uad00\ub9ac\uc5c5\uc5d0 \ud754\uce58 \uc54a\uc740 \uae30\ud68c\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\ub2e4. \ud558\uc9c0\ub9cc \uc774 \uae30\ud68c\ub97c \uc2e4\ud604\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc0c8\ub85c\uc6b4 \uc2dc\uac01\uc73c\ub85c \uc2dc\uc7a5\uc744 \ubd84\uc11d\ud560 \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n

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\uac04\ud3b8 \ub2c8\uc988 \uc138\uadf8\uba3c\ud2b8 \ud655\ubcf4\uc758 \ud544\uc694\uc131<\/strong><\/h3>\n

 <\/p>\n

WM(Wealth Managers)\ub4e4\uc740 \uc790\uc0b0\uc774 100\ub9cc \ub2ec\ub7ec \uc774\ud558\uc778 \ub2e8\uc21c\ud55c \ub2c8\uc988\ub97c \uac00\uc9c4 \uace0\uac1d\uce35\uc744 \uac04\uacfc\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4. \uc774\ub4e4\uc758 \uc790\uc0b0\uc740 \uc18c\ub9e4 \uc0c1\ud488\uc5d0 \ube44\ud574\uc11c\ub294 \ud06c\uc9c0\ub9cc, \uace0\uc561 \uc21c\uc790\uc0b0 \ub4f1\uae09\uc758 \uc8fc\uc758\ub97c \ub04c\uae30\uc5d0\ub294 \uc791\uae30 \ub54c\ubb38\uc774\ub2e4. \ud558\uc9c0\ub9cc \uc774\ub294 \ud070 \uae30\ud68c\ub97c \ub193\uce58\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ubcfc \uc218 \uc788\ub2e4. \ub2e8\uc21c \ub2c8\uc988 \uc138\uadf8\uba3c\ud2b8\uc5d0 \ud574\ub2f9\ud558\ub294 3\uc5b5 3,100\ub9cc \uba85\uc758 \uac1c\uc778\ub4e4\uc774 \ubcf4\uc720\ud55c \ud22c\uc790 \uac00\ub2a5 \uc790\uc0b0\uc740 59\uc870 \ub2ec\ub7ec\uc774\uba70, \uae00\ub85c\ubc8c \uc790\uc0b0 \uc218\uc775 \ud480\uc5d0 1,180\uc5b5 \ub2ec\ub7ec\ub97c \uae30\uc5ec\ud560 \uc7a0\uc7ac\ub825\uc774 \uc788\ub2e4. \uadf8\ub9ac\uace0 \uc774\ub4e4\uc758 \uc790\uc0b0 \ud480\uc740 \uc810\uc810 \ub354 \uc99d\uac00\ud558\uace0 \uc788\ub2e4. \uc774 \uc138\uadf8\uba3c\ud2b8\ub97c \ud655\ubcf4\ud558\uae30 \uc704\ud574\uc11c\ub294 \uace0\uac1d \ub2c8\uc988\uc5d0 \ub300\ud55c \uae4a\uc740 \uc774\ud574\uc640 \ud6a8\uc728\uc131\uc73c\ub85c, \uadfc\ubcf8\uc801\uc73c\ub85c \ub2e4\ub978 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \ub3c4\uc785\ud574\uc57c \ud55c\ub2e4.<\/p>\n

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\uacfc\uac10\ud558\uace0 \uc0c8\ub85c\uc6b4 \ub514\uc9c0\ud138 \uc790\uc0b0\uad00\ub9ac \ubaa8\ub378<\/strong><\/h3>\n

 <\/p>\n

\uc624\ub7ab\ub3d9\uc548 \ud30c\uad34\uc801 \ud601\uc2e0\uc758 \ub3c4\uad6c\uc600\ub358 \ub514\uc9c0\ud138\ud654\ub294 \ud3ec\uc6a9\uacfc \uacbd\uae30 \ubd80\uc591\uc758 \uc6d0\ucc9c\uc774 \ub420 \uc218 \uc788\uc73c\ubbc0\ub85c, \uc774\ub97c \ud1b5\ud574 WM\ub4e4\uc740 \ube44\uc6a9 \ud6a8\uc728\uc801\uc774\uace0 \ud655\uc7a5 \uac00\ub2a5\ud55c \ubc29\uc2dd\uc73c\ub85c \ub300\uc911\uc5d0\uac8c \ub2e4\uac00\uac08 \uc218 \uc788\ub2e4. \uc774 \ub514\uc9c0\ud138 \uc790\uc0b0\uad00\ub9ac \ubaa8\ub378\uc5d0\ub294 5\uac1c\uc758 \ud575\uc2ec\uc694\uc18c\uac00 \uc788\ub2e4.<\/p>\n

 <\/p>\n

1. \uac15\ub825\ud55c RM(Relationship Manager)<\/strong><\/h5>\n

\ucca8\ub2e8\uae30\uc220 \ub355\ubd84\uc5d0 RM\ub4e4\uc740 \uc218\ub9ce\uc740 \uace0\uac1d\uc5d0\uac8c \ub9de\ucda4\ud615 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ud48d\ubd80\ud55c \ud504\ub85c\ud544 \ub370\uc774\ud130\uc5d0 \uc811\uadfc\ud574 \uac1c\uc778\ubcc4 \ub9de\ucda4\ud615 \ub300\ud654\uac00 \uac00\ub2a5\ud558\ub2e4. \ub610\ud55c \ud589\ub3d9 \ubd84\uc11d\ud559\uc744 \ud1b5\ud574 \uc5b4\ub5a4 \uace0\uac1d\ub4e4\uc774 \uae30\uc220 \ud2b8\ub80c\ub4dc\ub098 \uc5b4\ub5a4 \uc8fc\uc81c\uc5d0 \uad00\uc2ec\uc774 \uc788\ub294\uc9c0, \uc5b4\ub5a4 \uace0\uac1d\ub4e4\uc774 \ubaa8\ubc14\uc77c \uae30\uae30\ub97c \ud1b5\ud574 \uc815\ubcf4\uc5d0 \uc811\uadfc\ud558\ub294 \uac83\uc744 \uc990\uae30\ub294\uc9c0, \uadf8\ub4e4\uc774 \uc6d0\ud558\ub294 \uc811\ucd09 \ube48\ub3c4\ub294 \uc5b4\ub290 \uc815\ub3c4\uc778\uc9c0 \uc54c \uc218 \uc788\ub2e4. \ub514\uc9c0\ud138 \ud234\uc740 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc5d0\uc11c\ubd80\ud130 \uace0\uac1d\uc811\uadfc \ud65c\ub3d9\uc5d0 \uc774\ub974\ub294 \ubaa8\ub4e0 \uac83\uc744 \uc790\ub3d9\ud654\ud560 \uac83\uc774\uace0 \uc6d0\ud558\ub294 \uace0\uac1d\ub4e4\uc5d0\uac8c\ub294 \uc5d4\ub4dc\ud22c\uc5d4\ub4dc \uc140\ud504\uc11c\ube44\uc2a4\ub97c \uac00\ub2a5\ud558\uac8c \ud560 \uac83\uc774\ub2e4.<\/p>\n

 <\/p>\n

2. \ub9e5\ub77d\uc5d0 \ub530\ub978 \uc774\ud574 \uac00\ub2a5\ud55c \ud559\uc2b5<\/strong><\/h5>\n

\ub9ce\uc740 \uace0\uac1d\uc740 \uae4a\uc774 \uc788\ub294 \uae08\uc735 \uc9c0\uc2dd\uc774 \ubd80\uc871\ud55c \uacbd\ud5a5\uc774 \uc788\ub294\ub370 \uc774\ub294 \ud22c\uc790\uc5d0 \uc7a5\uc560\ubb3c\uc774 \ub41c\ub2e4. \uc0ac\ub78c\ub4e4\uc740 \ubcf8\uc778\uc758 \uc790\uc0b0\uc5d0 \ub300\ud55c \uc704\ud5d8 \ud68c\ud53c \uc131\ud5a5\uc774 \uc788\ub2e4. \ub610\ud55c \ub0af\uc120 \uc6a9\uc5b4\uc640 \uae30\uc220\uc5b8\uc5b4\ub4e4 \ub610\ud55c \uc704\ud611\uc801\uc77c \uc218 \uc788\ub2e4. (\ubcf4\uae30 1 \ucc38\uc870) \ub530\ub77c\uc11c \uad50\uc721\uc801\uc778 \ub0b4\uc6a9\uc5d0 \ub300\ud55c \uc811\uadfc\uc131\uc744 \ub192\uc774\uae30 \uc704\ud574, WM\ub4e4\uc740 \ube44\uae08\uc735\uc6a9\uc5b4\uc640 \uc2dc\uac01\uc801 \ubcf4\uc870\ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud560 \ud544\uc694\uac00 \uc788\ub2e4. \uc778\ud130\ub799\ud2f0\ube0c \ub3c4\ud45c, \uc778\uc2a4\ud134\ud2b8 \ud53c\ub4dc, \uac8c\uc774\ubbf8\ud53c\ucf00\uc774\uc158\uc740 \ud559\uc2b5\uc5d0 \ub300\ud55c \ud765\ubbf8\uc640 \uc774\ud574\ub3c4\ub97c \ub192\uc778\ub2e4. \uc774\ub7f0 \ucf58\ud150\uce20\ub294 WM\uc758 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uacfc \ub9c1\ud06c\ub4dc\uc778(LinkedIn)\uacfc \uac19\uc740 \uc11c\ub4dc\ud30c\ud2f0 \uc0ac\uc774\ud2b8\uc5d0 \uc804\ub7b5\uc801\uc73c\ub85c \ubc30\uce58\ub418\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n

\"\ubcf4\uae30<\/p>\n

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3. \ub354\uc6b1 \uc2a4\ub9c8\ud2b8\ud55c \uacbd\ud5d8 \uc124\uacc4<\/strong><\/h5>\n

\uae30\uc220\uc9c0\ud45c\ub4e4\ub85c \uac00\ub4dd\ud55c \ubcf5\uc7a1\ud55c \ub300\uc2dc\ubcf4\ub4dc \ub300\uc2e0, WM \ub9ac\ub354\ub4e4\uc740 \u2018\uc801\uc744\uc218\ub85d \ub354 \uc88b\ub2e4’\ub77c\ub294 \uc811\uadfc\ubc95\uc744 \ucc44\ud0dd\ud574 \ud575\uc2ec \uc815\ubcf4\ub97c \uba85\ud655\ud558\uace0 \uc0ac\uc6a9\uc790 \uce5c\ud654\uc801\uc778 \ubc29\uc2dd\uc73c\ub85c \uc81c\uc2dc\ud55c\ub2e4. \ud480\ub2e4\uc6b4(pull-down)\uacfc \uc778\ud130\ub799\ud2f0\ube0c \ucc98\ub9ac\ub97c \uc0ac\uc6a9\ud574 \uace0\uae09 \ucf58\ud150\uce20 \ud0d0\uc0c9\uc744 \ubcc4\ub3c4\uc758 \uc0ac\uc6a9\ud558\uae30 \uac04\ud3b8\ud55c \uc139\uc158\uc73c\ub85c \uc138\ubd84\ud654\ud55c\ub2e4. \ub610\ud55c, WM\ub4e4\uc740 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub300\uc2dc\ubcf4\ub4dc\uc640 \uc2dc\ubbac\ub808\uc774\uc158 \ud234\uc774 \uc27d\uac8c \uc0ac\uc6a9 \uac00\ub2a5\ud558\ub3c4\ub85d \ub9cc\ub4e4\uc5b4\uc57c \ud55c\ub2e4. \uace0\uac1d\uc740 \uc774\ub97c \uc774\uc6a9\ud574 \ub9e4\ub2ec \ud22c\uc790\uc561\uc744 \uc870\uae08 \ub354 \ub298\ub9ac\uba74 \ud1f4\uc9c1\uc77c\uc744 \uc55e\ub2f9\uae38 \uc218 \uc788\ub294\uc9c0 \ub4f1\uc5d0 \ub300\ud55c \uc2dc\ub098\ub9ac\uc624\ub97c \uc608\uc0c1\ud574, \ud22c\uc790 \uacb0\uacfc\ubb3c\uc758 \uac00\uc2dc\uc131\uc744 \uc99d\uac00\uc2dc\ud0ac \uc218 \uc788\ub2e4. \uadf8\ub9ac\uace0 \ub9c8\uc9c0\ub9c9\uc73c\ub85c \ud658\uacbd, \uc0ac\ud68c, \uc815\ubd80(ESG)\ud22c\uc790\uc758 \uc778\uae30\uac00 \ub192\uc544\uc9d0\uc5d0 \ub530\ub77c, WM\ub4e4\uc740 \uace0\uac1d \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc804\uccb4\uc758 \ud0c4\uc18c \ubc1c\uc790\uad6d \ub4f1\uc744 \ubcf4\uc5ec\uc8fc\ub294 \uc2dc\uac01 \uc790\ub8cc\uc758 \ub3c4\uc785 \uc5ed\uc2dc \ud544\uc694\ud558\ub2e4.<\/p>\n

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4. \ub2e8\uc21c\ud55c \uac00\uaca9 \uacb0\uc815 \ubc29\uc2dd<\/strong><\/h5>\n

\ud22c\uba85\uc131\uc5d0 \ub300\ud55c \uc774\uc640 \uc720\uc0ac\ud55c \uc57d\uc18d\uc774 \uac00\uaca9 \uacb0\uc815 \uce21\uba74\uc5d0\uc11c\ub3c4 \ucd94\uc9c4\ub418\uc5b4\uc57c \ud55c\ub2e4. \uc790\uc0b0\uad00\ub9ac(WM)\uc774 \uacfc\uac70\uc5d0\ub294 \ubcf5\uc7a1\ud55c \uac00\uaca9 \uacb0\uc815\uad6c\uc870\uc5d0\uc11c \uc774\uc775\uc744 \uc5bb\uc5c8\ub354\ub77c\ub3c4, \uace0\uac1d\ub4e4\uc740 \uc228\uaca8\uc9c4 \uc218\uc218\ub8cc\uc5d0 \ub300\ud574 \ubd88\ud3b8\ud574\ud588\ub2e4. \ub530\ub77c\uc11c \uace0\uac1d \uc2e0\ub8b0\ub3c4\ub97c \ud615\uc131\ud558\uace0 \uaddc\uc81c\ubcf4\ub2e4 \uc55e\uc11c \ub098\uac00\uae30 \uc704\ud574, \uae30\uad00\ub4e4\uc740 \uc790\uc0b0\uae30\ubc18 \uac00\uaca9 \uacb0\uc815\ubc95(AuM\ub2f9 bp\ubc29\uc2dd \ub4f1)\uacfc \uad6c\ub3c5\ub8cc\ub97c \uacb0\ud569\ud558\ub294 \ud558\uc774\ube0c\ub9ac\ub4dc \ubaa8\ub378\uc744 \ub3c4\uc785\ud55c \uac00\uaca9 \uacb0\uc815 \ubc29\uc2dd \uc801\uc6a9\uc774 \ud544\uc694\ud558\ub2e4.<\/p>\n

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5. \u2018\uace0\uc561(haute)\u2019 \ud22c\uc790\uc5d0 \ub300\ud55c \ubbfc\uc8fc\uc801 \uc811\uadfc<\/strong><\/h5>\n

\uc0ac\ubaa8\ud380\ub4dc, \ud5e4\uc9c0\ud380\ub4dc, \ubca4\ucc98 \uce90\ud53c\ud0c8\uc740 \uc624\ub7ab\ub3d9\uc548 \uae30\uad00\ud22c\uc790\uc790\ub4e4\uacfc \ub9e4\uc6b0 \ubd80\uc720\ud55c \uac1c\uc778\ub4e4\uc758 \uc804\uc720\ubb3c\uc774\uc5c8\ub2e4. \uc99d\uad8c \ub2f4\ubcf4\ub300\ucd9c\uacfc \ud14c\ub9c8\ud22c\uc790 \uc5ed\uc2dc \ub9c8\ucc2c\uac00\uc9c0\uc774\ub2e4. \ud601\uc2e0\uc801\uc778 WM\ub4e4\uc740 \ub2e8\uc21c \ub2c8\uc988 \uace0\uac1d\ub4e4\uc774 \uc774 \ud22c\uc790 \uce74\ud14c\uace0\ub9ac\uc5d0 \ub300\ud574 \ucc38\uc5ec\ud560 \uc218 \uc788\uac8c, \uc989 \uc790\uc0b0\uac00\uce58 \uc0c1\uc2b9 \uac00\ub2a5\uc131\uc5d0 \uc811\uadfc\ud560 \uc218 \uc788\uac8c \ud560 \uac83\uc774\ub2e4. \ub9c8\ucc2c\uac00\uc9c0\ub85c, \uc8fc\uc81c \uad00\ub828 \uc804\ubb38\uac00(subject matter experts)\uc640\uc758 \uc5f0\uacb0, \uc0ac\ubaa8\ud380\ub4dc \uac70\ub798 \ud611\uc0c1, \ud5e4\uc9c0\ud380\ub4dc \ud22c\uc790 \ub9c8\uc2a4\ud130 \ud074\ub798\uc2a4 \ub4f1 \uc5ec\ub7ec HNWI(\ubd80\uc720\uce35)\uc640 UHNWI(\ucd08\ubd80\uc720\uce35) \uc81c\uacf5 \uc11c\ube44\uc2a4 \uc5ed\uc2dc \ucd95\uc18c\ub418\uc5b4 \uac04\ud3b8 \ub2c8\uc988 \uc138\uadf8\uba3c\ud2b8\uc758 \uace0\uac1d\ub4e4\uc5d0\uac8c \uc81c\uacf5\ub420 \uc218 \uc788\ub2e4. \uc774\ub7f0 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uac83\uc5d0 \ub367\ubd99\uc5ec, WM\ub4e4\uc740 \uc774\ub97c \uc81c\ub300\ub85c \uc124\uba85\ud574\uc57c \ud55c\ub2e4. \uc9c1\uad00\uc801\uc774\uace0 \uc774\ud574\ud558\uae30 \uc26c\uc6b4 \ubc29\uc2dd\uc73c\ub85c \uc815\uad50\ud55c \uae08\uc735\uc0c1\ud488\uc744 \uc81c\uc2dc\ud558\uace0 \uc55e\uc11c \uc124\uba85\ud588\ub358 \uac83\uacfc \ub3d9\uc77c\ud55c \ud559\uc2b5 \ub17c\ub9ac\ub97c \uc801\uc6a9\ud558\ub294 \ubc29\uc2dd\uc774\ub2e4.<\/p>\n

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\uace0\uac1d \ud655\ubcf4, \ud65c\uc131\ud654, \uc720\uc9c0\uc758 \uae30\uc220 \uc219\ub2ec<\/strong><\/h3>\n

 <\/p>\n

\ub2e8\uc21c \ub2c8\uc988 \uace0\uac1d\ub4e4(\ubc0f \uae30\ud0c0 \ubaa8\ub4e0 \uc138\uadf8\uba3c\ud2b8)\uc758 \uc2e4\uc801\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud574, WM\ub4e4\uc740 \ud655\ubcf4, \ud65c\uc131\ud654, \uc720\uc9c0\uc5d0 \ud544\uc694\ud55c \ud655\uc2e4\ud55c \ub3d9\uc778\ub4e4\uc5d0 \uc9d1\uc911\ud574\uc57c \ud55c\ub2e4. (\ubcf4\uae30 2 \ucc38\uc870) \uc18c\uc15c \ubbf8\ub514\uc5b4 \ub124\ud2b8\uc6cc\ud06c\uc5d0\uc11c \uc601\ud5a5\ub825\uc744 \ud0a4\uc6b0\uba74 \uace0\uac1d \ub3c4\ub2ec \ubc94\uc704\ub97c \ub113\ud790 \uc218 \uc788\ub2e4. \uba87\uba87 WM\ub4e4\uc740 \ud2b9\ud788 \uc80a\uc740 \uc778\uad6c\uce35\uc5d0\uc11c\uc758 \ubaa9\ud45c \uc138\uadf8\uba3c\ud2b8\uc5d0 \ub300\ud574 \uc989\uac01\uc801\uc778 \uac00\uc2dc\uc131(visibility)\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\ub294 \ud398\uc774\uc2a4\ubd81\uacfc \uc778\uc2a4\ud0c0\uadf8\ub7a8\uacfc \uac19\uc740 \uc0ac\uc774\ud2b8\uc5d0\uc11c \ub514\uc9c0\ud138 \ubbf8\ub514\uc5b4 \ub9c8\ucf00\ud305\uc744 \ud655\ub300\ud558\uace0 \uc788\ub2e4.<\/p>\n

\"\uace0\uac1d<\/p>\n

 <\/p>\n

 <\/p>\n

\ucc28\uc138\ub300 \ub9c8\ucf00\ud305 \ubc0f \ud310\ub9e4\uc804\ub7b5 \uc218\uc6a9<\/strong><\/h3>\n

 <\/p>\n

\ub514\uc9c0\ud138\ud654\ub97c \ud1b5\ud574 WM\uc740 \ub9ac\ub4dc(lead) \uc0dd\uc131\uc5d0\uc11c \uc694\uac74\ubd84\uc11d\uacfc \ud310\ub9e4 \uc804\ud658\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ub9c8\ucf00\ud305 \ubc0f \ud310\ub9e4 \ud65c\ub3d9\uc744 \ub300\ud3ed \uac1c\uc120\ud560 \uc218 \uc788\ub2e4. (\ubcf4\uae30 3 \ucc38\uc870) \uc608\ub97c \ub4e4\uc5b4, \ub9ac\ub4dc \uc0dd\uc131 \ubd84\uc57c\uc5d0\uc11c, WM\uc740 \ub354 \uad11\ubc94\uc704\ud55c \uc678\ubd80\ub370\uc774\ud130\ub97c \ucde8\ud569\ud568\uc73c\ub85c\uc368 \uc7a0\uc7ac\uc801 \ubaa9\ud45c \uace0\uac1d\uc744 \uc120\uc815\ud558\ub294\ub370 \uc18c\uc694\ub418\ub294 \uc2dc\uac04\uc744 \ub2e8\ucd95\ud55c\ub2e4. \ubd84\uc11d\uae30\uc220\uc740 \uc628\ub77c\uc778 \ubd80\ub3d9\uc0b0\uc2dc\uc7a5\uc758 \uc815\ubcf4\ub97c \uc0c5\uc0c5\uc774 \uac80\ud1a0\ud574 \ub9e4\ubb3c\ub85c \ub098\uc640 \uc788\ub294 \uace0\uae09 \ubd80\ub3d9\uc0b0\uacfc \uac19\uc740 \uacf5\uac1c\ub41c \ucd09\ubc1c\uc694\uc778\uc744 \ucc3e\uc544\ub0bc \uc218 \uc788\ub2e4. \uacf5\uac1c\uae30\ub85d\uc744 \ud1b5\ud574 \ub204\uac00 \ud604\uc7ac \uc8fc\ud0dd\ubcf4\uc720\uc790\uc778\uc9c0 \uc54c \uc218 \uc788\uace0 WM\uc5d0\uac8c \uac00\uc2dc\uc801\uc778 \ub9ac\ub4dc\ub97c \uc81c\uacf5\ud55c\ub2e4. \ubc95\ub960 \uc0ac\ubb34\uc18c \ubc0f \uae30\ud0c0 \uc804\ubb38 \uc11c\ube44\uc2a4 \uc870\uc9c1\uacfc\uc758 \ud611\ub825\uc744 \ud1b5\ud574 \ub370\uc774\ud130 \ud480\uc744 \ub354 \ud48d\ubd80\ud558\uac8c \ud560 \uc218 \uc788\uc73c\ubbc0\ub85c, \uc0c8\ub85c\uc6b4 \uc0ac\uc5c5\uc744 \uc2dc\uc791\ud558\uac70\ub098 \uacb0\ud63c \ud639\uc740 \uc774\ud63c\uc744 \uacaa\ub294 \ub4f1 \uc911\uc694\ud55c \uc0b6\uc758 \ub2e8\uacc4\uc5d0 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc744 \ucc3e\uc544\ub0b4\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4. \uc774\ub7f0 \uc815\ubcf4\ub294 WM\uc774 \uc218\uc694\ub97c \ub192\uc774\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc904 \uc218 \uc788\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc5b4\ub5a4 \uac1c\uc778\uc774 \uc774\ud63c\uc18c\uc1a1 \uc911\uc778 \uac83\uc744 \uc548\ub2e4\uba74 WM\uc740 \uc704\uc790\ub8cc \uc9c0\uae09\uc758 \ud6a8\uacfc\ub97c \uc0c1\uc1c4\ud558\uae30 \uc704\ud574 \uace0\uc548\ub41c \uc7ac\ubb34\uad00\ub9ac \uc0c1\ud488 \ubc0f \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc790\ub8cc \ub4f1 \uad00\ub828 \uc815\ubcf4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\ub2e4. \uc774\ub7f0 \uace0\uac1d \ub300\uc751 \ud65c\ub3d9\uc758 \ub300\ubd80\ubd84\uc740 \uc790\ub3d9\ud654\uac00 \uac00\ub2a5\ud558\ub2e4.<\/p>\n

\"2020\ub144\ub300<\/p>\n

 <\/p>\n

 <\/p>\n

\uacb0\ub860<\/strong><\/h3>\n

 <\/p>\n

\ube44\ub85d \uc740\ud589\uacfc \uad00\ub828 \uc790\ubb38 \uae30\uad00\ub4e4\uc774 \uc218\ub144 \ub3d9\uc548 \uace0\uac1d\uc8fc\ub3c4\uc5d0 \uad00\ud574 \uc774\uc57c\uae30\ud574 \uc654\uc9c0\ub9cc, \ub300\ub2e4\uc218\ub294 \uc774\uc804 \uc0ac\uc5c5\ubaa8\ub378\uc744 \uc720\uc9c0\ud558\uc5ec \uace0\uac1d\uc8fc\ub3c4\uc640\ub294 \uac70\ub9ac\uac00 \uc788\ub294 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \uc989, \uc5ec\uc804\ud788 \uace0\uac1d\ub4e4\uc744 \uc0c1\ud488\uc758 \ud504\ub9ac\uc998\uc5d0\uc11c \ubc14\ub77c\ubcf4\uace0 \uc218\uc775\uc758 \uc9d1\ud569\uccb4\ub85c \ub300\ud558\uace0 \uc788\ub2e4. \ud558\uc9c0\ub9cc \uc774 \ub80c\uc988\ub97c \ub4a4\uc9d1\uc74c\uc73c\ub85c\uc368, WM\ub4e4\uc740 \uc218\ub144 \ub3d9\uc548 \ub193\ucce4\ub358 \uc218\uc775 \ud480\uc5d0 \uc811\uadfc\ud560 \uc218 \uc788\ub2e4. \uc774\ub4e4\uc774 \uc131\uacf5\ud558\uae30 \uc704\ud574\uc11c\ub294 \uae30\uc874\uc758 \uc5c5\ubb34 \ubc29\uc2dd\uc744 \uc1c4\uc2e0\ud558\uace0 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \ub514\uc9c0\ud138\ud654\ud574 \ub2e4\uae30\ub2a5 \ud300\uc744 \uad6c\uc131\ud574\uc57c \ud55c\ub2e4. \ub610\ud55c \uc5ed\ud560, \uc131\uacfc\uce21\uc815, \uc778\uc13c\ud2f0\ube0c \uc7ac\uc815\ube44\uac00 \ud544\uc694\ud558\ub2e4. \uc6b4\uc601\ubaa8\ub378\uc744 \uc218\uc815\ud574 \uace0\uac1d\uc744 \uc911\uc2ec\uc5d0 \ub450\uace0 \ud504\ub85c\uc138\uc2a4\uc640 \uc5c5\ubb34 \ubc29\uc2dd\uc744 \uc644\uc804\ud788 \ubcc0\uacbd\ud558\ub294 \uae30\uc5c5\ub4e4\uc774\ub77c\uba74 \uc55e\uc73c\ub85c 5\ub144\uc744 \uc804\ub840 \uc5c6\ub294 \ubc88\uc601\uc758 \uc2dc\uae30\ub85c \ub9cc\ub4e4 \uc218 \uc788\uc744 \uac83\uc774\ub2e4.<\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

\uc6d0\ubb38(\uc601\uc5b4) \ubcf4\ub7ec\uac00\uae30<\/a><\/p>\n

\"\"<\/a><\/p>\n

\"\ub274\uc2a4\ub808\ud130<\/a><\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

\ucf54\ub85c\ub09819\ub85c \uc778\ud55c \ucd5c\uc545\uc758 \ubd88\ud669\uc744 \uc608\uc0c1\ud55c \uac83\uacfc \ub2ec\ub9ac, \uc804 \uc138\uacc4 \uae08\uc735 \uc790\uc0b0\uc740 \uc5ed\ub300 \ucd5c\uace0 \uc218\uc900\uc73c\ub85c \uc131\uc7a5\ud588\uace0, \ubaa8\ub4e0 \ubd84\uc57c\uc5d0\uc11c \uadf8\uc57c\ub9d0\ub85c ‘\ud22c\uc790 \uc5f4\ud48d’\uc774 \uc774\uc5b4\uc84c\ub2e4. \uc55e\uc73c\ub85c 5\ub144, \uc804 \uc138\uacc4 \uacbd\uc81c\uc5d0\ub294 \ub354 \ub192\uc740 \uc218\uc775\uc131\uc774 \uc608\uc0c1\ub41c\ub2e4. \uc790\uc0b0\uad00\ub9ac(WM)\uc0ac\ub4e4\uc740 \uc0c8\ub85c\uc6b4 \uc2dc\uac01\uc73c\ub85c \uc2dc\uc7a5\uc744 \ubd84\uc11d\ud574 \uc774 \uae30\ud68c\ub97c \uc7a1\uc544\uc57c \ud55c\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":4199,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[33,32],"tags":[129,130,132,131,127,128],"class_list":{"0":"post-4194","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-fi-ins-pipe","8":"category-industry","9":"tag-wealth-management","10":"tag-wm","11":"tag-132","12":"tag-131","13":"tag-127","14":"tag-128"},"_links":{"self":[{"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/posts\/4194","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/comments?post=4194"}],"version-history":[{"count":6,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/posts\/4194\/revisions"}],"predecessor-version":[{"id":4286,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/posts\/4194\/revisions\/4286"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/media\/4199"}],"wp:attachment":[{"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/media?parent=4194"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/categories?post=4194"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bcgblog.kr\/wp-json\/wp\/v2\/tags?post=4194"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}