{"id":4215,"date":"2021-08-18T16:13:45","date_gmt":"2021-08-18T07:13:45","guid":{"rendered":"https:\/\/bcgblog.kr\/?p=4215"},"modified":"2021-10-06T11:38:03","modified_gmt":"2021-10-06T02:38:03","slug":"strategies-for-financial-institutions-transitioning-to-the-cloud","status":"publish","type":"post","link":"https:\/\/bcgblog.kr\/strategies-for-financial-institutions-transitioning-to-the-cloud\/","title":{"rendered":"\uae08\uc735 \uae30\uad00\uc774 \ud074\ub77c\uc6b0\ub4dc\ub85c \uc804\ud658 \uc2dc \uace0\ub824\ud574\uc57c \ud560 4\uac00\uc9c0 \ud329\ud2b8"},"content":{"rendered":"
\uacf5\uc0ac\ub97c \ub9c9\ub860\ud558\uace0 \ub2e4\uc591\ud55c \uaddc\ubaa8\uc758 \uc5ec\ub7ec \uae30\uad00\uc5d0\uc11c \ud558\uc774\ube0c\ub9ac\ub4dc, \uba40\ud2f0 \ud074\ub77c\uc6b0\ub4dc\uc640 \uac19\uc740 \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\uc774 \ube60\ub974\uac8c \ud655\uc0b0\ud558\uace0 \uc788\ub2e4. \uae30\uc5c5 \ucc28\uc6d0\uc5d0\uc11c \uc0b4\ud3b4\ubcf4\uba74, \uae30\uc5c5\uc758 2\/3\uac00 \ub2e4\uc591\ud55c \uc885\ub958\uc758 \ud074\ub77c\uc6b0\ub4dc\ub97c \uc0ac\uc6a9\ud558\uace0 \uc788\uc73c\uba70, 2025\ub144\uae4c\uc9c0 \uc18c\ube44\uc790 \ub300\uc0c1 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc758 \uc57d 60%, \ub370\uc774\ud130 \uc6e8\uc5b4\ud558\uc6b0\uc2a4 \ubc0f \ubd84\uc11d \uc6cc\ud06c\ub85c\ub4dc\uc758 40%, \ud575\uc2ec \ube44\uc988\ub2c8\uc2a4 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc758 30% \uc774\uc0c1\uc774 \uc544\ub9c8\uc874(Amazon)<\/strong>, \ub9c8\uc774\ud06c\ub85c\uc18c\ud504\ud2b8(Microsoft)<\/strong>, \uad6c\uae00(Google)<\/strong> \ub4f1\uc5d0\uc11c \uc6b4\uc601\ud558\ub294 \ud37c\ube14\ub9ad \ud074\ub77c\uc6b0\ub4dc\uc5d0 \uae30\ubc18\uc744 \ub458 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \uc804\ud1b5\uc801\uc778 \uc628\ud504\ub808\ubbf8\uc2a4(on-premises) \ubc29\uc2dd\uc740 \uc774\ub7ec\ud55c \uc6cc\ud06c\ub85c\ub4dc\uc758 \ucd5c\ub300 1\/3 \uc815\ub3c4\ub9cc \ucc98\ub9ac\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4.<\/p>\n \uadf8\ub7ec\ub098 \uae08\uc735 \uc11c\ube44\uc2a4 \uc0b0\uc5c5\uc5d0\uc11c\ub294 \uc774\uc57c\uae30\uac00 \ub2ec\ub77c\uc9c4\ub2e4. \uc740\ud589\uc774\ub098 \uce74\ub4dc\uc0ac \ubc0f \uacb0\uc81c\ub300\ud589\uc0ac, \ubcf4\ud5d8\uc0ac\ub294 \ud074\ub77c\uc6b0\ub4dc \ubc29\uc2dd\uc744 \uc2e0\uc18d\ud788 \ub3c4\uc785\ud558\uae30\ubcf4\ub2e4 \uc218\ub144\uc5d0 \uac78\uccd0 \uc2e0\uc911\ud788 \uc62e\uaca8\uac08 \uac83\uc774\uba70, \ucc44\ud0dd \ubc29\uc2dd \uc5ed\uc2dc \ub300\ud615 \ud074\ub77c\uc6b0\ub4dc \uc11c\ube44\uc2a4 \uacf5\uae09\uc5c5\uccb4(CSP) \uc678\uc5d0\ub3c4 \ubc45\ud0b9 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc5c5\uccb4\ub97c \ud568\uaed8 \uace0\ub824\ud560 \uac83\uc774\ub2e4. \ub514\uc9c0\ud138 \uc131\uc219\ub3c4\uac00 \ub192\uace0 \ub370\uc774\ud130 \uc9d1\uc57d\uc801\uc778 \uae08\uc735 \uc0b0\uc5c5\uacfc \uc774\ub7ec\ud55c \uc870\uc2ec\uc2a4\ub7ec\uc6b4 \uc811\uadfc\ubc95\uc774 \uc5b8\ub73b \uc5b4\uc6b8\ub9ac\uc9c0 \uc54a\uc544 \ubcf4\uc77c \uc218 \uc788\uc9c0\ub9cc, \uba87\uba87 \uc9c0\ud45c\ub9cc \ubd10\ub3c4 \ud0c0 \uc5c5\uacc4\uc640\ub294 \ub2e4\ub978 \ubc29\uc2dd\uc73c\ub85c \ud074\ub77c\uc6b0\ub4dc\ub97c \ub3c4\uc785\ud558\uace0 \uc788\ub2e4\ub294 \uc810\uc740 \uba85\ud655\ud558\ub2e4.<\/p>\n \uadf8\ub807\ub2e4\uace0 \ud574\uc11c \uc740\ud589\uc758 CIO\ub098 \uae30\ud0c0 \uae08\uc735 \uae30\uad00\uc774 \uae30\uc874 \ud37c\ube14\ub9ad \ud074\ub77c\uc6b0\ub4dc \ud50c\ub79c\uc744 \ucde8\uc18c\ud558\uace0 \ub370\uc774\ud130 \uc13c\ud130\ub97c \ub354 \ub9ce\uc774 \uc124\ub9bd\ud574\uc57c \ud558\ub294 \uac83\uc740 \uc544\ub2c8\ub2e4. \ud074\ub77c\uc6b0\ub4dc\ub294 \ub300\ubd80\ubd84\uc758 \uae08\uc735 \uae30\uad00\uc5d0 \uc788\uc5b4 \uadf8\ub4e4\uc758 \ubbf8\ub798\uc5d0 \uc911\uc694\ud55c \ubd80\ubd84\uc744 \ucc28\uc9c0\ud558\uac8c \ub420 \uac83\uc774\ub2e4. \ud558\uc9c0\ub9cc \uc740\ud589 \ubc0f \uae08\uc735 \uae30\uad00\uc740 \uc801\uc808\ud55c \uc778\ud504\ub77c\uc640 \uae30\uc220 \ubc0f \uc5ed\ub7c9, \ud30c\ud2b8\ub108\uc2ed\uc774 \ud55c\uaebc\ubc88\uc5d0 \uc694\uad6c\ub418\ub294 \ubcf5\uc7a1\ud558\uace0 \uc720\ub3d9\uc801\uc778 \ud558\uc774\ube0c\ub9ac\ub4dc\uc2dd \uae30\uc220 \ud658\uacbd\uc5d0 \uc9c1\uba74\ud574 \uc788\ub2e4. \uac01 \uae30\uc5c5\uc758 \uaddc\ubaa8, \ube44\uc988\ub2c8\uc2a4 \ubbf9\uc2a4, \ub370\uc774\ud130 \ubc0f \uae30\uc220 \uc804\ub7b5, \uac00\uc9c0\uace0 \uc788\ub294 \ubaa9\ud45c \ub4f1\uc5d0 \ub530\ub77c \ud074\ub77c\uc6b0\ub4dc \ud50c\ub79c\uc774 \ub2ec\ub77c\uc9c8 \uac83\uc774\ub2e4. \ubcf8 \uc544\ud2f0\ud074\uc5d0\uc11c BCG\ub294 \ub2e4\uc591\ud55c \ubd84\uc57c\uc758 \ud2b8\ub80c\ub4dc\uc640 \ubc1c\uc804\uc744 \uc0b4\ud3b4\ubcf4\uace0, \uae08\uc735 \uae30\uad00 \uae30\uc220 \uc784\uc6d0\ub4e4\uc758 \uc0c1\ud669 \uc774\ud574\ub97c \ub3c4\uc640 \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd \uacfc\uc815\uc5d0\uc11c \ubc29\ud574 \uc694\uc18c\ub97c \uc904\uc774\uac70\ub098 \uc5c6\uc560\ub294 \ubc29\ubc95, \ud074\ub77c\uc6b0\ub4dc\uc758 \uc804\ub7b5\uc801 \u00b7 \ud601\uc2e0\uc801 \uc774\uc810\uc744 \uc798 \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \ucc3e\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 4\uac00\uc9c0 \uc9c8\ubb38\uc744 \ub2e4\ub8e8\uace0\uc790 \ud55c\ub2e4.<\/p>\n <\/p>\n <\/p>\n <\/p>\n \ub3d9\uc885 \uc5c5\uacc4 \ubc0f \uc0c8\ub85c\uc6b4 \ub514\uc9c0\ud138 \uacbd\uc7c1\uc0ac \uacac\uc81c\uc640 \ub354\ubd88\uc5b4 \ub0b4\ubd80 \ubbfc\ucca9\uc131(agility)\uacfc \uaddc\ubaa8, \uc18d\ub3c4 \ud5a5\uc0c1 \uc694\uad6c\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 \ubaa8\ub4e0 \uaddc\ubaa8\uc640 \uc720\ud615\uc758 \uae08\uc735 \uae30\uad00\uc5d0\uc11c\ub294 \uc81c\ud55c\uc801\uc778 \ud30c\uc77c\ub7ff \ud50c\ub79c\uc758 \uc2e4\ud589\ubd80\ud130 \ud074\ub77c\uc6b0\ub4dc \uc11c\ube44\uc2a4 \uacf5\uae09\uc5c5\uccb4(CSP)\ub85c\uc758 \uc8fc\uc694 \uc6cc\ud06c\ub85c\ub4dc \uc774\uc804\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ub2e4\uc591\ud55c \ud074\ub77c\uc6b0\ub4dc \uc811\uadfc \ubc29\uc2dd\uc744 \ud14c\uc2a4\ud2b8\ud574\uc654\ub2e4. \uc7a5\uae30\uc801\uc73c\ub85c\ub294 \ud0d1\ud2f0\uc5b4 \uc740\ud589\ub9cc\uc774 \ubcc4\ub3c4\uc758 \ub370\uc774\ud130 \uc13c\ud130\ub97c \uc720\uc9c0\ud574 \uac08 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4. \uadf8 \uc678 \uae08\uc735 \uae30\uad00\uc740 \uc801\uc5b4\ub3c4 \ub370\uc774\ud130 \uc77c\ubd80\ub294 CSP\ub85c \uc62e\uae30\uace0, \uc81c3\uc790\uac00 \uc6b4\uc601\ud558\ub294 \uc2dc\uc124\uc744 \uad6c\ub0b4\uc5d0 \ubc30\uce58\ud558\uc5ec \uae30\uc874\uc758 \uc6cc\ud06c\ub85c\ub4dc\ub97c \uad00\ub9ac\ud560 \uac83\uc774\ub2e4.<\/p>\n \uadf8\ub7ec\ub098 \uadf8 \uacfc\uc815\uc5d0\uc11c \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\uc740 \ub354\uc6b1\ub354 \uc2e0\uc911\ud558\uac8c \uc774\ub8e8\uc5b4\uc9c8 \uac83\uc774\ub2e4. \ub110\ub9ac \uc54c\ub824\uc9c4 \uc5ec\ub7ec \ub370\uc774\ud130 \uc720\ucd9c \uc0ac\uac74\uc73c\ub85c \uc778\ud574 \ud074\ub77c\uc6b0\ub4dc \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \uacbd\uac01\uc2ec\uc774 \uc81c\uace0\ub41c \ub355\ubd84\uc774\ub2e4. \uba54\uc778\ud504\ub808\uc784 \uae30\uc220, \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c, \uc870\uc9c1\uc801 \ub514\uc9c0\ud138 \uc131\uc219\ub3c4\uc640 \uac19\uc740 \uc5c5\uacc4 \uace0\uc720\uc758 \ud2b9\uc131 \ub54c\ubb38\uc5d0 \uae08\uc735 \uae30\uad00\uc740 \ud0c0 \uc0b0\uc5c5 \ub300\ube44 \ud575\uc2ec \uc778\ud504\ub77c \uc6cc\ud06c\ub85c\ub4dc\ub97c CSP\ub85c \uc774\uc804\ud558\ub294 \uc18d\ub3c4\uac00 \ub290\ub9b0 \ud3b8\uc774\uc5c8\ub2e4. \uadf8\ub7ec\ub098 \uc0c1\ud669\uc740 \ub2ec\ub77c\uc9c8 \uac83\uc774\ub2e4. \uae08\uc735 \uae30\uad00\uc774 \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\ud558\ub294 \ub370 \ub9c8\uc8fc\ud558\ub294 \uc7a5\ubcbd\uc744 \ub0ae\ucd9c \uc218 \uc788\ub3c4\ub85d \uc8fc\uc694 CSP \uc5c5\uccb4\uc5d0\uc11c \ub354 \ub9ce\uc740 \uc11c\ube44\uc2a4\ub97c \uc120\ubcf4\uc774\uae30 \uc2dc\uc791\ud588\uc73c\uba70, \ub300\ud615 \uae30\uad00\uc744 \uc81c\uc678\ud55c \ub300\ubd80\ubd84\uc758 \uae30\uad00\uc774 \uc0c8\ub85c\uc6b4 \ub370\uc774\ud130 \uc13c\ud130\ub97c \uc124\ub9bd\ud560\uc9c0 \uc544\ub2c8\uba74 \uae30\uc874\uc758 \uc13c\ud130\ub97c \uc5c5\uadf8\ub808\uc774\ub4dc\ud560\uc9c0, \ud639\uc740 \uc218\uc694 \ud655\ub300 \ubc0f \ube44\uc6a9 \uc0c1\uc2b9\uc5d0 \ub300\ud55c \ub300\uc548\uc744 \ubaa8\uc0c9\ud560\uc9c0 \uacb0\uc815\ud574\uc57c \ud558\ub294 \uc0c1\ud669\uc5d0 \uc9c1\uba74\ud588\ub2e4. \uba38\uc9c0\uc54a\uc544 \ub300\ubd80\ubd84 \uae30\uad00\uc5d0\uc11c \ud558\uc774\ube0c\ub9ac\ub4dc \ud615\ud0dc\uc758 \ud074\ub77c\uc6b0\ub4dc \ubaa8\ub378\uc744 \ucc44\ud0dd\ud558\uac8c \ub420 \uac83\uc774\ub2e4.<\/p>\n CIO\ub4e4\uc740 \ub2e4\uc74c 4\uac00\uc9c0 \uc9c8\ubb38\uc5d0 \ub300\ud55c \ud574\ub2f5\uc744 \ucc3e\uc544\uc57c \ud55c\ub2e4.<\/p>\n <\/p>\n <\/p>\n <\/p>\n \uc11c\ube44\uc2a4\ud615 \uc778\ud504\ub77c(IaaS) \uc0c1\ud488\uc774 \ub298\uc5b4\ub0a8\uc5d0 \ub530\ub77c \uc5ec\ub7ec CSP\uc5d0\uc11c\ub294 \ub354 \ub192\uc740 \uac00\uce58\uc758 \uc11c\ube44\uc2a4\ud615 \ud50c\ub7ab\ud3fc(PaaS) \uc0c1\ud488\uc744 \ub0b4\ub193\uc73c\uba70 \uacbd\uc7c1\uc744 \ubc8c\uc774\uace0 \uc788\ub2e4. \uc804\ubc18\uc801\uc778 \uc0c1\uc5c5 \ubc0f \uacf5\uacf5 \ubd84\uc57c\uc5d0\uc11c \ud37c\ube14\ub9ad \ud074\ub77c\uc6b0\ub4dc\ub85c\uc758 \uc6cc\ud06c\ub85c\ub4dc \uc804\ud658 \ub610\ud55c \uacc4\uc18d \ud655\ub300\ub418\ub294 \uc2e4\uc815\uc774\ub2e4. \ubbf8\uad6d\uc758 \ub9ac\uc11c\uce58 \uae30\uc5c5 \uac00\ud2b8\ub108(Gartner)<\/strong>\uc5d0 \ub530\ub974\uba74, \ud604\uc7ac \uc804\uccb4 \uc6cc\ud06c\ub85c\ub4dc\uc758 \uc57d 25%\uac00 \ud37c\ube14\ub9ad \ud074\ub77c\uc6b0\ub4dc \uc778\ud504\ub77c\uc5d0 \uae30\ub300\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ub4dc\ub7ec\ub0ac\ub2e4.<\/p>\n \ub300\ubd80\ubd84\uc758 CSP\ub294 \uc8fc\uc694 \uae08\uc735 \uae30\uad00\uacfc \ud611\ub825 \ud30c\ud2b8\ub108\uc2ed\uc744 \ucd94\uc9c4\ud558\uba74\uc11c \uae08\uc735\uc5c5\uacc4 \uace0\uc720\uc758 \uc694\uad6c\uc0ac\ud56d\uc744 \ucda9\uc871\ud558\ub824 \ub178\ub825\ud55c\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc544\ub9c8\uc874 \uc6f9 \uc11c\ube44\uc2a4(Amazon Web Services)<\/strong>\ub294 \uace8\ub4dc\ub9cc\uc0ad\uc2a4(Goldman Sachs)<\/strong>\uc758 \uc628\ub77c\uc778 \ubc45\ud06c \u2018\ub9c8\ucee4\uc2a4(Marcus)\u2019<\/strong>\uc640 \uac19\uc740 \ub9de\ucda4\ud615 \uc194\ub8e8\uc158\uc744 \uc9c0\uc6d0\ud558\uace0, \uae08\uc735 \uae30\uad00 \uc900\ubc95\uac10\uc2dc \ud1b5\uc81c \ubc0f \ubcf4\uc548\uc744 \uc804\uccb4 \uad6c\uc131\uc5d0 \ud1b5\ud569\ud558\uace0 \uc788\ub2e4. \uad6c\uae00 \ud074\ub77c\uc6b0\ub4dc \ud50c\ub7ab\ud3fc(Google Cloud Platform)<\/strong> \ub610\ud55c HSBC<\/strong>, \ud398\uc774\ud314(PayPal)<\/strong>, \ud0a4\ubc45\ud06c(KeyBank)<\/strong> \ub4f1\uacfc \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\uc5b4 \uc790\uc0ac\uc758 \uc564\ud1a0\uc2a4(Anthos)<\/strong> \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uad00\ub9ac \ud50c\ub7ab\ud3fc\uc744 \ucd94\uc9c4\ud558\uace0 \uc788\ub2e4. \uadf8\ubfd0\ub9cc \uc544\ub2c8\ub77c \ub3c4\uc774\uce58\uc740\ud589(Deutsche Bank)<\/strong>\uacfc 10\ub144 \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\uc5b4 \uc0c8\ub85c\uc6b4 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \ucd94\uad6c\ud558\uace0 \uc788\ub2e4. \uc560\uc800(Azure)<\/strong>\ub294 \ucd5c\uadfc \uae08\uc735\uc744 \ud3ec\ud568\ud55c \uc0c8\ub85c\uc6b4 \uc0b0\uc5c5\ubcc4 \ud074\ub77c\uc6b0\ub4dc \uc11c\ube44\uc2a4 \uc138\ud2b8\ub97c \ucd9c\uc2dc\ud588\uace0, IBM<\/strong>\uc740 \ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74(Bank of America)<\/strong>\uc640 \uc190\uc744 \uc7a1\uace0 \uad00\ub828 \uaddc\uc815 \ubc0f \ubcf4\uc548 \ud1b5\uc81c\ub97c \uc900\uc218\ud558\ub294 \ud37c\ube14\ub9ad \ud074\ub77c\uc6b0\ub4dc \ud50c\ub7ab\ud3fc\uc744 \uac1c\ubc1c\ud558\uace0 \uc788\ub2e4.<\/p>\n \ud55c \uae08\uc735 \uae30\uc220 \uc784\uc6d0\uc740 \u201cCSP\ub294 \uae30\uc220\uc744 \uc81c\uacf5\ud568\uc740 \ubb3c\ub860\uc774\uace0, \uc740\ud589\uc774 \ud558\ub294 \uc0ac\uc5c5\uc5d0 \ub300\ud55c \uc774\ud574\uac00 \uc788\uc5b4\uc57c \ud55c\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc810\ucc28 \uae68\ub2eb\uace0 \uc788\ub2e4\u201d\uace0 \ub9d0\ud558\uba74\uc11c, \u201c\ud611\ub825\uc744 \ud1b5\ud574 \ube44\uc988\ub2c8\uc2a4 \ubb38\uc81c\ub97c \ud568\uaed8 \ud574\uacb0\ud558\uace0\uc790 \ud558\ub294 \uc695\uad6c\uac00 \ucee4\uc9c0\uace0 \uc788\ub2e4\u201d\ub77c\uace0 \ub367\ubd99\uc600\ub2e4.<\/p>\n <\/p>\n <\/p>\n <\/p>\n BCG \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uac70\uc758 \ubaa8\ub4e0 \uae08\uc735 \uae30\uad00\uc774 \uae30\uc220\uc801\uc73c\ub85c \uc5b4\ub290 \uc815\ub3c4 \uc131\uc219\ud55c \uc0ac\uc124 \ud074\ub77c\uc6b0\ub4dc\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc9c0\ub9cc, \ub300\ubd80\ubd84 \ud575\uc2ec IT \uc6cc\ud06c\ub85c\ub4dc\uc758 15% \uc774\ud558 \uc815\ub3c4\ub9cc \uc758\uc874\ud558\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4. \uc5c5\uacc4 \uc804\ubc18\uc801\uc73c\ub85c \ud2b9\uc815 \uc0ac\uc6a9 \uc0ac\ub840\ub9cc\uc744 \uc704\ud574 IaaS \ubc0f \uc11c\ube44\uc2a4\ud615 \uc18c\ud504\ud2b8\uc6e8\uc5b4(SaaS) \ucc44\ud0dd\uc5d0 \uc8fc\ub825\ud558\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4.<\/p>\n <\/p>\n \uae08\uc735 \uae30\uad00\uc5d0\uc11c \uc644\uc804\ud788 \uc62e\uae30\uac70\ub098 \ud37c\ube14\ub9ad \ud074\ub77c\uc6b0\ub4dc\uc5d0 \uad6c\ucd95\ud55c \ub124\uc774\ud2f0\ube0c \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ubc0f \uc6cc\ud06c\ub85c\ub4dc\ub294 \uc544\uc9c1\uc740 \uc8fc\ub85c \ube44\ud575\uc2ec \uad00\uc5ec \uc2dc\uc2a4\ud15c(systems of engagement, SOE)\uc73c\ub85c\ub9cc \uad6c\uc131\ub418\uc5b4 \uc788\ub2e4. \uc774\ub294 \ub514\uc9c0\ud138 \ucc44\ub110, \ubaa8\ubc14\uc77c \uc560\ud50c\ub9ac\ucf00\uc774\uc158, \uc628\ub77c\uc778 \ubc45\ud0b9\uacfc \uac19\uc774 \uace0\uac1d \ubc0f \ube44\uc988\ub2c8\uc2a4 \ud30c\ud2b8\ub108\uc640 \uc0c1\ud638 \uc791\uc6a9\ud558\ub294 \ud504\ub860\ud2b8\uc5d4\ub4dc \uc2dc\uc2a4\ud15c\uc774\ub2e4. \ud754\ud788 \ub2e4\uc74c\uacfc \uac19\uc740 SOE \uc0ac\ub840\uc5d0\uc11c \ud074\ub77c\uc6b0\ub4dc\uac00 \ucc44\ud0dd\ub41c\ub2e4.<\/p>\n \ucf54\uc5b4 \ucef4\ud4e8\ud305, \ubbf8\uc158 \ud06c\ub9ac\ud2f0\uceec \uc2dc\uc2a4\ud15c, \uc6cc\ud06c\ub85c\ub4dc\uc640 \uac19\uc740 \ub300\ubd80\ubd84\uc758 \uae30\ub85d \uc2dc\uc2a4\ud15c(systems of record, SOR)\uc758 \uacbd\uc6b0, \ud604\uc7ac\ub294 \ud37c\ube14\ub9ad \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd \ud50c\ub79c \uc5c6\uc774 \uc804\ud1b5\uc801\uc778 IT \uc778\ud504\ub77c\uc5d0 \uae30\ubc18\ud55c \uc628\ud504\ub808\ubbf8\uc2a4 \uae30\uc220(\uc8fc\ub85c \uba54\uc778\ud504\ub808\uc784)\uc5d0\ub9cc \uc758\uc874\ud558\uace0 \uc788\ub2e4. BCG \uc870\uc0ac \uacb0\uacfc, \uc77c\ubc18 \uc9c0\uc5ed\uc740\ud589\uacfc \uc138\uacc4\uc801 \uaddc\ubaa8\uc758 \ucd08\ub300\ud615 \uc9c0\uc5ed\uc740\ud589, \uce74\ub4dc\uc0ac, \uacb0\uc81c\ub300\ud589\uc0ac, \uad6d\uc81c \uae08\uc735\uc2dc\uc2a4\ud15c\uc0c1 \uc911\uc694\ud55c \uc740\ud589(GSIB) \ub300\ubd80\ubd84 \uc0c1\ud669\uc740 \ube44\uc2b7\ud55c \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \uc804\ud1b5\uc801\uc778 \uba54\uc778\ud504\ub808\uc784 \uc6cc\ud06c\ub85c\ub4dc \uaddc\ubaa8\uc5d0 \ub9de\ub294 \uc2e4\uc6a9\uc801\uc774\uba74\uc11c \uc2e4\ud589 \uac00\ub2a5\ud55c \ud074\ub77c\uc6b0\ub4dc\ub97c \uc131\uacf5\uc801\uc73c\ub85c \ucc44\ud0dd\ud55c \uc0ac\ub840\ub294 \uc544\uc9c1 \ubc1c\uacac\ub418\uc9c0 \uc54a\uc558\ub2e4.<\/p>\n \ud55c \uc804\uc9c1 \uc740\ud589 \uc0ac\uc774\ubc84 \ubcf4\uc548 \ub2f4\ub2f9 \uc784\uc6d0\uc740 \u201c\ud575\uc2ec \ubc45\ud0b9 \uc2dc\uc2a4\ud15c\uc740 \uc740\ud589 \uc5c5\ubb34\uc758 \uc2ec\uc7a5\uacfc \uac19\uc740 \uc5ed\ud560\uc744 \ud558\uba70, \uc5b4\ub5a4 \uc2e4\uc218\ub77c\ub3c4 \ube44\uc988\ub2c8\uc2a4\uc5d0 \uce58\uba85\uc801\uc73c\ub85c \uc791\uc6a9\ud560 \uac83\uc774\ub2e4. \uadf8\ub807\uae30\uc5d0 \ud37c\ube14\ub9ad \ud074\ub77c\uc6b0\ub4dc\ub85c \uc62e\uae30\ub294 \uc77c\uc740 \ub9ac\uc2a4\ud06c\uac00 \ub108\ubb34 \ud06c\ub2e4.\u201d\ub77c\uace0 \ub9d0\ud588\uace0, \ud55c \uc804\uc9c1 CIO\ub294 \u201c\uc0ac\uc124 \ud074\ub77c\uc6b0\ub4dc\uc5d0 \uc774\ubbf8 \ub9ce\uc740 \ud22c\uc790\ub97c \ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0, \ud575\uc2ec \ubc45\ud0b9 \uc2dc\uc2a4\ud15c \uc810\uac80 \ubc0f \uac1c\uc120\uc740 \uae30\uc5c5 \ucc28\uc6d0\uc5d0\uc11c \uc8fc\ub3c4\ud558\ub294 \uc804\ud658\uc774\uc5b4\uc57c\ub9cc \ud55c\ub2e4.\u201d\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n \ub610\ud55c \uc790\uccb4 \ub9de\ucda4\ud615 \ub3c5\uc810 \uc778\ud504\ub77c \ud658\uacbd\uc744 \uad6c\ucd95\ud55c \uae08\uc735 \uae30\uad00\uc5d0\uc11c\ub294 \uc0c1\ub2f9\uc218 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc5c5\uccb4\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ucf54\uc5b4 \ubc45\ud0b9 \ubc0f \ubbf8\uc158 \ud06c\ub9ac\ud2f0\uceec \uc11c\ube44\uc2a4 \uae30\uc131 \ud50c\ub7ab\ud3fc(\ub514\uc9c0\ud138 \ucc44\ub110, \uc0c1\uc5c5 \ubc0f \uc7ac\ubb34, \uce74\ub4dc \ubc0f \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c, \ub85c\uc5f4\ud2f0 \ubc0f \ubcf4\uc0c1 \ud504\ub85c\uadf8\ub7a8 \ub4f1)\uc744 \uc0ac\uc6a9\ud558\uace0 \uc788\ub2e4. \uc774\ub4e4 \uc911 \ub300\ub2e4\uc218\ub294 \uc774\ubbf8 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc5c5\uccb4\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ud074\ub77c\uc6b0\ub4dc\ub85c \uc804\ud658\ud558\uaca0\ub2e4\ub294 \uc758\uacac\uc744 \ubc1d\ud614\uc73c\uba70, \uc5c5\uccb4\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc5c5\uadf8\ub808\uc774\ub4dc\ub97c \ud1b5\ud574 \uc131\uc219\ud55c \ud074\ub77c\uc6b0\ub4dc \ub124\uc774\ud2f0\ube0c \uc194\ub8e8\uc158\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\ub2e4\uace0 \ud310\ub2e8\ud588\ub2e4. \uc774\ub7ec\ud55c \uae30\uad00\ub4e4\uc740 \uae30\uc874 \uacf5\uae09\uc5c5\uccb4 \ud30c\ud2b8\ub108\uc2ed \ubc0f \uc0c1\uc5c5\uc801 \ubaa8\ubc94 \uc0ac\ub840\uc640 \uc77c\uad00\ub418\uba74\uc11c\ub3c4, \ubcf5\uc7a1\ud558\uace0 \ube44\uc6a9\uc774 \ub9ce\uc774 \ub4dc\ub294 \ud074\ub77c\uc6b0\ub4dc \ub3c4\uc785\uc744 \ub2e8\ub3c5\uc73c\ub85c \uc9c4\ud589\ud558\ub294 \ub9ac\uc2a4\ud06c\ub97c \ucd5c\ub300\ud55c \uc904\uc77c \ubc29\ubc95\uc73c\ub85c\uc11c \ud37c\ube14\ub9ad \ud074\ub77c\uc6b0\ub4dc\ub97c \ucc44\ud0dd\ud55c\ub2e4.<\/p>\n <\/p>\n CIO\ub4e4\uc740 \ub2e4\uc591\ud55c \ub0b4\ubd80 \uc694\uc778\uacfc \ucda9\ub3cc\ud558\uace0 \uc788\ub294\ub370, \ub300\ubd80\ubd84\uc774 \ud2b9\ud788 \ud575\uc2ec \uc2dc\uc2a4\ud15c\uc744 \uc704\ud55c \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd \uc18d\ub3c4\ub97c \ub2a6\ucd94\ub294 \uc694\uc778\ub4e4\uc774\ub2e4.<\/p>\n \uae08\uc735 \uae30\uad00\uc774 \ud37c\ube14\ub9ad \ud074\ub77c\uc6b0\ub4dc \uc194\ub8e8\uc158\uc744 \uc120\ud0dd\ud560 \ub54c \uadf8 \uacb0\uc815\uc744 \uc774\ub044\ub294 \uac83\uc740 \ube44\uc6a9\uc774 \uc544\ub2cc \uc0dd\uc0b0\uc131\uacfc \uc720\ub3d9\uc131\uc774\ub2e4. \uc740\ud589 \ubc0f \uae30\ud0c0 \uae08\uc735 \uae30\uad00\ub4e4\uc740 \uacf5\uae09\uc5c5\uccb4\uc640 \ud568\uaed8\ud588\uc744 \ub54c \uc7a0\uc7ac\uc801\uc73c\ub85c \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \uc911\ub300 \ub9ac\uc2a4\ud06c\uc5d0 \ub300\ube44\ud558\uc5ec, \uc7a5\uae30 \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\uc744 \uc218 \uc788\ub294 \uc804\ub7b5\uc801\uc778 \ud074\ub77c\uc6b0\ub4dc \uc778\ud504\ub77c \ud30c\ud2b8\ub108\ub97c \uacc4\uc18d\ud574\uc11c \ud30c\uc545\ud558\uace0, \ud074\ub77c\uc6b0\ub4dc \ub124\uc774\ud2f0\ube0c \ubaa8\ub378 \ucc44\ud0dd\uc758 \uc7a5\uc810\uc744 \uac80\ud1a0\ud558\uace0 \uc788\ub2e4. \uadf8 \uacb0\uacfc, \uae08\uc735 \uae30\uad00\ub4e4\uc774 \ub2e4\uc591\ud55c \ud658\uacbd\uc5d0\uc11c\ub3c4 \uc77c\uad00\ub41c \uc5ed\ub7c9\uc744 \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4\ub97c \ubaa8\uc0c9\ud558\uace0, \uac1c\ubc29\ud615 \ud45c\uc900\uc744 \ucc44\ud0dd\ud558\uba70, \uc544\ud0a4\ud14d\ucc98\uc640 \uc6cc\ud06c\ub85c\ub4dc \ub808\uc9c0\ub358\uc2dc \uc885\uc18d\uc131\uc744 \ub192\uc774\ub294 \uacf5\uae09\uc5c5\uccb4 \ub124\uc774\ud2f0\ube0c \uc11c\ube44\uc2a4\uc5d0\uc758 \ub178\ucd9c\uc744 \uc81c\ud55c\ud568\uc5d0 \ub530\ub77c, \ud2b9\ud788 \ud50c\ub7ab\ud3fc \ub2e8\uc5d0\uc11c \ud074\ub77c\uc6b0\ub4dc\uc5d0 \uad6c\uc560\ubc1b\uc9c0 \uc54a\ub294 \ubca0\uc2a4\ud2b8 \uc624\ube0c \ube0c\ub9ac\ub4dc(best-of-breed) \ubaa8\ub378\uc774 \uc99d\uac00\ud558\uac8c \ub418\uc5c8\ub2e4.<\/p>\n \uc800\ube44\uc6a9\uc73c\ub85c \uc804\ud658\uc744 \uc774\ub8e8\uc5b4 \ub0b4\ub824\ub294 \uc5f4\ub9dd\uc740 \uac00\ub4dd\ud558\ub098, BCG \uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \ub2e8\uc77c \uc6cc\ud06c\ub85c\ub4dc\ub97c \uc5ec\ub7ec \ud074\ub77c\uc6b0\ub4dc\uc5d0\uc11c \uc6d0\ud65c\ud558\uac8c \uad6c\ub3d9\ud558\ub294 \ub2e8\uc77c \uc6cc\ud06c\ub85c\ud2b8 \uba40\ud2f0\ud074\ub77c\uc6b0\ub4dc \uc194\ub8e8\uc158\uc744 \ub300\uaddc\ubaa8\ub85c \uad6c\ucd95\ud55c \uae08\uc735 \uae30\uad00\uc740 \uc544\uc9c1 \uc5c6\uc5c8\ub2e4. \uc548\uc815\uc801\uc778 \ud558\uc774\ube0c\ub9ac\ub4dc \uc194\ub8e8\uc158\uc744 \uc6b4\uc601\ud558\ub294 \uacf3\ub3c4 \uc5c6\uc5c8\ub2e4. \uc2dc\ub3c4\ub97c \ud55c \uae30\uad00\ub4e4\ub3c4 \ubcf5\uc6d0\ub825\uacfc \uc885\uc18d\uc131\uc5d0 \ub300\ud55c \uc6b0\ub824\ub85c \uacb0\uad6d \uba40\ud2f0\ud074\ub77c\uc6b0\ub4dc \uc194\ub8e8\uc158\uc73c\ub85c \ub208\uc744 \ub3cc\ub824 \uac01 \ud074\ub77c\uc6b0\ub4dc\uc5d0 \uc11c\ub85c \ub2e4\ub978 \uc6cc\ud06c\ub85c\ub4dc\ub97c \uc2e4\ud589\ud588\ub2e4.<\/p>\n \ud55c\ud3b8 \uae08\uc735 \uae30\uad00\ub4e4\uc740 \uc9c0\ub09c 3~5\ub144\uac04 \uc0ac\uc124 \ud074\ub77c\uc6b0\ub4dc \uac1c\ubc1c\uc5d0 \ub9c9\ub300\ud55c \ud22c\uc790\ub97c \ud574\uc654\ub2e4. \uadf8\ub807\uae30\uc5d0 \uc740\ud589 \ubc0f \uae30\ud0c0 \uae30\uad00\ub4e4\uc740 \uc9c4\uc815\ud55c \uc2dc\ub108\uc9c0\uac00 \ubcf4\uc7a5\ub418\uc9c0 \uc54a\ub294 \uc774\uc0c1, \uc0ac\uc124 \ud074\ub77c\uc6b0\ub4dc\uc758 \ud22c\uc790\ub300\ube44\uc218\uc775(ROI)\uc774 \uc644\uc804\ud788 \ud68c\uc218\ub418\uc9c0 \uc54a\uc740 \uc0c1\ud0dc\uc5d0\uc11c\ub294 \ud070 \ud589\ub3d9\uc744 \ucde8\ud558\uae30 \uc5b4\ub824\uc6b8 \uac83\uc774\ub2e4.<\/p>\n \ub2e4\uc591\ud55c \uc0b0\uc5c5 \ud558\uc704 \ubd84\uc57c\uc5d0 \uac78\uccd0 \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\uacfc \uad00\ub828\ud574 \uba87 \uac00\uc9c0 \ud575\uc2ec \uc8fc\uc81c\uac00 \ubc1c\uacac\ub418\uace0 \uc788\ub2e4. \uc77c\ubc18 \uc9c0\uc5ed\uc740\ud589 \ubc0f \ucd08\ub300\ud615 \uc9c0\uc5ed\uc740\ud589\uc758 \uc0ac\ub840\ub97c \uc0b4\ud3b4\ubcf4\uba74, \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\uc740 \uaddc\ubaa8\uac00 \ub4a4\ucc98\uc9c0\ub294 \uacf3(\uc5f0\uac04 \uae30\uc220 \uad00\ub828 \uc6b4\uc601\ube44 5\uc5b5 \ub2ec\ub7ec \ubbf8\ub9cc)\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc774 \uc77c\uc5b4\ub09c\ub2e4. \uc774\ub7f0 \uacf3\ub4e4\uc740 \ube44\uc6a9 \ubc0f \uc0dd\uc0b0\uc131 \uce21\uba74\uc5d0\uc11c \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\uc744 \uaddc\ubaa8 \ud655\uc7a5\uc744 \uc704\ud55c \ud558\ub098\uc758 \uc120\ud0dd\uc73c\ub85c \ubcf4\uace0 \uc788\ub2e4. \uc628\ud504\ub808\ubbf8\uc2a4 \ub370\uc774\ud130 \uc13c\ud130\ub97c \uc9c0\uc6d0\ud560 \uc218 \uc788\ub294 \uaddc\ubaa8\ub97c \uac16\ucd98 GSIB\uc758 \uacbd\uc6b0, \ud074\ub77c\uc6b0\ub4dc \uc194\ub8e8\uc158\uc744 \uc120\ud0dd\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\uc5ec \uc5e3\uc9c0 \ucef4\ud4e8\ud305\uc774\ub098 \uc2a4\ud1a0\ub9ac\uc9c0, \ube44\ud575\uc2ec \uc0ac\uc6a9 \uc0ac\ub840(SOE, \uace0\uac1d \ub300\uba74) \uc815\ub3c4\uc5d0\ub9cc \uc801\uc6a9\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4. \uc790\uc0b0\uc6b4\uc6a9\uc0ac\uc640 \uac19\uc740 \ube44\uc740\ud589 \uae30\uad00\uc758 \uacbd\uc6b0 \ud3ec\uad04\uc801\uc778 \ud074\ub77c\uc6b0\ub4dc \uc804\ud658\uc5d0 \ubcf4\ub2e4 \uc624\ud508 \ub9c8\uc778\ub4dc\ub85c \uc811\uadfc\ud55c\ub2e4. \ud2b9\ud788 \uc790\uc0ac\uc758 \uae30\uc220 \ud50c\ub7ab\ud3fc\uc744 \ud604\ub300\ud654\ud558\uace0 \uc788\ub294 \uacbd\uc6b0\ub77c\uba74 \ub354\ub354\uc6b1 \uadf8\ub807\ub2e4.<\/p>\n \uc778\ud130\ub137\uc744 \ud1b5\ud574 \uc790\uc720\ub86d\uac8c \uc811\uadfc\ud560 \uc218 \uc788\ub294 \uc560\ud50c\ub9ac\ucf00\uc774\uc158(internet-facing application)*<\/span> \ubc0f \uadf8 \uc678 \uace0\uac1d \uc11c\ube44\uc2a4\uc5d0 \uc8fc\ub825\ud558\ub294 \uce74\ub4dc\uc0ac \ubc0f \uacb0\uc81c\ub300\ud589\uc0ac\ub294 SOE \uc6cc\ud06c\ub85c\ub4dc\ub97c \ud074\ub77c\uc6b0\ub4dc\ub85c \uc62e\uae30\uace0 \uc788\ub2e4. \uc6f9 \ubc0f \ubaa8\ubc14\uc77c \uc560\ud50c\ub9ac\ucf00\uc774\uc158, \uc0c8\ub85c\uc6b4 \ub514\uc9c0\ud138 \uc5ed\ub7c9 \ub4f1\uc774 \ud3ec\ud568\ub41c \uc774\ub7ec\ud55c \ub514\uc9c0\ud138 \ub124\uc774\ud2f0\ube0c \uc194\ub8e8\uc158\uc740 \uc6cc\ud06c\ub85c\ub4dc\uc758 \uc774\ub3d9\uc744 \uc218\uc6d4\ud558\uac8c \ud55c\ub2e4. \ub9ce\uc740 \uce74\ub4dc\uc0ac \ubc0f \uc9c0\uae09\uacb0\uc81c\ud68c\uc0ac\uac00 \uc774\ub7f0 \uc6cc\ud06c\ub85c\ub4dc\ub97c \ud1b5\ud574 \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd \uacbd\ud5d8\uc744 \uc313\uace0, \uad81\uadf9\uc801\uc73c\ub85c\ub294 \uae30\uc874 SOR\uc744 \uc704\ud55c \ud604\ub300\ud654 \uc804\ub7b5\uc758 \ubc1c\ud310\uc744 \ub9c8\ub828\ud55c\ub2e4.<\/p>\n * internet-facing application: \ub0b4\ubd80 \ub124\ud2b8\uc6cc\ud06c\ub294 \ubb3c\ub860\uc774\uace0 \uc778\ud130\ub137\uc744 \ud1b5\ud574 \uc790\uc720\ub86d\uac8c \uc811\uadfc\ud560 \uc218 \uc788\ub294 \uc560\ud50c\ub9ac\ucf00\uc774\uc158<\/span><\/p>\n <\/p>\n <\/p>\n <\/p>\n \uc218\ub9ce\uc740 \uae30\uc220\uc801 \uc5b4\ub824\uc6c0\uc774 \uae08\uc735 \uc0b0\uc5c5\uc5d0\uc11c \uad11\ubc94\uc704\ud55c \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\uc758 \ubc29\ud574 \uc694\uc18c\ub85c \uc791\uc6a9\ud558\uace0 \uc788\ub2e4. \ub300\ud45c\uc801\uc73c\ub85c \uc9c0\uc5f0 \uc2dc\uac04, \ub370\uc774\ud130 \ub808\uc9c0\ub358\uc2dc(\uc704\uce58) \ubc0f \uac70\ub798, \uac1c\uc778 \uc2dd\ubcc4 \uc815\ubcf4(PII) \ubc0f \uaddc\uc81c \ub9ac\uc2a4\ud06c, \ud68c\ubcf5\ub825 \ubb38\uc81c\uac00 \uc788\ub2e4.<\/p>\n <\/p>\n \uae08\uc735 \uae30\uad00\uc758 \ub370\uc774\ud130 \uc13c\ud130\uc640 \ud074\ub77c\uc6b0\ub4dc \uc11c\ube44\uc2a4 \uacf5\uae09 \uc5c5\uccb4(CSP) \uac04\uc758 \ubb3c\ub9ac\uc801 \uac70\ub9ac\ub294 \uc9c0\uc5f0 \uc2dc\uac04 \ubc0f \uc131\ub2a5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce5c\ub2e4. \uc2e0\uc6a9\uce74\ub4dc \uc2b9\uc778 \uc655\ubcf5 \uc18c\uc694 \uc2dc\uac04\uacfc \uac19\uc774 \ubbf8\uc158 \ud06c\ub9ac\ud2f0\uceec\ud55c \ud575\uc2ec \ubc45\ud0b9 \uc6cc\ud06c\ub85c\ub4dc\uc758 \uacbd\uc6b0 \ucd08\uc800\uc9c0\uc5f0 \uc2dc\uac04\uc774 \ud544\uc694\ud55c\ub370, \uc774\ub294 \ud37c\ube14\ub9ad \ud074\ub77c\uc6b0\ub4dc\uc758 \uc801\ud569\uc131\uc744 \ud3c9\uac00\ud558\ub294 \ud575\uc2ec \uae30\uc900\uc774 \ub41c\ub2e4. \ub370\uc774\ud130 \uc13c\ud130\uc5d0\uc11c \ud37c\ube14\ub9ad \ud074\ub77c\uc6b0\ub4dc \ud658\uacbd\uc73c\ub85c \uc2dc\uc2a4\ud15c\uc744 \uc62e\uae30\ub294 \uc77c\uc740 \ud2b9\ud788 SOE\uac00 SOR\uc5d0\uc11c \ubd84\ub9ac\ub420 \ub54c \uc5d4\ub4dc\ud22c\uc5d4\ub4dc \uacfc\uc815\uacfc \uac70\ub798\uc5d0 \ucd94\uac00\uc801\uc778 \uc9c0\uc5f0 \uc2dc\uac04\uc744 \uac00\uc838\uc62c \uc218 \uc788\ub2e4.<\/p>\n \uae08\uc735 \uc0b0\uc5c5\uc5d0\uc11c \uace0\uc131\ub2a5 \ubc0f \uc2e0\ub8b0\ub3c4\uc758 \uc911\uc694\uc131\uc744 \uc778\uc9c0\ud55c CSP\uc5d0\uc11c \uc5ec\ub7ec \ucc3d\uc758\uc801\uc778 \uc194\ub8e8\uc158\uc744 \uac1c\ubc1c\ud558\uba74\uc11c, \uc9c0\uc5f0\uc131 \ubb38\uc81c\ub294 \uc774\ubbf8 \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\uc5d0 \uc788\uc5b4 \uadf8\ub9ac \ud070 \uc7a5\ubcbd\uc740 \uc544\ub2c8\ub2e4. \ud55c \uac00\uc9c0 \uc811\uadfc \ubc29\ubc95\uc73c\ub85c \uc804\uc6a9 \ud074\ub77c\uc6b0\ub4dc \ub124\ud2b8\uc6cc\ud06c \uc5f0\uacb0\uc744 \ud1b5\ud55c \ucf54\ub85c\ucf00\uc774\uc158(co-location)\uc774 \uc788\ub2e4. \uc77c\ubd80 CSP\ub294 \uc8fc\uc694 \uace0\uac1d\uc0ac\uc640\uc758 \ubb3c\ub9ac\uc801 \uadfc\uc811\uc131 \ubc0f \uc2dc\uc124 \ucf54\ub85c\ucf00\uc774\uc158\uae4c\uc9c0 \uc218\uc6a9\ud558\uae30 \uc704\ud574 \uc0c8\ub85c\uc6b4 \uc9c0\uc5ed\uacfc \uac00\uc6a9 \uc601\uc5ed\uc744 \ud655\ubcf4\ud558\uace0 \uc788\ub2e4. \ub610 \ub2e4\ub978 \ubc29\ubc95\uc740 \uc11c\ube44\uc2a4 \uc218\uc900 \ud611\uc57d(SLA)\uc73c\ub85c, \uc774\ub294 \ub370\uc774\ud130 \uc13c\ud130\ub97c \ud37c\ube14\ub9ad \ud074\ub77c\uc6b0\ub4dc\ub85c \uc5f0\uacb0\ud574 \uc0ac\uc124 \ub124\ud2b8\uc6cc\ud06c\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc9c0\uc5f0 \uc2dc\uac04 \ubc0f \uc131\ub2a5 \ubb38\uc81c\ub97c \uc644\ud654\ud558\ub3c4\ub85d \uc124\uacc4\ub418\uc5c8\ub2e4. \ub610\ud55c \ubaa8\ub4e0 \uc8fc\uc694 CPS\ub294 \uc804\uc6a9 \uc0ac\uc124\ub9dd \uc5f0\uacb0 \ubc29\uc2dd\uc744 \uc81c\uacf5\ud558\ub294\ub370, \uace0\uac1d\uc0ac\uac00 \uc758\ud5a5\uc774 \uc788\ub294 CSP\uc640 \ub17c\uc758\ud558\uc5ec \ubb3c\ub9ac\uc801 \uacf5\uac04\uacfc \uc9c0\uc5ed \uacbd\uacc4\ub97c \uc870\uc815\ud568\uc73c\ub85c\uc368 \uc9c0\uc5f0 \uc2dc\uac04 \uc758\uc874\uc131\uc744 \uc5c6\uc568 \uc218 \uc788\ub2e4. (\ubcf4\uae30 1 \ucc38\uc870)<\/p>\n <\/p>\n \ub370\uc774\ud130\uc758 \uc704\uce58\ub294 \u201c\uc18c\uc720\uad8c(\uc628\ud504\ub808\ubbf8\uc2a4 \ub370\uc774\ud130 \uc13c\ud130, \ud37c\ube14\ub9ad \ud074\ub77c\uc6b0\ub4dc)\u201d\uacfc \uc9c0\uc5ed(\ubbf8\uad6d, \uc720\ub7fd, \uadf8 \uc678)\uacfc \uad00\ub828\ud55c \uc5ec\ub7ec \uac00\uc9c0 \ubb38\uc81c\ub97c \uc77c\uc73c\ud0a8\ub2e4. \uaddc\uc81c \uc870\uac74\uc740 \uc5ec\uae30\uc5d0 \ucd94\uac00\uc801\uc778 \uc81c\uc57d\uc744 \uac00\ud55c\ub2e4. \ud2b9\uc815 \uc720\ud615\uc758 \ub370\uc774\ud130\ub97c \uc5b4\ub514\uc5d0 \uc800\uc7a5\ud560 \uc218 \uc788\ub294\uc9c0\uc5d0 \ub300\ud574 \ub9ce\uc740 \uae30\uad00\uc774 \uc790\uccb4\uc801, \uc678\ubd80\uc801 \uc758\ubb34 \uc81c\ud55c\uc744 \ubc1b\uace0 \uc788\ub2e4. \ub610\ud55c \ud558\uc774\ube0c\ub9ac\ub4dc\ub098 \uba40\ud2f0\ud074\ub77c\uc6b0\ub4dc\uc640 \uac19\uc774 \uc0c8\ub85c\uc6b4 \ud074\ub77c\uc6b0\ub4dc \ud658\uacbd\uacfc \uad6c\uc131\uc740 \ub370\uc774\ud130 \uacf5\uc720\ub97c \uc704\ud55c \uc0c8\ub85c\uc6b4 \ub124\ud2b8\uc6cc\ud06c \ub9e4\uccb4 \ubc0f \uac70\ub798\ub97c \uc694\uad6c\ud558\uac8c \ub418\ub294\ub370, \uc774 \ub450 \uc694\uc18c \ubaa8\ub450 \uae30\uc220\uc801 \uc5b4\ub824\uc6c0\uacfc \uc7a0\uc7ac \ube44\uc6a9\uc744 \ucd08\ub798\ud560 \uc218 \uc788\ub2e4.<\/p>\n \ud074\ub77c\uc6b0\ub4dc \uc194\ub8e8\uc158\uc744 \uc704\ud55c \ubd84\uc0b0 \ub370\uc774\ud130 \ubaa8\ub378\uc740 \uc544\uc9c1 \uc644\uc804\ud788 \uc644\uc131\ub41c \uac83\uc740 \uc544\ub2c8\uc9c0\ub9cc, \ubcf4\ub2e4 \uad11\ubc94\uc704\ud55c \uc0ac\uc6a9 \uc0ac\ub840(\ubd84\uc11d\uc744 \uc704\ud55c \ud1b5\ud569 \ub370\uc774\ud130 \ub808\uc774\ud06c \ub4f1)\uc5d0 \uc801\uc6a9\ud558\uae30 \uc704\ud55c \ud14c\uc2a4\ud2b8 \uc911\uc5d0 \uc788\ub2e4. \ub300\ubd80\ubd84\uc758 \ud37c\ube14\ub9ad CSP\ub294 \ub370\uc774\ud130 \uc218\uc2e0 \uc694\uae08\uc744 \ubd80\uacfc\ud558\uc9c0 \uc54a\uc9c0\ub9cc, \ub370\uc774\ud130 \uc804\uc1a1\uacfc \uad00\ub828\ud574 \ubcc0\ub3d9\uc801\uc778 \uc774\ud0c8\uc774\ub098 \uc544\uc6c3\ubc14\uc6b4\ub4dc \uc694\uae08\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \ud2b8\ub808\uc774\ub4dc\uc624\ud504\ub098 \uc885\uc18d\uc131\uc5d0 \uad00\ud55c \uace0\ub824 \uc0ac\ud56d\uc774 \uc0dd\uaca8\ub09c\ub2e4.<\/p>\n <\/p>\n \uae08\uc735 \uae30\uad00\uc740 \uc5ec\ub7ec \ubcf4\uc548 \ubb38\uc81c\ub97c \uc548\uace0 \uc788\uc9c0\ub9cc, \ud2b9\ud788 \uac1c\uc778 \uc2dd\ubcc4 \uc815\ubcf4(PII)\uc5d0 \ub300\ud55c \uaddc\uc81c \ubb38\uc81c\ub294 \uad11\uc5ed \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\uc744 \uac00\ub85c\ub9c9\ub294 \uc694\uc778\uc774 \ub418\uace0 \uc788\ub2e4. \uc5b4\ub5a0\ud55c \uc0c1\ud669\uc5d0\uc11c\ub3c4, \ud074\ub77c\uc6b0\ub4dc \ub0b4 PII\ub97c \ubcf4\ud638\ud558\ub294 \uac83\uc740 \ub2e8\uc21c\ud788 CSP\ub098 \uae30\uc220\uc801 \ubb38\uc81c\ub9cc\uc740 \uc544\ub2c8\ub2e4. \ub0b4\ubd80\uc801\uc778 \ud074\ub77c\uc6b0\ub4dc \ub124\uc774\ud2f0\ube0c \uc0ac\uc774\ubc84 \ubcf4\uc548 \ud1b5\uc81c \ubc0f \uacfc\uc815\uc758 \ubbf8\uc131\uc219\ud568\uc5d0\uc11c \ube44\ub86f\ub418\ub294 \uc704\ubc18 \uc0ac\ud56d\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub2e4.<\/p>\n CSP\ub294 ISO 27000 \ub4f1\uc758 \uc81c3\uc790 \uc778\uc99d \ubc0f \uc99d\uba85 \uc81c\ub3c4, \ubbf8\uad6d \ud1b5\ud654\uac10\ub3c5\uccad(OCC)<\/strong> \ubc0f \uc5f0\ubc29 \uae08\uc735 \uae30\uad00 \uac80\uc0ac \uc704\uc6d0\ud68c(FFIEC)<\/strong>\uc758 \uacf5\ud45c \uc9c0\uce68\uacfc \uac19\uc740 \uace0\uac1d \uc911\uc2ec \uac00\uc774\ub4dc\ub77c\uc778 \ub4f1\uc744 \ud1b5\ud574 \uaddc\uc81c \uae30\uad00\uacfc \uae08\uc735 \uae30\uad00\uc758 \uc6b0\ub824\ub97c \uc644\ud654\ud588\ub2e4. \uae08\uc735 \uae30\uad00\ub4e4\uc740 \uc790\uccb4\uc801\uc73c\ub85c \uaddc\uc81c \ubc0f \ubcf4\uc548 \uc694\uac74\uc744 \ucda9\uc871\ud558\uae30 \uc704\ud574 \ub2e4\uc591\ud55c \ubaa8\ub378\uc744 \ud14c\uc2a4\ud2b8\ud558\uace0 \uc788\ub2e4.<\/p>\n \uc0ac\uc2e4 \ud074\ub77c\uc6b0\ub4dc \uacf5\uae09\uc5c5\uccb4\uc758 \ub9ac\uc2a4\ud06c \ud504\ub85c\ud544\uc740 \uc774\uc81c \ub354\ub294 \ud37c\ube14\ub9ad \ud074\ub77c\uc6b0\ub4dc\uc640 \uc628\ud504\ub808\ubbf8\uc2a4 \ub370\uc774\ud130 \uc13c\ud130\uc758 \ucc28\uc774\ub97c \ubd80\uac01\ud558\ub294 \uc911\ub300\ud55c \uc694\uc18c\uac00 \uc544\ub2c8\ub2e4. CSP\uc5d0 \ub300\ud55c \uaddc\uc81c\ub294 \uac70\uc758 \uc5c6\ub2e4\uc2dc\ud53c \ud558\uace0, PII \uc800\uc7a5\uc5d0 \uad00\ud55c \uc5c4\uaca9\ud55c \uc81c\ud55c\ub3c4 \ub4dc\ubb38 \uc0c1\ud669\uc5d0\uc11c \uaddc\uc81c \ub2f9\uad6d\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uc544\uc6c3\uc18c\uc2f1 \uacf5\uae09\uc5c5\uccb4\ub97c \ub300\uc0c1\uc73c\ub85c \ud558\ub294 \uac83\uacfc \uac19\uc740 \uae30\uc900\uc744 CSP\uc5d0 \uc801\uc6a9\ud558\uace0 \uc788\ub2e4.<\/p>\n <\/p>\n \uc6b4\uc601 \uc911\ub2e8\uc740 \ud2b9\ud788 \ubbf8\uc158 \ud06c\ub9ac\ud2f0\uceec\ud55c \uc5c5\ubb34\uc5d0 \uc788\uc5b4 \uc8fc\uc694\ud55c \uc6b0\ub824 \uc0ac\ud56d\uc774\ub2e4. \ub9ac\uc2a4\ud06c\ub294 \ud06c\uac8c \uc778\ud504\ub77c\uc758 \uac00\uc6a9\uc131\uacfc \uc778\ud504\ub77c\ub97c \uae30\ubc18\uc73c\ub85c \ud558\ub294 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc758 \uc778\ud504\ub77c \uc11c\ube44\uc2a4 \uac00\uc6a9\uc131, \ub450 \uac00\uc9c0 \uc601\uc5ed\uc73c\ub85c \ub098\ub25c\ub2e4. \ub300\ubd80\ubd84 \uc778\ud504\ub77c \uc6b4\uc601\uc758 \uc911\ub2e8\uc740 \uc778\uc801 \uc624\ub958\ub098 \uc815\uc804\uacfc \uac19\uc774 \uc804\ud1b5\uc801\uc778 IT \ud658\uacbd\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uac83\uacfc \uac19\uc740 \uc6d0\uc778\uc73c\ub85c \ubc1c\uc0dd\ud55c\ub2e4. \ub300\ubd80\ubd84\uc758 \ud074\ub77c\uc6b0\ub4dc \uc6b4\uc601 \uc911\ub2e8\uc740 \ud558\ub098\uc758 \uac00\uc6a9 \uc601\uc5ed\uc73c\ub85c \uc81c\ud55c\ub418\uc5c8\uace0 \ubcf4\ud1b5 \ud2b9\uc815 \uc11c\ube44\uc2a4\uc5d0 \ud55c\uc815\ub418\uc5c8\uc9c0\ub9cc, \uc77c\ubd80 \uc6b4\uc601 \uc911\ub2e8\uc740 \uc5ec\ub7ec \uc9c0\uc5ed\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uae30\ub3c4 \ud588\ub2e4. \uadf8\ub7ec\ub098 \ud558\ub098 \uc774\uc0c1\uc758 \uc9c0\uc5ed\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce5c \uc6b4\uc601 \uc911\ub2e8 \uc0ac\ub840\ub294 \uc190\uc5d0 \uaf3d\ud78c\ub2e4.<\/p>\n \ud55c\ud3b8, \uac00\uc6a9\uc131\uc758 \ubb38\uc81c\ub85c \uc778\ud574 \ub9ce\uc740 \uae08\uc735 \uae30\uad00\uc774 \uba40\ud2f0\ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\uc744 \ud3ec\uae30\ud558\uace0 \uc0ac\uc124 \ud639\uc740 \ub2e8\uc77c \ud074\ub77c\uc6b0\ub4dc \ubaa8\ub378\ub85c \ub2e4\uc2dc \ub3cc\uc544\uac00\uae30\ub3c4 \ud588\ub2e4. CSP\ub294 \uc774\ub97c \uac1c\uc120\ud558\uae30 \uc704\ud574 \ub178\ub825\ud588\uace0, \ub300\ubd80\ubd84\uc758 \uc8fc\uc694 \ud074\ub77c\uc6b0\ub4dc \uc11c\ube44\uc2a4\ub294 \uc774\uc81c \ucef4\ud4e8\ud305\uc5d0 \uad00\ud574 \uc790\uc0ac SLA \uc6d4\ubcc4 \ubaa9\ud45c\ub97c \uac00\uc6a9\uc131 99.99%\ub85c \uc7a1\uace0 \uc788\ub2e4. \uc2e4\uc81c \uac00\ub3d9 \uc2dc\uac04\uc740 \uac00\uc6a9 \uc601\uc5ed\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\ub294\ub370, \ub9cc\uc77c CSP\uac00 \uc790\uc0ac SLA\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud558\uba74 \ud5a5\ud6c4 \uc9c0\ubd88\uc5d0 \uc11c\ube44\uc2a4 \ud06c\ub808\ub527\uc744 \uc801\uc6a9\ud560 \uc218 \uc788\ub2e4. \ud574\ub2f9 \ud06c\ub808\ub527\uc740 \uac00\ub3d9 \uc911\uc9c0 \uc2dc\uac04\uc5d0 \ub530\ub77c\uc11c \uc6d4 \ucd1d\uc561\uc758 10%\ubd80\ud130 100%\uae4c\uc9c0 \ucc45\uc815\ub420 \uc218 \uc788\ub2e4. \uc798 \uc124\uacc4\ub41c \ud074\ub77c\uc6b0\ub4dc \uc14b\uc5c5\uc740 \uc804\ud1b5\uc801\uc778 IT \uc14b\uc5c5\ubcf4\ub2e4 \ub354 \ud070 \uc704\ud5d8\uc73c\ub85c\ubd80\ud130 \ubcf4\ud638\ud560 \uc218 \uc788\ub2e4.<\/p>\n <\/p>\n <\/p>\n <\/p>\n \uc774\ub7ec\ud55c \uc5b4\ub824\uc6c0\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uae08\uc735 \uae30\uad00 CIO\ub4e4\uc740 \ud558\uc774\ube0c\ub9ac\ub4dc \ubc0f \uba40\ud2f0\ud074\ub77c\uc6b0\ub4dc \uc6b4\uc601 \ubaa8\ub378\uc744 \ucc3e\uace0 \uc788\ub2e4. \uae30\uc220 \uc2a4\ud0dd\uc758 \ubaa8\ub4e0 \ub2e8\uacc4\uc5d0\uc11c \ud234\ub9c1(tooling)\ubd80\ud130 \uc11c\ube44\uc2a4 \uc120\ud0dd, \uc18c\uc2f1 \ubaa8\ub378\uae4c\uc9c0 \ucd5c\uc801\uc778 \uba40\ud2f0\ud074\ub77c\uc6b0\ub4dc \uc544\ud0a4\ud14d\ucc98\ub294 \uc874\uc7ac\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0, CIO\ub4e4\uc740 \uba87\uba87 \ub2e8\uacc4\uc5d0\uc11c \uacb0\uc815\uc744 \ub0b4\ub824\uc57c \ud55c\ub2e4. \uba3c\uc800, \ud558\uc774\ube0c\ub9ac\ub4dc\ub098 \uba40\ud2f0\ud074\ub77c\uc6b0\ub4dc\uc640 \uad00\ub828\ud574 \uc5b4\ub5a4 \uc804\ub7b5\uc744 \uc138\uc6b8\uc9c0 \uacb0\uc815\ud574\uc57c \ud55c\ub2e4. \ub450 \ubc88\uc9f8, \ud574\ub2f9 \uc804\ub7b5\uc744 \ud234\ub9c1(\uac1c\ubc29\ud615 \ud45c\uc900 vs. \uc0c1\uc5c5\uc801 \uae30\uc131 \uc194\ub8e8\uc158), \uc6b4\uc601 \ubaa8\ub378(CSP \ub3c5\ub9bd\uc131 \ubc0f \uc6cc\ud06c\ub85c\ub4dc \uc774\ub3d9\uc131\uc744 \ud3ec\ud568\ud55c \ud558\uc774\ube0c\ub9ac\ub4dc \ud639\uc740 \uc644\uc804 \uba40\ud2f0\ud074\ub77c\uc6b0\ub4dc vs. \ub3c5\ub9bd\uc801\uc73c\ub85c \uc6b4\uc601\ud558\ub294 \uba40\ud2f0\ud074\ub77c\uc6b0\ub4dc), \uc18c\uc2f1 \ubaa8\ub378(CSP \ub3c5\ub9bd\uc131 vs. CSP \ub124\uc774\ud2f0\ube0c \ucc44\ud0dd)\uacfc \uad00\ub828\ud574 \uc5b4\ub5bb\uac8c \uc2e4\ud589\uc5d0 \uc62e\uae38\uc9c0 \ud30c\uc545\ud574\uc57c \ud55c\ub2e4.<\/p>\n \uc804\ub7b5\uc801\uc778 \uc218\uc900\uc5d0\uc11c, \uae08\uc735 \uc5c5\uacc4\uc5d0\ub294 \uc544\uc9c1 \ud558\uc774\ube0c\ub9ac\ub4dc\ub098 \uba40\ud2f0 \ud074\ub77c\uc6b0\ub4dc \uc0ac\uc6a9\uc5d0 \uad00\ud574 \ud569\uc758\ub41c \uacac\ud574\uac00 \uc5c6\uace0, \uae30\uad00\ubcc4 \uacbd\ud5d8\uacfc \uacb0\uacfc \uc5ed\uc2dc \ub2e4\uc591\ud558\ub2e4. \uc77c\ubd80 \uae30\uad00\ub4e4\uc740 \ud5a5\ud6c4 3~5\ub144\uac04\uc758 \uacf5\uaca9\uc801\uc778 \ubaa9\ud45c\ub97c \uc124\uc815\ud588\uc9c0\ub9cc, \uba40\ud2f0\ud074\ub77c\uc6b0\ub4dc \ud658\uacbd\uc5d0 \uac78\uccd0 \ub2e8\uc77c \uc6cc\ud06c\ub85c\ub4dc\ub97c \ubd84\uc0b0\uc2dc\ud0a8 \uae30\uc5c5\uc740 \uc544\uc9c1 \uc5c6\ub2e4. \uae30\uad00\uc5d0\uc11c CSP\ub85c, \ucf54\ub85c\ucf00\uc774\uc158\uc5d0\uc11c CSP\ub85c, CSP\uc5d0\uc11c \ucf54\ub85c\ucf00\uc774\uc158\uc73c\ub85c \uc774\ub3d9\ud558\ub294 3\uac00\uc9c0 \ubaa8\ub378\uc740 \ud14c\uc2a4\ud2b8\ub97c \uac70\uce58\uace0 \uc788\ub2e4. (\uadf8\ub9bc 2 \ucc38\uc870) \uac01 \ubaa8\ub378\uc5d0\ub294 \uace0\uc720\uc758 \uc7a5\ub2e8\uc810\uc774 \uc788\ub294\ub370, \uae30\uad00\ub4e4\uc740 \uc790\uc0ac\uc758 \uc804\ub7b5\uacfc \uc6b0\uc120\uc21c\uc704\ub97c \uace0\ub824\ud574 \uc54c\ub9de\uc740 \uacb0\uc815\uc744 \ub0b4\ub824\uc57c \ud55c\ub2e4.<\/p>\n <\/p>\n <\/p>\n <\/p>\n \uae08\uc735 \uae30\uad00\uc774 \uc5b4\ub5a4 \uc120\ud0dd\uc744 \ud558\ub4e0, \ub2e4\uc74c 4\uac00\uc9c0 \uc9c4\uc2e4\uc774 \ud074\ub77c\uc6b0\ub4dc \uc804\ud658 \uacbd\ub85c\ub97c \uacb0\uc815\ud558\uac8c \ub420 \uac83\uc774\ub2e4.<\/p>\n \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\uc740 \uc608\uc0c1\ubcf4\ub2e4 \ud6e8\uc52c \ub354\ub514\uac8c \uc9c4\ud589\ub420 \uac83\uc774\ub2e4.<\/strong> \uc801\uc5b4\ub3c4 \ud5a5\ud6c4 3~5\ub144 \ub3d9\uc548\uc5d0\ub294 \ud074\ub77c\uc6b0\ub4dc\uac00 \ub370\uc774\ud130 \uc13c\ud130\ub97c \ub300\uccb4\ud560 \uc218 \uc5c6\uc744 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \ub300\ubd80\ubd84\uc758 \uae30\uad00\uc740 \ud604\uc7ac \ubcf4\uc720\ud558\uace0 \uc788\ub294 \ub370\uc774\ud130 \uc13c\ud130\ub97c \uacc4\uc18d \uc6b4\uc601\ud558\uba74\uc11c \ud575\uc2ec \ubc45\ud0b9 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uacf5\uae09\uc5c5\uccb4\uc640 \ud568\uaed8 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uac83\uc774\ub2e4.<\/p>\n \ubbf8\ub798\ub294 \ud558\uc774\ube0c\ub9ac\ub4dc\uc5d0 \uc788\ub2e4.<\/strong> \uae30\uad00\ub4e4\uc740 \ud558\uc774\ube0c\ub9ac\ub4dc \ubc0f \uba40\ud2f0\ud074\ub77c\uc6b0\ub4dc \uc194\ub8e8\uc158\uc744 \uc5b4\ub5bb\uac8c \uc131\uacf5\uc2dc\ud0ac\uc9c0 \uc2e0\uc911\ud558\uac8c \uace0\ub824\ud574\uc57c \ud55c\ub2e4.<\/p>\n \uae08\uc735 \uc5c5\uacc4\uc5d0\ub294 \uace0\uc720\uc758 \ud074\ub77c\uc6b0\ub4dc \ubc29\ud574 \uc694\uc18c\uac00 \uc788\ub2e4.<\/strong> \uae30\uad00\uc774 \ucd5c\uc885\uc801\uc73c\ub85c \uacb0\uc815\ud558\ub294 \uc124\uacc4 \ubc0f \uae30\uc220 \uc0ac\ud56d\uc740 \uc0b0\uc5c5 \uc790\uccb4\uc758 \uace0\uc720\ud55c \uc5b4\ub824\uc6c0\uc744 \ubc18\uc601\ud574\uc57c \ud55c\ub2e4. \ub300\ud45c\uc801\uc73c\ub85c \uc9c0\uc5f0 \uc2dc\uac04, \uc6b4\uc601 \ud68c\ubcf5\uc131, \ubcf4\uc548 \ubc0f \uc900\ubc95\uac10\uc2dc\uac00 \uc788\uc744 \uc218 \uc788\ub2e4. \ub610\ud55c, \uae30\uad00\ub4e4\uc740 \uc5d4\ub4dc\ud22c\uc5d4\ub4dc \uc790\ub3d9\ud654, \uc870\uc815 \ubc0f \ud1b5\ud569\uc758 \uad6c\ud604\uc5d0 \uc2e0\uc911\ud560 \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n \ubaa8\ub4e0 \uae30\uad00\uc740 \uc790\uccb4 \ud074\ub77c\uc6b0\ub4dc \uc5ed\ub7c9\uc744 \uad6c\ucd95\ud574 \ub450\uc5b4\uc57c \ud55c\ub2e4.<\/strong> \ud558\uc774\ube0c\ub9ac\ub4dc \uc194\ub8e8\uc158\uc744 \ucc44\ud0dd\ud574\ub3c4 \ud074\ub77c\uc6b0\ub4dc \ud30c\ud2b8\ub108\uc640 \ud611\uc5c5\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc790\uccb4 \uc5ed\ub7c9\uc744 \uad6c\ucd95\ud560 \ud544\uc694\uac00 \uc788\ub2e4. \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\uc5d0 \ube44\uc6a9\uacfc \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\uace0 \uc2f6\uc740 \uae30\uad00\uc774 \uc788\ub2e4\uba74 \ud2b9\uc815\ud55c \uacb0\uacfc\ub098 \uc774\uc810\uc744 \uc5bb\ub294 \uac83\ub9cc\ud07c \uc9c1\uc6d0\uc744 \uad50\uc721\ud558\uace0 \uad00\ub828 \uc5ed\ub7c9\uc744 \uad6c\ucd95\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4.<\/p>\n <\/p>\n ——————————<\/p>\n <\/p>\n \uae08\uc735 \uae30\uad00\uc740 \ud074\ub77c\uc6b0\ub4dc\uc640 \ud568\uaed8\ud558\ub294 \ubbf8\ub798\ub97c \uacc4\ud68d\ud574\uc57c \ud55c\ub2e4. \uadf8\ub7ec\ub098 \ud2b9\ud788 SOR\uc5d0 \uad00\ud574\uc11c\ub294 \ube60\ub978 \uc804\ud658\uc744 \uc55e\uc138\uc6b0\uae30\ubcf4\ub2e4 \uc62c\ubc14\ub978 \ud1b5\ud569\uc744 \uc774\ub8e8\ub294 \ub370\uc5d0 \uc911\uc810\uc744 \ub450\ub294 \uac83\uc774 \uc88b\ub2e4. \uc624\ub7ab\ub3d9\uc548 \uace0\uc218\ud574\uc654\ub358 \uae30\uc220 \uc811\uadfc \ubc29\uc2dd\uc5d0\uc11c \ubc97\uc5b4\ub098\ub294 \ubb38\ud654\uc801 \uc804\ud658 \uc5ed\uc2dc \uae08\uc735 \uae30\uad00\uc5d0 \uc0c1\ub2f9\ud55c \uc5b4\ub824\uc6c0\uc73c\ub85c \ub2e4\uac00\uc62c \uac83\uc774\ub2e4. \uac01 \uae30\uad00\uc740 \uc800\ub9c8\ub2e4\uc758 \uc18d\ub3c4\ub85c \uc6c0\uc9c1\uc774\uaca0\uc9c0\ub9cc, \uc11c\ub85c\uc758 \uacbd\ud5d8\uc744 \uacf5\uc720\ud558\ub294 \uac83\ub3c4 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub2e4. \uc704\uc5d0\uc11c \uc5b8\uae09\ud55c 4\uac00\uc9c0 \uc9c4\uc2e4\uc740 \ud074\ub77c\uc6b0\ub4dc \uc804\ud658\uc744 \uad6c\uc0c1\ud558\ub294 \ube44\uc988\ub2c8\uc2a4 \ubc0f \uae30\uc220 \ub9ac\ub354\uc5d0\uac8c \uc9c0\uce68\uc11c\uac00 \ub420 \uc218 \uc788\uc744 \uac83\uc774\ub2e4.<\/p>\n <\/p>\n <\/p>\n <\/p>\n \uc6d0\ubb38(\uc601\uc5b4) \ubcf4\ub7ec\uac00\uae30<\/a><\/p>\n\ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\uc758 \ud604 \uc8fc\uc18c<\/strong><\/h3>\n
\n
(1) \uae08\uc735 \uae30\uad00\uc758 \ub2c8\uc988\uc640 CSP<\/strong><\/h3>\n
(2) \uae08\uc735 \uae30\uad00\uacfc \uae30\uc220 \ud658\uacbd<\/strong><\/h3>\n
\ud575\uc2ec vs. \ube44\ud575\uc2ec \uc2dc\uc2a4\ud15c<\/strong><\/h5>\n
\n
\ub0b4\ubd80 \uace0\ub824 \uc0ac\ud56d<\/strong><\/h5>\n
\n
(3) \uad11\ubc94\uc704\ud55c \ud074\ub77c\uc6b0\ub4dc \ucc44\ud0dd\uc758 \uc5b4\ub824\uc6c0 \uadf9\ubcf5<\/strong><\/h3>\n
\uc9c0\uc5f0 \uc2dc\uac04<\/strong><\/h5>\n
<\/p>\n
\ub370\uc774\ud130 \ub808\uc9c0\ub358\uc2dc \ubc0f \uac70\ub798<\/strong><\/h5>\n
PII \ubc0f \uaddc\uc81c \ub9ac\uc2a4\ud06c<\/strong><\/h5>\n
\ud68c\ubcf5\ub825<\/strong><\/h5>\n
(4) \uba40\ud2f0\ud074\ub77c\uc6b0\ub4dc\ub97c \ud65c\uc6a9\ud558\ub294 \ubbf8\ub798 \uc124\uacc4<\/strong><\/h3>\n
<\/p>\n
\ud074\ub77c\uc6b0\ub4dc \uc804\ud658 \uacbd\ub85c\ub97c \uacb0\uc815\ud560 4\uac00\uc9c0 \ud329\ud2b8<\/strong><\/h3>\n